LOB Live Oak Bancshares Inc

$34.44

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 28, 2026
Report Time: Unknown Release Time
The Whisper Number
$0.51
Consensus Estimate: $0.59
Revenue Estimate: $151.55M

Latest Earnings Insight

Updated On 1/6/2026

About Live Oak Bancshares Inc

Live Oak Bancshares, Inc. is the banking holding company for Live Oak Banking Company offering a variety of commercial banking products and services to individuals, small businesses and professionals in North Carolina, United States. The company is headquartered in Wilmington, North Carolina.

Website: https://www.liveoak.bank

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1462120
Address
1741 TIBURON DRIVE, WILMINGTON, NC, US
Valuation
Market Cap
$1.10B
P/E Ratio
14.33
PEG Ratio
0.00
Price to Book
1.10
Performance
EPS
$1.69
Dividend Yield
0.50%
Profit Margin
19.20%
ROE
8.12%
Technicals
50D MA
$28.97
200D MA
$39.18
52W High
$50.49
52W Low
$22.68
Fundamentals
Shares Outstanding
46M
Target Price
$33.00
Beta
1.75

LOB EPS Estimates vs Actual

Estimated
Actual

LOB News & Sentiment

Dec 30, 2025 • FinancialContent BEARISH
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Live Oak Bancshares, Inc. - LOB
Pomerantz LLP is investigating Live Oak Bancshares, Inc. (NYSE: LOB) following the company's disclosure on November 12, 2025, that it would restate its 2024 Annual Report and Q1/Q2 2025 Quarterly Reports. The restatement is due to a material misclassification of cash flows, indicating a material weakness in internal control over financial reporting, which caused Live Oak's stock price to fall.
Dec 29, 2025 • Traders Union SOMEWHAT-BULLISH
Live Oak Bancshares outlines 5 steps for financial confidence in 2026
Live Oak Bancshares has released five steps to help individuals improve their financial confidence as they approach 2026. These steps are designed to simplify monetary management and help individuals achieve economic stability in an unpredictable environment. The company emphasizes that effective financial resolutions do not need to be complex.
Dec 29, 2025 • DC News Now NEUTRAL
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Live Oak Bancshares, Inc. - LOB
Pomerantz LLP is investigating Live Oak Bancshares, Inc. (NYSE:LOB) after the company announced it would restate its 2024 Annual Report and Q1/Q2 2025 Quarterly Reports due to a material error in classifying cash flows. This misclassification led to a material weakness in internal control over financial reporting, causing Live Oak's stock price to fall. Investors are advised to contact Pomerantz LLP for more information on joining the class action.
Dec 27, 2025 • KLAS 8 News Now NEUTRAL
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Live Oak Bancshares, Inc. - LOB
Pomerantz LLP is investigating Live Oak Bancshares, Inc. (NYSE:LOB) on behalf of investors following the company's disclosure of a material misclassification of cash flows in its financial statements. Live Oak announced it would restate its 2024 Annual Report on Form 10-K and 2025 Quarterly Reports on Form 10-Q due to an error in classifying cash flows between operating and investing activities. This news led to a drop in Live Oak's stock price and raised concerns about potential securities fraud or unlawful business practices.
Dec 26, 2025 • Fox 59 BEARISH
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Live Oak Bancshares, Inc. - LOB
Pomerantz LLP is investigating Live Oak Bancshares, Inc. (NYSE:LOB) after the company announced it would restate its financial statements due to material misclassifications of cash flows. The error, identified in the classification of cash flows between operating and investing activities, led to a material weakness in internal control over financial reporting. Following this news, Live Oak's stock price dropped by 2.49%.
Dec 24, 2025 • KLAS 8 News Now BEARISH
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Live Oak Bancshares, Inc. - LOB
Pomerantz LLP is investigating potential securities fraud claims against Live Oak Bancshares, Inc. (NYSE:LOB) after the company announced it would restate financial statements from its 2024 Annual Report and Q1/Q2 2025 quarterly reports. Live Oak disclosed a material misclassification of cash flows and a material weakness in internal financial reporting, causing its stock price to fall. Investors are encouraged to contact Pomerantz LLP for more information.
Sentiment Snapshot

Average Sentiment Score:

-0.131
50 articles with scored sentiment

Overall Sentiment:

Neutral

LOB Reported Earnings

Jul 23, 2025
Jun 30, 2025 (Post market)
0.03 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.50
  • Whisper:
  • Surprise %: 6.0%
Apr 23, 2025
Mar 31, 2025 (Post market)
-0.11 Surprise
  • Reported EPS: $0.26
  • Estimate: $0.37
  • Whisper:
  • Surprise %: -29.7%
Jan 22, 2025
Dec 31, 2024 (Post market)
-0.26 Surprise
  • Reported EPS: $0.27
  • Estimate: $0.53
  • Whisper:
  • Surprise %: -49.1%
Oct 23, 2024
Sep 30, 2024 (Post market)
-0.27 Surprise
  • Reported EPS: $0.28
  • Estimate: $0.55
  • Whisper:
  • Surprise %: -49.1%
Jul 24, 2024
Jun 30, 2024 (Post market)
0.13 Surprise
  • Reported EPS: $0.59
  • Estimate: $0.46
  • Whisper:
  • Surprise %: 28.3%
Apr 24, 2024
Mar 31, 2024 (Post market)
-0.11 Surprise
  • Reported EPS: $0.36
  • Estimate: $0.47
  • Whisper:
  • Surprise %: -23.4%
Jan 24, 2024
Dec 31, 2023 (Post market)
-0.08 Surprise
  • Reported EPS: $0.36
  • Estimate: $0.44
  • Whisper:
  • Surprise %: -18.2%
Oct 25, 2023
Sep 30, 2023 (Post market)
0.4 Surprise
  • Reported EPS: $0.88
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 83.3%
Jul 25, 2023
Jun 30, 2023 (Post market)
0.08 Surprise
  • Reported EPS: $0.39
  • Estimate: $0.31
  • Whisper:
  • Surprise %: 25.8%

Financials