ALLY Ally Financial Inc

$45.60

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 21, 2026
Report Time: Before the Bell
The Whisper Number
$1.18
Consensus Estimate: $1.03
Revenue Estimate: $2.15B

Latest Earnings Insight

Ally Financial's strategic pivot towards streamlining operations and focusing on core automotive finance has been a double-edged sword, as evidenced by its recent financial maneuvers. Despite a significant 61% increase in Q2 net income driven by reduced credit loss provisions, the company faced a 65% decline in six-month net income due to substantial investment losses and goodwill impairments. As Ally Financial prepares to announce its Q3 2025 earnings on October 17, the market is keenly observing whether the company can sustain its upward trajectory in earnings, especially after surpassing expectations in the previous quarter with a 22.22% EPS surprise. Analysts have set the EPS estimate at $1.01 and revenue at $2.12 billion, while the whisper number suggests a more optimistic EPS of $1.15, reflecting market anticipation for continued improvement. With a market cap of approximately $12.25 billion, Ally's ability to navigate its strategic shifts and deliver on these expectations will be crucial in reinforcing investor confidence and aligning with the broader consumer finance industry's growth trajectory.

Updated On 1/6/2026

About Ally Financial Inc

Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan.

Website: https://www.ally.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
40729
Address
ALLY DETROIT CENTER, 500 WOODWARD AVE. FLOOR 10, DETROIT, MI, US
Valuation
Market Cap
$9.72B
P/E Ratio
56.48
PEG Ratio
0.33
Price to Book
0.82
Performance
EPS
$0.56
Dividend Yield
3.73%
Profit Margin
9.90%
ROE
4.85%
Technicals
50D MA
$35.49
200D MA
$37.41
52W High
$44.43
52W Low
$29.52
Fundamentals
Shares Outstanding
307M
Target Price
$42.28
Beta
1.10

ALLY EPS Estimates vs Actual

Estimated
Actual

ALLY News & Sentiment

Dec 29, 2025 • Stock Traders Daily SOMEWHAT-BULLISH
Responsive Playbooks and the ALLY Inflection
This article analyzes Ally Financial Inc. (NASDAQ: ALLY), indicating a near-term neutral sentiment despite mid and long-term strength. It provides AI-generated trading strategies including position, momentum breakout, and risk hedging, along with multi-timeframe signal analysis for support and resistance levels.
Dec 29, 2025 • Benzinga SOMEWHAT-BULLISH
5 Stocks In The Spotlight Last Week: Wall Street's Most Accurate Analysts Weigh In
This article highlights five stocks that were in the spotlight last week, featuring insights from Wall Street's most accurate analysts. These analysts, identified by Benzinga Analyst Stock Ratings, have provided updated ratings and price targets for companies such as Heico Corp, CME Group Inc, Ally Financial Inc, GE Vernova Inc, and Lam Research Corp. The piece details each analyst's accuracy, their latest ratings, new price targets, and key recent news for each company, offering potential upside percentages for investors.
Dec 25, 2025 • MarketBeat BULLISH
Ally Financial Inc. (NYSE:ALLY) Receives Average Recommendation of "Moderate Buy" from Analysts
Ally Financial Inc. (NYSE:ALLY) has garnered an average "Moderate Buy" recommendation from 17 analysts, with a consensus 12-month price target of $46.47. The company recently authorized a $2.0 billion share repurchase program and pays a quarterly dividend of $0.30, resulting in a 2.6% yield. Shares are currently trading near their 52-week high, and the company has demonstrated strong institutional investor interest.
Dec 24, 2025 • Finviz SOMEWHAT-BULLISH
Ally Financial Shares Touch 52-Week High: How to Play It Now?
Ally Financial Inc. (ALLY) recently reached a new 52-week high, driven by strong U.S. GDP growth and impressive revenue performance, outperforming the S&P 500. While the company's restructuring efforts, robust liquidity, and capital distributions are positive factors, concerns remain regarding weakening asset quality, an elevated expense base, and pressure on Net Interest Margin (NIM). Analysts are optimistic about ALLY's earnings growth potential, and its shares appear undervalued compared to peers, but near-term headwinds suggest a cautious "Hold" recommendation for current investors.
Dec 22, 2025 • Investing.com BULLISH
Ally Financial stock hits 52-week high at 46.25 USD
Ally Financial Inc. (ALLY) stock has reached a new 52-week high of $46.25, reflecting a significant 35.39% total return over the past year and a 25.64% gain in the last six months. The company has maintained dividend payments for 10 consecutive years and recently announced a $2 billion share repurchase program, alongside upgrades from Wells Fargo and TD Cowen. These developments highlight investor confidence and the company's strategic financial and governance moves.
Dec 21, 2025 • MarketBeat NEUTRAL
Wedge Capital Management L L P NC Trims Stake in Ally Financial Inc. $ALLY
Wedge Capital Management L L P NC reduced its stake in Ally Financial Inc. (NYSE:ALLY) by 7.2% during the third quarter, selling 87,203 shares and now owning 1,121,186 shares valued at approximately $43.95 million. This stake represents about 0.36% of Ally Financial and 0.7% of Wedge Capital's investment portfolio. The article also notes significant insider selling and institutional ownership, alongside analyst ratings and Ally's recent share buyback authorization.
Sentiment Snapshot

Average Sentiment Score:

0.281
50 articles with scored sentiment

Overall Sentiment:

Bullish

ALLY Reported Earnings

Jul 18, 2025
Jun 30, 2025 (Pre market)
0.18 Surprise
  • Reported EPS: $0.99
  • Estimate: $0.81
  • Whisper:
  • Surprise %: 22.2%
Apr 17, 2025
Mar 31, 2025 (Pre market)
0.16 Surprise
  • Reported EPS: $0.58
  • Estimate: $0.42
  • Whisper:
  • Surprise %: 38.1%
Jan 22, 2025
Dec 31, 2024 (Pre market)
0.2 Surprise
  • Reported EPS: $0.78
  • Estimate: $0.58
  • Whisper:
  • Surprise %: 34.5%
Oct 18, 2024
Sep 30, 2024 (Pre market)
0.43 Surprise
  • Reported EPS: $0.95
  • Estimate: $0.52
  • Whisper:
  • Surprise %: 82.7%
Jul 17, 2024
Jun 30, 2024 (Pre market)
0.34 Surprise
  • Reported EPS: $0.97
  • Estimate: $0.63
  • Whisper:
  • Surprise %: 54.0%
Apr 18, 2024
Mar 31, 2024 (Pre market)
0.12 Surprise
  • Reported EPS: $0.45
  • Estimate: $0.33
  • Whisper:
  • Surprise %: 36.4%
Jan 19, 2024
Dec 31, 2023 (Pre market)
0.0 Surprise
  • Reported EPS: $0.45
  • Estimate: $0.45
  • Whisper:
  • Surprise %: 0.0%
Oct 18, 2023
Sep 30, 2023 (Pre market)
0.03 Surprise
  • Reported EPS: $0.83
  • Estimate: $0.80
  • Whisper:
  • Surprise %: 3.8%
Jul 19, 2023
Jun 30, 2023 (Pre market)
0.02 Surprise
  • Reported EPS: $0.96
  • Estimate: $0.94
  • Whisper:
  • Surprise %: 2.1%

Financials