Dec 21, 2025 • Simply Wall Street
SOMEWHAT-BULLISH
LendingClub (LC) valuation check after strong quarter and rising institutional demand for loan products
LendingClub (LC) delivered a strong quarter with increased revenue and net income, alongside significant share price growth year-to-date and over three years. Despite appearing undervalued with a narrative fair value of $22.18, the stock trades at 21.8 times earnings, which is above industry averages. The company's hybrid digital marketplace/bank model is seen as a key driver for sustained growth, but rising competition and marketing costs could impact future margins.
Dec 20, 2025 • GuruFocus
BEARISH
Insider Sell: Annie Armstrong Sells Shares of LendingClub Corp (LC)
Annie Armstrong, Chief Risk Officer of LendingClub Corp (LC), sold 5,333 shares on December 17, 2025. This transaction reduces her total holdings to 368,359 shares. The sale comes as LC is significantly overvalued according to its GF Value, with a price-to-GF-Value ratio of 1.97.
Dec 19, 2025 • MarketBeat
NEUTRAL
LendingClub Corporation $LC Shares Acquired by Assenagon Asset Management S.A.
Assenagon Asset Management S.A. significantly increased its stake in LendingClub Corporation ($LC) by 184.1% during Q3, now owning 1.85% of the company worth $32.23 million. LendingClub reported strong quarterly EPS of $0.37, beating consensus, and announced a $100 million share buyback. Analysts maintain a "Moderate Buy" rating with an average target price of $21.57.
Dec 19, 2025 • Sahm
SOMEWHAT-BULLISH
Does LendingClub’s Home-Improvement Push And Buyback Shift The Bull Case For LC?
LendingClub has entered the home improvement financing market through a partnership with Wisetack and an acquisition from Mosaic, alongside authorizing a $100 million share repurchase program. These moves broaden its revenue base and signal capital return to shareholders, shifting the investment narrative beyond just personal loan demand. While these new ventures offer growth, the company still heavily relies on consumer credit cycles and personal loan performance, and faces rising competition in digital finance.
Dec 19, 2025 • Simply Wall Street
SOMEWHAT-BULLISH
Does LendingClub’s Home-Improvement Push And Buyback Shift The Bull Case For LC?
LendingClub has entered the home improvement financing market and authorized a $100 million share repurchase program, diversifying its revenue streams. While the company's core remains personal loans, these strategic moves aim to broaden its offerings and return capital to shareholders. The long-term investment case relies on sustained loan demand, controlled credit risk, and these new initiatives, with a fair value estimate of $22.18, suggesting a 13% upside.
Dec 18, 2025 • Finviz
BULLISH
This Consumer Lender's Stock Could Surge in 2026. Here's Why.
LendingClub is poised for growth in 2026 due to robust demand for personal loans, driven by high credit card debt and persistent inflation. The company's innovative structured loan products are attracting significant investment from private credit investors, hedge funds, insurers, and asset managers, further bolstering its position. With a strong track record and a conservative valuation, LendingClub presents a compelling investment opportunity.