LOB Live Oak Bancshares Inc

$30.70

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Updated On 11/21/2025

About Live Oak Bancshares Inc

Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina.

Website: https://www.liveoak.bank

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1462120
Address
1741 TIBURON DRIVE, WILMINGTON, NC, US
Valuation
Market Cap
$1.10B
P/E Ratio
14.33
PEG Ratio
0.00
Price to Book
1.10
Performance
EPS
$1.69
Dividend Yield
0.50%
Profit Margin
19.20%
ROE
8.12%
Technicals
50D MA
$28.97
200D MA
$39.18
52W High
$50.49
52W Low
$22.68
Fundamentals
Shares Outstanding
46M
Target Price
$33.00
Beta
1.75

LOB EPS Estimates vs Actual

Estimated
Actual

LOB News & Sentiment

Nov 19, 2025 • Benzinga NEUTRAL
LOB Investors Have Opportunity to Join Live Oak Bancshares, Inc. Fraud Investigation with the Schall Law Firm - Live Oak Bancshares ( NYSE:LOB )
LOS ANGELES, Nov. 19, 2025 ( GLOBE NEWSWIRE ) -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Live Oak Bancshares, Inc. ( "Live Oak" or "the Company" ) ( NYSE:LOB ) for violations of the securities laws.
Oct 23, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Are Investors Undervaluing F.N.B. ( FNB ) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Oct 22, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Live Oak Bancshares ( LOB ) Misses Q3 Earnings and Revenue Estimates
Live Oak Bancshares (LOB) delivered earnings and revenue surprises of -5.17% and -0.85%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?
Oct 22, 2025 • GlobeNewswire SOMEWHAT-BULLISH
Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results
WILMINGTON, N.C., Oct. 22, 2025 ( GLOBE NEWSWIRE ) -- Live Oak Bancshares, Inc. ( NYSE: LOB ) ( "Live Oak" or "the Company" ) today reported third quarter of 2025 net income attributable to common shareholders of $25.6 million, or $0.55 per diluted common share.
Oct 21, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Capital City Bank ( CCBG ) Beats Q3 Earnings and Revenue Estimates
Capital City Bank (CCBG) delivered earnings and revenue surprises of +6.90% and +4.09%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?
Oct 16, 2025 • Zacks Commentary NEUTRAL
USCB Financial Holdings, Inc. ( USCB ) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
USCB Financial (USCB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Sentiment Snapshot

Average Sentiment Score:

0.209
50 articles with scored sentiment

Overall Sentiment:

Bullish

LOB Reported Earnings

Jul 23, 2025
Jun 30, 2025 (Post market)
0.03 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.50
  • Whisper:
  • Surprise %: 6.0%
Apr 23, 2025
Mar 31, 2025 (Post market)
-0.11 Surprise
  • Reported EPS: $0.26
  • Estimate: $0.37
  • Whisper:
  • Surprise %: -29.7%
Jan 22, 2025
Dec 31, 2024 (Post market)
-0.26 Surprise
  • Reported EPS: $0.27
  • Estimate: $0.53
  • Whisper:
  • Surprise %: -49.1%
Oct 23, 2024
Sep 30, 2024 (Post market)
-0.27 Surprise
  • Reported EPS: $0.28
  • Estimate: $0.55
  • Whisper:
  • Surprise %: -49.1%
Jul 24, 2024
Jun 30, 2024 (Post market)
0.13 Surprise
  • Reported EPS: $0.59
  • Estimate: $0.46
  • Whisper:
  • Surprise %: 28.3%
Apr 24, 2024
Mar 31, 2024 (Post market)
-0.11 Surprise
  • Reported EPS: $0.36
  • Estimate: $0.47
  • Whisper:
  • Surprise %: -23.4%
Jan 24, 2024
Dec 31, 2023 (Post market)
-0.08 Surprise
  • Reported EPS: $0.36
  • Estimate: $0.44
  • Whisper:
  • Surprise %: -18.2%
Oct 25, 2023
Sep 30, 2023 (Post market)
0.4 Surprise
  • Reported EPS: $0.88
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 83.3%
Jul 25, 2023
Jun 30, 2023 (Post market)
0.08 Surprise
  • Reported EPS: $0.39
  • Estimate: $0.31
  • Whisper:
  • Surprise %: 25.8%

Financials