WAFD Washington Federal Inc

$31.73

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Washington Federal's strategic pivot away from Single-Family Residential lending marks a notable shift as the bank prepares to announce its Q3 earnings on July 10, 2025. This decision, driven by the commoditization and regulatory challenges of the mortgage sector, has led analysts to adjust their forecasts, with Piper Sandler recently lowering its price target to $31. Despite these headwinds, Washington Federal's previous quarter showcased resilience, with a revenue increase of 7.8% year-over-year to $182.47 million, although EPS slightly dipped to $0.89 from $0.91. For the upcoming report, expectations are set with an EPS estimate of $0.68 and revenue of $184.91 million. However, the whisper number suggests a more optimistic EPS of $0.84, indicating some market confidence in Washington Federal's ability to navigate its strategic changes effectively. With a market cap of approximately $2.44 billion, investors will be keenly observing whether the bank can surpass these expectations and continue its growth trajectory amidst a challenging economic landscape.

Updated On 8/22/2025

About Washington Federal Inc

Washington Federal, Inc. is the banking holding company for Washington Federal Bank, a National Association that provides loans, deposits, insurance, and other banking services in the United States. The company is headquartered in Seattle, Washington.

Website: https://www.wafdbank.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
September
CIK
936528
Address
425 PIKE STREET, SEATTLE, WA, US
Valuation
Market Cap
$2.26B
P/E Ratio
10.46
PEG Ratio
1.67
Price to Book
0.83
Performance
EPS
$2.68
Dividend Yield
3.85%
Profit Margin
31.40%
ROE
7.70%
Technicals
50D MA
$28.38
200D MA
$32.61
52W High
$38.27
52W Low
$23.75
Fundamentals
Shares Outstanding
81M
Target Price
$29.25
Beta
0.78

WAFD EPS Estimates vs Actual

Estimated
Actual

WAFD News & Sentiment

Aug 01, 2025 • Zacks Commentary SOMEWHAT-BULLISH
LendingTree Q2 Earnings Surpass Estimates, EBITDA Improves Y/Y
TREE's Q2 adjusted net income per share of $1.13 beat estimates as revenues and EBITDA increase sharply despite higher costs.
Jul 18, 2025 • Zacks Commentary SOMEWHAT-BULLISH
WAFD Gains as Q3 Earnings Beat on Fee Income, Weak Lending Hurts NII
WaFd beats fiscal Q3 estimates on higher fee income and decline in costs, but weak lending and rising credit loss provisions weigh on it.
Jul 16, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Comerica's Q2 Earnings to be Hurt by Higher Expenses & Lower Deposits
CMA's Q2 earnings may fall 19.6% despite revenue gains, as rising expenses and deposit declines weigh on results.
Jul 16, 2025 • Zacks Commentary SOMEWHAT-BULLISH
HWC Q2 Earnings Beat Estimates on NII & Fee Income Growth, Stock Down
HWC tops Q2 estimates with EPS of $1.37, but shares dip 3.2% as deposit declines and credit costs weigh on results.
May 20, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Here's Why You Should Add Bank of Hawaii Stock to Your Portfolio Now
BOH stock is a smart buy with rising loans, strong liquidity and bullish earnings estimates.
Apr 14, 2025 • Zacks Commentary SOMEWHAT-BULLISH
WAFD's Q2 Earnings Beat Estimates on Higher NII & Fee Income
WaFd's fiscal Q2 earnings beat estimates on the back of higher revenues and lower expenses. However, a decline in loan balance is a headwind.
Sentiment Snapshot

Average Sentiment Score:

0.181
50 articles with scored sentiment

Overall Sentiment:

Bullish

WAFD Reported Earnings

Apr 11, 2025
Mar 31, 2025 (Post market)
0.07 Surprise
  • Reported EPS: $0.65
  • Estimate: $0.58
  • Whisper:
  • Surprise %: 12.1%
Jan 16, 2025
Dec 31, 2024 (Post market)
-0.11 Surprise
  • Reported EPS: $0.54
  • Estimate: $0.65
  • Whisper:
  • Surprise %: -16.9%
Oct 17, 2024
Sep 30, 2024 (Post market)
0.01 Surprise
  • Reported EPS: $0.71
  • Estimate: $0.70
  • Whisper:
  • Surprise %: 1.4%
Jul 16, 2024
Jun 30, 2024 (Post market)
0.18 Surprise
  • Reported EPS: $0.75
  • Estimate: $0.57
  • Whisper:
  • Surprise %: 31.6%
Apr 22, 2024
Mar 31, 2024 (Post market)
-0.32 Surprise
  • Reported EPS: $0.17
  • Estimate: $0.49
  • Whisper:
  • Surprise %: -65.3%
Jan 16, 2024
Dec 31, 2023 (Post market)
0.08 Surprise
  • Reported EPS: $0.85
  • Estimate: $0.77
  • Whisper:
  • Surprise %: 10.4%
Oct 17, 2023
Sep 30, 2023 (Post market)
-0.17 Surprise
  • Reported EPS: $0.72
  • Estimate: $0.89
  • Whisper:
  • Surprise %: -19.1%
Jul 14, 2023
Jun 30, 2023 (Post market)
-0.05 Surprise
  • Reported EPS: $0.89
  • Estimate: $0.94
  • Whisper:
  • Surprise %: -5.3%
Apr 13, 2023
Mar 31, 2023 (Post market)
-0.12 Surprise
  • Reported EPS: $0.95
  • Estimate: $1.07
  • Whisper:
  • Surprise %: -11.2%

Financials