NAVI Navient Corp

Navient (NAVI) has seen a short-term rebound, up 5% over the past week and 8% over the month, despite a negative one-year return. The stock is currently assessed as 2.6% overvalued against a narrative fair value of $12.72, influenced by ongoing expense reductions and potential risks from elevated delinquencies and regulatory shifts. Building on cost-cutting efforts, Navient aims to improve net margins while analysts see limited upside at its current price.

Navient Corporation (NASDAQ:NAVI) has received a consensus "Reduce" recommendation from ten brokerages, with an average 12-month price target of $12.83. The company currently trades with a market cap of $1.21 billion and a negative P/E ratio, while its dividend yields approximately 5.1%. Recent analyst actions include multiple downgrades and price target reductions.

Navient Corp. has formed a Death Cross, where its short-term moving average crossed below its long-term moving average, indicating a potential bearish market shift. Technical indicators like MACD and Bollinger Bands predominantly signal a bearish outlook, despite a recent 1.75% increase. The stock's one-year performance is down 16.68%, significantly lagging behind the S&P 500's 17.14% gain.

Navient will pay $120 million to settle allegations that it steered student-loan borrowers away from affordable repayment plans. This settlement resolves a 2017 lawsuit filed by the CFPB. As part of the agreement, Navient is also banned from servicing federal student loans and acquiring older privately held federal student loans.

Student-loan servicer Navient Corp. has agreed to cancel $1.7 billion in private student debt for approximately 66,000 borrowers. This settlement resolves claims of deceptive lending practices brought forth by 40 state attorneys general. The financial losses associated with these cancellations will be borne by Navient's investors, as the loans in question are private, not federal.