E ENVA

Enova International Inc

$254.15

+0.32% (+$0.80)

Volume 294,004

52W High $260.00

52W Low $99.61

Market Cap $5.48B

← Back to Calendar Compare with Others →

What to Watch This Quarter

Based on historical data

Consensus EPS

$4.38

Whisper EPS

$4.62

5.6% above consensus

Last Quarter

$4.05

Current Streak

7 Beats

Avg Surprise (4Q)

+8.45%

Next Earnings Report

Reports in 81 days

Report Date Oct 22, 2026

Whisper Spread +5.56%

Consensus Estimate

$4.38

Official analyst average

Whisper Number

$4.62

What traders expect

Bullish Sentiment: The whisper number is 5.6% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 11 quarters

Price Movement Around Earnings

Q2 2026 Jul 23, 2026

1-Day: +8.94%

5-Day: +14.34%

Q2 2026 Jul 21, 2026

1-Day: -2.61%

Q1 2026 Apr 23, 2026

1-Day: -1.63%

5-Day: +1.84%

Q4 2025 Jan 27, 2026

1-Day: +0.99%

Revenue & Financial Performance

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$839.4M	+15.1%	59.8%	22.2%	$79.0M
Q3'25	$802.7M	+16.3%	46.6%	24.5%	$80.3M
Q2'25	$764.0M	+21.6%	46.9%	24.1%	$76.1M
Q1'25	$745.5M	+22.2%	46.4%	23.1%	$72.9M
Q4'24	$729.6M	+25.0%	46.1%	21.3%	$63.7M
Q3'24	$689.9M	+25.1%	46.9%	22.3%	$43.4M
Q2'24	$628.4M	+25.8%	47.6%	23.1%	$53.9M
Q1'24	$609.9M	+26.2%	46.0%	21.5%	$48.4M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q2 2026	Jul 23, 2026	$3.73	$3.94	$4.05	+8.58%	Beat
Q2 2026	Jul 21, 2026	$3.96	$4.15	--	--	--
Q1 2026	Apr 23, 2026	$3.68	$3.88	$3.87	+5.16%	Met
Q4 2025	Jan 27, 2026	$3.17	$3.35	$3.46	+9.15%	Beat
Q3 2025	Oct 23, 2025	$3.03	$3.19	$3.36	+10.89%	Beat
Q2 2025	Jul 24, 2025	$2.98	$3.17	$3.23	+8.39%	Beat
Q1 2025	Apr 29, 2025	$2.76	$2.95	$2.98	+7.97%	Met
Q4 2024	Feb 4, 2025	$2.27	$2.42	$2.61	+14.98%	Beat
Q3 2024	Oct 22, 2024	$2.31	$2.35	$2.45	+6.06%	Beat
Q2 2024	Jul 23, 2024	$2.07	$2.11	$2.21	+6.76%	Beat
Q1 2024	Apr 23, 2024	$1.72	$1.77	$1.91	+11.05%	Beat
Q4 2023	Jan 30, 2024	$1.66	$1.70	$1.83	+10.24%	Beat