ALLY Ally Financial Inc

$38.49

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Ally Financial's strategic pivot towards streamlining operations and focusing on core automotive finance has been a double-edged sword, as evidenced by its recent financial maneuvers. Despite a significant 61% increase in Q2 net income driven by reduced credit loss provisions, the company faced a 65% decline in six-month net income due to substantial investment losses and goodwill impairments. As Ally Financial prepares to announce its Q3 2025 earnings on October 17, the market is keenly observing whether the company can sustain its upward trajectory in earnings, especially after surpassing expectations in the previous quarter with a 22.22% EPS surprise. Analysts have set the EPS estimate at $1.01 and revenue at $2.12 billion, while the whisper number suggests a more optimistic EPS of $1.15, reflecting market anticipation for continued improvement. With a market cap of approximately $12.25 billion, Ally's ability to navigate its strategic shifts and deliver on these expectations will be crucial in reinforcing investor confidence and aligning with the broader consumer finance industry's growth trajectory.

Updated On 11/21/2025

About Ally Financial Inc

Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan.

Website: https://www.ally.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
40729
Address
ALLY DETROIT CENTER, 500 WOODWARD AVE. FLOOR 10, DETROIT, MI, US
Valuation
Market Cap
$9.72B
P/E Ratio
56.48
PEG Ratio
0.33
Price to Book
0.82
Performance
EPS
$0.56
Dividend Yield
3.73%
Profit Margin
9.90%
ROE
4.85%
Technicals
50D MA
$35.49
200D MA
$37.41
52W High
$44.43
52W Low
$29.52
Fundamentals
Shares Outstanding
307M
Target Price
$42.28
Beta
1.10

ALLY EPS Estimates vs Actual

Estimated
Actual

ALLY News & Sentiment

Nov 20, 2025 • Zacks Commentary SOMEWHAT-BULLISH
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Nov 18, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Can Capital One Continue to Ride on NII Despite Recent Rate Cuts?
COF's NII momentum holds strong as credit card demand, funding mix gains and the Discover deal support growth despite rate cuts.
Nov 10, 2025 • Benzinga SOMEWHAT-BULLISH
What Does the Market Think About Ally Financial Inc? - Ally Financial ( NYSE:ALLY )
Ally Financial Inc's ( NYSE:ALLY ) short interest as a percent of float has fallen 5.04% since its last report. According to exchange reported data, there are now 9.83 million shares sold short, which is 3.2% of all regular shares that are available for trading.
Nov 07, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Capital One Stock Rises 21.6% YTD: Is There More Upside Ahead?
COF surges 21.6% YTD on solid financial performance, the Discover buyout, relatively higher rates and a robust balance sheet. Can the momentum continue? Let's find out.
Nov 06, 2025 • Zacks Commentary NEUTRAL
Do Options Traders Know Something About Ally Financial Stock We Don't?
Investors need to pay close attention to ALLY stock based on the movements in the options market lately.
Nov 06, 2025 • Zacks Commentary BULLISH
Why Ally Financial ( ALLY ) is a Top Momentum Stock for the Long-Term
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Sentiment Snapshot

Average Sentiment Score:

0.190
50 articles with scored sentiment

Overall Sentiment:

Bullish

ALLY Reported Earnings

Jul 18, 2025
Jun 30, 2025 (Pre market)
0.18 Surprise
  • Reported EPS: $0.99
  • Estimate: $0.81
  • Whisper:
  • Surprise %: 22.2%
Apr 17, 2025
Mar 31, 2025 (Pre market)
0.16 Surprise
  • Reported EPS: $0.58
  • Estimate: $0.42
  • Whisper:
  • Surprise %: 38.1%
Jan 22, 2025
Dec 31, 2024 (Pre market)
0.2 Surprise
  • Reported EPS: $0.78
  • Estimate: $0.58
  • Whisper:
  • Surprise %: 34.5%
Oct 18, 2024
Sep 30, 2024 (Pre market)
0.43 Surprise
  • Reported EPS: $0.95
  • Estimate: $0.52
  • Whisper:
  • Surprise %: 82.7%
Jul 17, 2024
Jun 30, 2024 (Pre market)
0.34 Surprise
  • Reported EPS: $0.97
  • Estimate: $0.63
  • Whisper:
  • Surprise %: 54.0%
Apr 18, 2024
Mar 31, 2024 (Pre market)
0.12 Surprise
  • Reported EPS: $0.45
  • Estimate: $0.33
  • Whisper:
  • Surprise %: 36.4%
Jan 19, 2024
Dec 31, 2023 (Pre market)
0.0 Surprise
  • Reported EPS: $0.45
  • Estimate: $0.45
  • Whisper:
  • Surprise %: 0.0%
Oct 18, 2023
Sep 30, 2023 (Pre market)
0.03 Surprise
  • Reported EPS: $0.83
  • Estimate: $0.80
  • Whisper:
  • Surprise %: 3.8%
Jul 19, 2023
Jun 30, 2023 (Pre market)
0.02 Surprise
  • Reported EPS: $0.96
  • Estimate: $0.94
  • Whisper:
  • Surprise %: 2.1%

Financials