WAFD Washington Federal Inc

$32.47

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 08, 2026
Report Time: Unknown Release Time
The Whisper Number
$0.83
Consensus Estimate: $0.76
Revenue Estimate: $192.83M

Latest Earnings Insight

Washington Federal's strategic pivot away from Single-Family Residential lending marks a notable shift as the bank prepares to announce its Q3 earnings on July 10, 2025. This decision, driven by the commoditization and regulatory challenges of the mortgage sector, has led analysts to adjust their forecasts, with Piper Sandler recently lowering its price target to $31. Despite these headwinds, Washington Federal's previous quarter showcased resilience, with a revenue increase of 7.8% year-over-year to $182.47 million, although EPS slightly dipped to $0.89 from $0.91. For the upcoming report, expectations are set with an EPS estimate of $0.68 and revenue of $184.91 million. However, the whisper number suggests a more optimistic EPS of $0.84, indicating some market confidence in Washington Federal's ability to navigate its strategic changes effectively. With a market cap of approximately $2.44 billion, investors will be keenly observing whether the bank can surpass these expectations and continue its growth trajectory amidst a challenging economic landscape.

Updated On 1/6/2026

About Washington Federal Inc

Washington Federal, Inc. is the banking holding company for Washington Federal Bank, a National Association that provides loans, deposits, insurance, and other banking services in the United States. The company is headquartered in Seattle, Washington.

Website: https://www.wafdbank.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
September
CIK
936528
Address
425 PIKE STREET, SEATTLE, WA, US
Valuation
Market Cap
$2.26B
P/E Ratio
10.46
PEG Ratio
1.67
Price to Book
0.83
Performance
EPS
$2.68
Dividend Yield
3.85%
Profit Margin
31.40%
ROE
7.70%
Technicals
50D MA
$28.38
200D MA
$32.61
52W High
$38.27
52W Low
$23.75
Fundamentals
Shares Outstanding
81M
Target Price
$29.25
Beta
0.78

WAFD EPS Estimates vs Actual

Estimated
Actual

WAFD News & Sentiment

Nov 27, 2025 • MarketBeat NEUTRAL
WaFd, Inc. $WAFD Shares Sold by SG Americas Securities LLC
SG Americas Securities LLC reduced its stake in WaFd, Inc. by 49.9% in Q2, selling 18,666 shares, yet institutional investors still collectively own 83.71% of the company's stock. WaFd declared a quarterly dividend of $0.27 per share, set to be paid on December 5th, with a 3.3% dividend yield. Despite some analyst downgrades to a "hold" or "sell" rating, insiders like CEO Brent J. Beardall have been purchasing shares, showing confidence in the company.
Nov 02, 2025 • TradingView NEUTRAL
WaFd Inc. Announces Annual and Fourth Quarter Results
WaFd Inc. reported a net income of $60.6 million for the fourth quarter and $226 million for the full fiscal year ending September 30, 2025, representing a 13% increase year-over-year. The company saw significant growth in new loan originations and improved its net interest margin, alongside a strategic shift from mortgage lending to business solutions. WaFd also repurchased shares and paid its 170th consecutive quarterly dividend, with management expressing optimism for future growth and shareholder returns.
Nov 02, 2025 • Newser NEUTRAL
Can WaFd Inc (WAO) stock reach $200 price target - 2025 Short Interest & Community Verified Trade Signals
This article indicates that the requested page does not exist on Newser. It appears to be a broken link for what was intended to be an article discussing whether WaFd Inc (WAO) stock could reach a $200 price target, likely involving short interest and community-verified trade signals for 2025. The content provided is a standard "Page Not Found" message from the website.
Nov 02, 2025 • Fundação Cultural do Pará NEUTRAL
Why WaFd Inc stock remains a top recommendation - Portfolio Risk Summary & Detailed Earnings Play Strategies
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Oct 19, 2025 • Markets Mojo NEUTRAL
WaFd, Inc. Experiences Revision in Stock Evaluation Amid Market Dynamics and Performance Challenges - Markets Mojo
WaFd, Inc. has experienced a revision in its stock evaluation due to mixed technical indicators and underperformance compared to the S&P 500. The stock closed at $28.91, with bearish trends noted in MACD and Bollinger Bands, while moving averages show a mildly bullish outlook daily. Over the past year, WaFd's stock declined by 17.34%, whereas the S&P 500 gained 13.36%, highlighting the company's market challenges.
Oct 18, 2025 • Yahoo Finance NEUTRAL
Could WaFd’s (WAFD) Loan Quality Trends Reveal More Than the Recent Earnings Miss? - Yahoo Finance
WaFd's recent Q4 and full-year earnings showed a slight dip in quarterly net interest and net income year-over-year, but full-year profitability and diluted EPS improved, and the dividend was reinforced. Despite missing Wall Street expectations and broader regional bank concerns, WaFd's net charge-offs decreased, suggesting its loan quality might be more stable than sector trends imply. The market remains vigilant on credit quality and lending trends, with WaFd's shares trading 23% above fair value according to some estimates.
Sentiment Snapshot

Average Sentiment Score:

0.262
38 articles with scored sentiment

Overall Sentiment:

Bullish

WAFD Reported Earnings

Jul 17, 2025
Jun 30, 2025 (Post market)
0.05 Surprise
  • Reported EPS: $0.73
  • Estimate: $0.68
  • Whisper:
  • Surprise %: 7.3%
Apr 11, 2025
Mar 31, 2025 (Post market)
0.06 Surprise
  • Reported EPS: $0.65
  • Estimate: $0.59
  • Whisper:
  • Surprise %: 10.2%
Jan 16, 2025
Dec 31, 2024 (Post market)
-0.01 Surprise
  • Reported EPS: $0.62
  • Estimate: $0.63
  • Whisper:
  • Surprise %: -1.6%
Oct 17, 2024
Sep 30, 2024 (Post market)
0.0 Surprise
  • Reported EPS: $0.69
  • Estimate: $0.69
  • Whisper:
  • Surprise %: 0.0%
Jul 16, 2024
Jun 30, 2024 (Post market)
0.18 Surprise
  • Reported EPS: $0.75
  • Estimate: $0.57
  • Whisper:
  • Surprise %: 31.6%
Apr 22, 2024
Mar 31, 2024 (Post market)
-0.32 Surprise
  • Reported EPS: $0.17
  • Estimate: $0.49
  • Whisper:
  • Surprise %: -65.3%
Jan 16, 2024
Dec 31, 2023 (Post market)
0.08 Surprise
  • Reported EPS: $0.85
  • Estimate: $0.77
  • Whisper:
  • Surprise %: 10.4%
Oct 17, 2023
Sep 30, 2023 (Post market)
-0.17 Surprise
  • Reported EPS: $0.72
  • Estimate: $0.89
  • Whisper:
  • Surprise %: -19.1%
Jul 14, 2023
Jun 30, 2023 (Post market)
-0.05 Surprise
  • Reported EPS: $0.89
  • Estimate: $0.94
  • Whisper:
  • Surprise %: -5.3%

Financials