N NATL

National Interstate Corp

$46.61

-0.90% ($0.43)

Volume 889,889

52W High $48.50

52W Low $29.07

Market Cap $3.48B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.98

Whisper EPS

$0.95

3.3% below consensus

Last Quarter

$0.65

Current Streak

2 Misss

Avg Surprise (4Q)

-13.92%

Next Earnings Report

Report Date Aug 5, 2026

Time BMO

Whisper Spread -3.26%

Consensus Estimate

$0.98

Official analyst average

Whisper Number

$0.95

What traders expect

Cautious Sentiment: The whisper number is 3.3% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q1 2026 May 18, 2026

1-Day: -0.74%

Q1 2026 May 6, 2026

1-Day: -1.18%

5-Day: -2.17%

Q4 2025 Feb 26, 2026

1-Day: +5.76%

5-Day: +14.78%

Q3 2025 Nov 5, 2025

1-Day: -7.48%

5-Day: -5.13%

Revenue & Financial Performance

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$1.19B	+7.6%	26.1%	32.1%	$83.0M
Q3'25	$1.08B	+0.0%	24.3%	11.0%	$24.0M
Q2'25	$1.10B	+2.2%	22.9%	-10.9%	$45.0M
Q1'25	$980.0M	-6.7%	24.0%	9.8%	$17.0M
Q4'24	$1.11B	+0.9%	26.8%	13.6%	$46.0M
Q3'24	$1.08B	+1.0%	24.3%	11.0%	$24.0M
Q2'24	$1.08B	+3.9%	23.2%	-10.0%	$30.0M
Q1'24	$1.05B	+6.5%	21.1%	6.9%	-$8.0M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q1 2026	May 18, 2026	$0.98	$0.94	$0.65	-33.67%	Missed
Q1 2026	May 6, 2026	$0.87	$0.89	$0.65	-25.29%	Missed
Q4 2025	Feb 26, 2026	$1.22	$1.27	$1.43	+17.21%	Beat
Q3 2025	Nov 5, 2025	$0.90	$1.07	$1.00	+11.11%	Missed
Q2 2025	Aug 7, 2025	$0.84	$0.89	$0.60	-28.57%	Missed
Q2 2025	Aug 6, 2025	$0.84	$0.89	$0.93	+10.71%	Beat
Q1 2025	May 8, 2025	$0.57	$0.63	$0.23	-59.29%	Missed
Q1 2025	May 7, 2025	$0.56	$0.64	$0.64	+14.29%	Met
Q4 2024	Mar 3, 2025	$0.80	$0.88	$1.11	+38.75%	Beat
Q3 2024	Nov 12, 2024	$0.79	$0.70	$0.89	+12.66%	Beat
Q2 2024	Aug 13, 2024	$0.68	$0.74	$0.81	+19.12%	Beat
Q1 2024	May 13, 2024	$0.37	$0.37	$0.41	+10.81%	Beat