FCF First Commonwealth Financial

$16.97

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Updated On 12/31/2025

About First Commonwealth Financial

First Commonwealth Financial Corporation, a financial holding company, provides a variety of consumer and commercial banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in Indiana, Pennsylvania.

Website: https://www.fcbanking.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
712537
Address
601 PHILADELPHIA STREET, INDIANA, PA, US
Valuation
Market Cap
$1.48B
P/E Ratio
10.47
PEG Ratio
3.17
Price to Book
1.05
Performance
EPS
$1.39
Dividend Yield
3.57%
Profit Margin
31.80%
ROE
10.50%
Technicals
50D MA
$15.65
200D MA
$16.65
52W High
$19.81
52W Low
$12.43
Fundamentals
Shares Outstanding
102M
Target Price
$19.20
Beta
0.71

FCF EPS Estimates vs Actual

Estimated
Actual

FCF News & Sentiment

Dec 30, 2025 • MarketBeat SOMEWHAT-BULLISH
First Commonwealth Financial (NYSE:FCF) Shares Pass Above 200-Day Moving Average - What's Next?
Shares of First Commonwealth Financial (FCF) recently moved above their 200-day moving average, signaling a short-term bullish momentum. This technical breakout comes amid mixed signals from analysts, with some issuing "Buy" ratings and others downgrading to "Hold." The company also announced a share repurchase program and a quarterly dividend, indicating a focus on shareholder returns despite missing recent EPS estimates.
Dec 23, 2025 • Sahm BULLISH
Assessing First Commonwealth Financial’s valuation after Piper Sandler’s bullish Overweight initiation and growth outlook
Piper Sandler initiated coverage on First Commonwealth Financial (FCF) with an Overweight rating, highlighting its strong returns, accelerating earnings, and current valuation discount. The bank, trading at $17.26, shows modest upside to a fair value of $19.20, driven by earnings expansion, efficiency gains, and investment in digital banking. However, potential challenges like slower digital adoption and increased competition could impact margins and loan growth.
Dec 22, 2025 • Simply Wall Street SOMEWHAT-BULLISH
Assessing First Commonwealth Financial’s valuation after Piper Sandler’s bullish Overweight initiation and growth outlook
Piper Sandler initiated coverage on First Commonwealth Financial (FCF) with an Overweight rating, citing strong returns, accelerating earnings, and an undervalued stock. Despite recent cooling, FCF has shown durable momentum over five years, and the firm believes its investments in digital banking and treasury management will enhance operational efficiency and net margins. The most popular narrative suggests a 10.1% undervaluation with a fair value of $19.20, though risks like slower digital adoption and increased competition could challenge this optimistic outlook.
Dec 22, 2025 • MarketBeat SOMEWHAT-BULLISH
Bartlett & CO. Wealth Management LLC Buys 393,681 Shares of First Commonwealth Financial Corporation $FCF
Bartlett & CO. Wealth Management LLC significantly increased its stake in First Commonwealth Financial (NYSE:FCF) by 102.1% in Q3, purchasing 393,681 shares to own a total of 779,194 shares valued at approximately $13.29 million. Concurrently, First Commonwealth Financial's board authorized a $25 million share buyback program, indicating management's belief that the stock may be undervalued. The company reported Q3 EPS of $0.39, slightly missing estimates, and currently has a Moderate Buy consensus analyst rating with an average target price of $19.90.
Dec 19, 2025 • Pennsylvania Business Central NEUTRAL
First Commonwealth Announcements Retirement of Chief Audit Executive, Deputy CAE Promoted
First Commonwealth Bank announced the retirement of its Chief Audit Executive, Len Lombardi, effective December 31, 2025, after more than three decades with the bank. Lee Lyon, previously Deputy Chief Audit Officer and former EVP/Chief Risk and Operations Officer at CenterBank, has been promoted to the Chief Audit Executive role, reporting directly to the Audit Committee of the Board of Directors. The transition was planned, with Lyon working closely with Lombardi and the team since August 1, following First Commonwealth's acquisition of CenterBank.
Dec 19, 2025 • Pennsylvania Business Central BULLISH
First Commonwealth Promotes Longtime Marketing and Communications Leader
First Commonwealth Bank has announced the promotion of Kris Levan to Chief Marketing and Experience Officer. Levan, who previously served as Senior Vice President of Marketing and Communications, will now also oversee the Bank’s Call Center, Branch Operations, and Learning and Development areas. This promotion is part of a succession-planning and realignment strategy following the retirement announcement of President and Chief Revenue Office Jane Grebenc.
Sentiment Snapshot

Average Sentiment Score:

0.281
50 articles with scored sentiment

Overall Sentiment:

Bullish

FCF Reported Earnings

Jul 29, 2025
Jun 30, 2025 (Post market)
0.03 Surprise
  • Reported EPS: $0.38
  • Estimate: $0.35
  • Whisper:
  • Surprise %: 8.6%
Apr 29, 2025
Mar 31, 2025 (Pre market)
0.0 Surprise
  • Reported EPS: $0.32
  • Estimate: $0.32
  • Whisper:
  • Surprise %: 0.0%
Jan 28, 2025
Dec 31, 2024 (Post market)
0.0 Surprise
  • Reported EPS: $0.35
  • Estimate: $0.35
  • Whisper:
  • Surprise %: 0.0%
Oct 29, 2024
Sep 30, 2024 (Post market)
-0.05 Surprise
  • Reported EPS: $0.31
  • Estimate: $0.36
  • Whisper:
  • Surprise %: -13.9%
Jul 23, 2024
Jun 30, 2024 (Post market)
0.01 Surprise
  • Reported EPS: $0.36
  • Estimate: $0.35
  • Whisper:
  • Surprise %: 2.9%
Apr 23, 2024
Mar 31, 2024 (Pre market)
0.01 Surprise
  • Reported EPS: $0.37
  • Estimate: $0.36
  • Whisper:
  • Surprise %: 2.8%
Jan 30, 2024
Dec 31, 2023 (Post market)
0.05 Surprise
  • Reported EPS: $0.44
  • Estimate: $0.39
  • Whisper:
  • Surprise %: 12.8%
Oct 24, 2023
Sep 30, 2023 (Post market)
-0.01 Surprise
  • Reported EPS: $0.39
  • Estimate: $0.40
  • Whisper:
  • Surprise %: -2.5%
Jul 25, 2023
Jun 30, 2023 (Post market)
0.01 Surprise
  • Reported EPS: $0.42
  • Estimate: $0.41
  • Whisper:
  • Surprise %: 2.4%

Financials