C CASH

Pathward Financial Inc

$88.87

+0.26% (+$0.23)

Volume 190,245

52W High $101.26

52W Low $65.87

Market Cap $1.86B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.59

Whisper EPS

$1.58

0.7% below consensus

Last Quarter

--

Current Streak

1 Miss

Avg Surprise (4Q)

-13.65%

Next Earnings Report

Reports in 82 days

Report Date Oct 21, 2026

Whisper Spread -0.73%

Consensus Estimate

$1.59

Official analyst average

Whisper Number

$1.58

What traders expect

Neutral Sentiment: The whisper number is close to consensus, suggesting the market expects results roughly in line with analyst expectations.

Price Chart

EPS History: Consensus vs Actual

Last 9 quarters

Price Movement Around Earnings

Q3 2026 Jul 22, 2026

1-Day: -6.26%

5-Day: -2.84%

Q2 2026 Jul 22, 2026

1-Day: -6.26%

5-Day: -2.84%

Q1 2026 Apr 29, 2026

1-Day: +0.49%

5-Day: -0.81%

Q2 2026 Apr 22, 2026

1-Day: -11.01%

5-Day: -10.26%

Revenue & Financial Performance

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$175.0M	+28.8%	97.1%	24.4%	$35.1M
Q3'25	$155.4M	+12.8%	103.2%	31.1%	$38.8M
Q2'25	$158.1M	+1.9%	93.3%	29.8%	$42.1M
Q1'25	$233.0M	+5.1%	100.0%	39.4%	$74.0M
Q4'24	$135.9M	+1.5%	84.0%	26.6%	$30.0M
Q3'24	$137.7M	+1.2%	96.6%	27.0%	$33.6M
Q2'24	$155.2M	+11.8%	90.3%	33.0%	$44.9M
Q1'24	$221.7M	+13.5%	82.8%	39.3%	$69.9M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q3 2026	Jul 22, 2026	$1.95	$2.08	--	--	--
Q2 2026	Jul 22, 2026	$1.95	$2.06	$1.37	-29.74%	Missed
Q1 2026	Apr 29, 2026	$3.27	$3.54	$3.35	+2.45%	Missed
Q2 2026	Apr 22, 2026	$3.35	$3.61	--	--	--
Q1 2026	Apr 22, 2026	$3.35	$3.56	$3.35	+0.00%	Missed
Q2 2026	Apr 21, 2026	$3.37	$3.68	--	--	--
Q4 2025	Jan 22, 2026	$1.38	$1.48	$1.57	+13.77%	Beat
Q3 2025	Oct 22, 2025	$1.37	$1.45	$1.69	+23.36%	Beat
Q3 2025	Oct 21, 2025	$1.38	$1.44	$1.69	+22.46%	Beat
Q2 2025	Jul 28, 2025	$1.67	$1.74	$1.81	+8.38%	Beat
Q1 2025	Apr 22, 2025	$2.78	$2.88	$3.41	+22.66%	Beat
Q4 2024	Jan 21, 2025	$1.24	$1.26	$1.26	+1.61%	Met