HOPE Hope Bancorp Inc

Hope Bancorp (NASDAQ:HOPE) shares recently crossed above its 200-day moving average, a development that often signals a bullish trend. Despite this technical milestone, analyst sentiment for the stock remains cautious, with a consensus "Hold" rating and an average target price of $13.25. The company's dividend yield is attractive at 4.9%, but its high payout ratio of 143.59% raises questions about sustainability, especially after missing recent earnings estimates.

Hope Bancorp (HOPE) recently reported a strong quarter, with revenue up 21% year-on-year, exceeding expectations. The stock is currently trading at a discount to its estimated intrinsic value and analyst targets, suggesting potential undervaluation at $11.39. While growth prospects are promising due to strategic acquisitions and loan production, a high P/E ratio compared to the industry and risks from commercial real estate concentration could temper optimism.

This article provides a Q3 earnings roundup for Hope Bancorp (HOPE) and other regional banks, highlighting their financial performance and market reactions. It identifies Customers Bancorp (CUBI) as having the best Q3 performance, while The Bancorp (TBBK) had the weakest. The report also touches on the broader performance of regional banks, noting increased revenues and stock prices despite challenges like fintech competition and regulatory compliance costs.

This article reviews the Q3 earnings of regional banks, highlighting Hope Bancorp (NASDAQ: HOPE), Customers Bancorp (NYSE:CUBI), and The Bancorp (NASDAQ:TBBK). Hope Bancorp exceeded revenue expectations but met EPS estimates, while Customers Bancorp reported strong beats in revenue and net interest income. The Bancorp, however, significantly missed revenue and net interest income estimates, leading to a stock decline.

Hope Bancorp (HOPE) is experiencing a 5.4% rise due to a recent Federal Reserve interest rate cut and optimistic expectations for strong upcoming quarterly earnings. These factors are drawing investor attention to the bank's performance in a lower-rate environment, potentially reshaping its investment narrative. Despite this, investors are cautioned about the bank's significant exposure to commercial real estate and working through earnings volatility.

HOPE Bancorp Inc. director David Malone reported selling 20,820 shares of the company’s common stock on December 11, 2025, at $11.50 per share, reducing his direct beneficial ownership to 66,658 common shares. Malone also holds a non-qualified stock option for 20,000 shares at an exercise price of $17.18, granted on September 1, 2016, and fully vested since September 1, 2018, expiring on September 1, 2026. This activity is detailed in a Form 4 SEC filing.