CFR Cullen/Frost Bankers Inc

$128.27

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 22, 2026
Report Time: Unknown Release Time
The Whisper Number
$2.56
Consensus Estimate: $2.45
Revenue Estimate: $578.05M

Latest Earnings Insight

Updated On 12/31/2025

About Cullen/Frost Bankers Inc

Cullen / Frost Bankers, Inc. is the banking holding company for Frost Bank offering commercial and consumer banking services in Texas. The company is headquartered in San Antonio, Texas.

Website: https://www.frostbank.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
39263
Address
111 W HOUSTON ST, SAN ANTONIO, TX, US
Valuation
Market Cap
$7.17B
P/E Ratio
12.58
PEG Ratio
4.18
Price to Book
1.91
Performance
EPS
$8.87
Dividend Yield
3.41%
Profit Margin
29.10%
ROE
15.30%
Technicals
50D MA
$126.68
200D MA
$124.08
52W High
$145.63
52W Low
$92.03
Fundamentals
Shares Outstanding
64M
Target Price
$133.08
Beta
0.81

CFR EPS Estimates vs Actual

Estimated
Actual

CFR News & Sentiment

Dec 29, 2025 • MarketBeat SOMEWHAT-BULLISH
Boston Trust Walden Corp Sells 8,419 Shares of Cullen/Frost Bankers, Inc. $CFR
Boston Trust Walden Corp reduced its stake in Cullen/Frost Bankers (NYSE:CFR) by 0.8% during the third quarter, selling 8,419 shares and ending with 1,091,937 shares valued at approximately $138.4 million. This makes CFR its 13th-largest holding, representing about 1.70% of the company. Additionally, EVP Coolidge E. Rhodes Jr. sold 700 shares at $127, decreasing his ownership by 15.6%.
Dec 28, 2025 • Stock Traders Daily NEUTRAL
(CFR) as a Liquidity Pulse for Institutional Tactics
This article provides an AI-generated analysis of Cullen/frost Bankers Inc. (NYSE: CFR), indicating a neutral sentiment across all time horizons and suggesting a wait-and-see approach. It details three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. The analysis highlights an exceptional short setup with a significant risk-reward ratio, targeting a 6.7% downside.
Dec 26, 2025 • The Business Journals SOMEWHAT-BULLISH
Banks target fast-growing Hill Country communities with wave of new branches
Frost Bank is expanding its presence in the Texas Hill Country with three new financial centers, including recently opened locations in Kerrville and planned branches in New Braunfels and Fredericksburg for 2026. This expansion targets fast-growing communities in the region. Texas Regional Bank is also expanding with its first Boerne location.
Dec 19, 2025 • MarketBeat NEUTRAL
Cullen/Frost Bankers, Inc. (NYSE:CFR) Given Average Rating of "Hold" by Analysts
Cullen/Frost Bankers, Inc. (NYSE:CFR) has received a consensus "Hold" rating from thirteen analysts, with an average 12-month target price of $136.00. The bank reported strong Q3 earnings, beating EPS expectations, and offers a $1.00 quarterly dividend. Institutional investors hold a significant stake, with recent buying activity, while an EVP also conducted an insider sale.
Dec 19, 2025 • GuruFocus NEUTRAL
CFR: Barclays Lowers Price Target, Maintains Equal-Weight Rating
Barclays analyst Jared Shaw has lowered the price target for Cullen/Frost Bankers (CFR) from $145.00 to $140.00, while maintaining an 'Equal-Weight' rating. This adjustment reflects a modest decrease in expectations but suggests no immediate need for significant portfolio changes concerning CFR. Cullen/Frost Bankers is a regional US bank focused on the Texas market, with an average target price across 14 analysts of $138.79 and a "Hold" status based on consensus recommendation.
Dec 19, 2025 • MarketBeat SOMEWHAT-BEARISH
Barclays Has Lowered Expectations for Cullen/Frost Bankers (NYSE:CFR) Stock Price
Barclays has reduced its price target for Cullen/Frost Bankers (NYSE:CFR) from $145.00 to $140.00 while maintaining an "equal weight" rating, suggesting an 8.41% potential upside. This adjustment comes despite the company beating EPS estimates with $2.67 versus $2.38 and reporting revenues of $567.3M. The consensus among analysts remains a "Hold" with an average price target of $135.55.
Sentiment Snapshot

Average Sentiment Score:

0.251
50 articles with scored sentiment

Overall Sentiment:

Bullish

CFR Reported Earnings

Jul 31, 2025
Jun 30, 2025 (Pre market)
0.08 Surprise
  • Reported EPS: $2.39
  • Estimate: $2.31
  • Whisper:
  • Surprise %: 3.5%
May 01, 2025
Mar 31, 2025 (Pre market)
0.13 Surprise
  • Reported EPS: $2.30
  • Estimate: $2.17
  • Whisper:
  • Surprise %: 6.0%
Jan 30, 2025
Dec 31, 2024 (Pre market)
0.19 Surprise
  • Reported EPS: $2.36
  • Estimate: $2.17
  • Whisper:
  • Surprise %: 8.8%
Oct 31, 2024
Sep 30, 2024 (Pre market)
0.07 Surprise
  • Reported EPS: $2.24
  • Estimate: $2.17
  • Whisper:
  • Surprise %: 3.2%
Jul 25, 2024
Jun 30, 2024 (Pre market)
0.14 Surprise
  • Reported EPS: $2.21
  • Estimate: $2.07
  • Whisper:
  • Surprise %: 6.8%
Apr 25, 2024
Mar 31, 2024 (Post market)
-0.08 Surprise
  • Reported EPS: $2.06
  • Estimate: $2.14
  • Whisper:
  • Surprise %: -3.7%
Jan 25, 2024
Dec 31, 2023 (Pre market)
0.09 Surprise
  • Reported EPS: $2.18
  • Estimate: $2.09
  • Whisper:
  • Surprise %: 4.3%
Oct 26, 2023
Sep 30, 2023 (Pre market)
0.23 Surprise
  • Reported EPS: $2.38
  • Estimate: $2.15
  • Whisper:
  • Surprise %: 10.7%
Jul 27, 2023
Jun 30, 2023 (Pre market)
0.07 Surprise
  • Reported EPS: $2.47
  • Estimate: $2.40
  • Whisper:
  • Surprise %: 2.9%

Financials