QFIN 360 Finance Inc

$19.57

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Qifu Technology's upcoming earnings report on November 19 is poised to capture attention, particularly given the company's robust market cap of approximately $2.86 billion, which underscores its significant presence in the tech sector. Analysts are forecasting an earnings per share (EPS) of $1.71, with a revenue estimate of $708.77 million. However, the whisper number suggests a slightly higher EPS of $1.74, indicating that market insiders might be anticipating a stronger performance than the consensus suggests. This subtle optimism could be reflective of Qifu's strategic initiatives or operational efficiencies that have yet to be publicly detailed. As investors await the earnings release, the key focus will be on whether Qifu can meet or exceed these expectations, potentially setting a positive tone for its future trajectory in a competitive market landscape.

Updated On 1/6/2026

About 360 Finance Inc

360 DigiTech, Inc., operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

Website: https://www.qifu.tech

Sector
FINANCE
Industry
FINANCE SERVICES
Exchange
NASDAQ
Country
China
Currency
USD
Fiscal Year End
December
CIK
1741530
Address
CHINA DIAMOND EXCHANGE CTR, BUILDING B, NO. 555 PUDIAN RD., NO. 1701 CENTURY AVE, PUDONG NEW AREA, SHANGHAI, CHINA
Valuation
Market Cap
$5.23B
P/E Ratio
6.32
PEG Ratio
nan
Price to Book
1.51
Performance
EPS
$5.59
Dividend Yield
3.68%
Profit Margin
36.50%
ROE
27.00%
Technicals
50D MA
$41.90
200D MA
$33.20
52W High
$48.94
52W Low
$17.57
Fundamentals
Shares Outstanding
140M
Target Price
$54.65
Beta
0.58

QFIN EPS Estimates vs Actual

Estimated
Actual

QFIN News & Sentiment

Dec 06, 2025 • MSN NEUTRAL
Qfin Holdings to Announce Q3 2025 Financial Results
This article announces that Qfin Holdings will be releasing its financial results for the third quarter of 2025. Further details regarding the content of these results are not provided in this brief announcement.
Dec 04, 2025 • The Globe and Mail BULLISH
Morgan Stanley Keeps Their Buy Rating on 360 DigiTech, Inc. Class A (3660)
Morgan Stanley analyst maintained a Buy rating on 360 DigiTech, Inc. Class A with a price target of HK$132.60. The company's shares closed at HK$75.80, and the general market consensus suggests a Strong Buy rating with an average price target of HK$131.22.
Nov 21, 2025 • The Globe and Mail BULLISH
UBS Sticks to Their Buy Rating for 360 DigiTech, Inc. Class A (3660)
UBS has reiterated its Buy rating for 360 DigiTech, Inc. Class A (3660), setting a price target of HK$196.95. The company's shares closed at HK$77.15 last Thursday, and analysts have a "Strong Buy" consensus with an average price target of HK$150.15.
Nov 20, 2025 • Insider Monkey SOMEWHAT-BEARISH
Qfin Holdings, Inc. (NASDAQ:QFIN) Q3 2025 Earnings Call Transcript
Qfin Holdings, Inc. reported its Q3 2025 earnings, with reported EPS missing expectations at $1.52 against an anticipated $1.68. The company discussed navigating persistent economic headwinds and regulatory adjustments in China's consumer finance sector, emphasizing risk management, AI capabilities, and collaborations with financial institutions. Despite challenges, Qfin delivered steady financial results with non-GAAP net income at RMB 1.51 billion and announced plans to resume its share repurchase program.
Nov 04, 2025 • The Globe and Mail NEUTRAL
China Construction Bank (CICHF) Receives a Buy from DBS
DBS analyst Manyi Lu reiterated a Buy rating on China Construction Bank (CICHF) with a price target of HK$9.10. J.P. Morgan also maintained a Buy rating with a HK$9.50 price target. The company reported a quarterly revenue of $350.72 billion and a net profit of $78.73 billion for the quarter ending June 30.
Nov 17, 2023 • Yahoo Finance BULLISH
360 DigiTech, Inc. (NASDAQ:QFIN) Q3 2023 Earnings Call Transcript
360 DigiTech, Inc. (QFIN) reported solid Q3 2023 earnings, with non-GAAP net income up 14% year-over-year, despite a challenging macroeconomic environment. The company focused on high-quality growth, diversifying customer acquisition channels, and optimizing operations and risk management. They also highlighted progress in technology solutions, AI integration, and a share buyback program exceeding 50% payout ratio.
Sentiment Snapshot

Average Sentiment Score:

0.097
14 articles with scored sentiment

Overall Sentiment:

Neutral

QFIN Reported Earnings

Aug 14, 2025
Jun 30, 2025 (Pre market)
0.02 Surprise
  • Reported EPS: $12.76
  • Estimate: $12.74
  • Whisper:
  • Surprise %: 0.2%
May 19, 2025
Mar 31, 2025 (Post market)
0.14 Surprise
  • Reported EPS: $12.62
  • Estimate: $12.47
  • Whisper:
  • Surprise %: 1.2%
Mar 16, 2025
Dec 31, 2024 (Pre market)
5.89 Surprise
  • Reported EPS: $13.66
  • Estimate: $7.77
  • Whisper:
  • Surprise %: 75.8%
Nov 19, 2024
Sep 30, 2024 (Post market)
10.77 Surprise
  • Reported EPS: $12.18
  • Estimate: $1.41
  • Whisper:
  • Surprise %: 763.8%
Aug 13, 2024
Jun 30, 2024 (Post market)
1.99 Surprise
  • Reported EPS: $9.16
  • Estimate: $7.17
  • Whisper:
  • Surprise %: 27.8%
May 19, 2024
Mar 31, 2024 (Post market)
0.42 Surprise
  • Reported EPS: $7.58
  • Estimate: $7.16
  • Whisper:
  • Surprise %: 5.9%
Mar 12, 2024
Dec 31, 2023 (Post market)
0.11 Surprise
  • Reported EPS: $7.15
  • Estimate: $7.04
  • Whisper:
  • Surprise %: 1.6%
Nov 16, 2023
Sep 30, 2023 (Post market)
0.74 Surprise
  • Reported EPS: $7.20
  • Estimate: $6.46
  • Whisper:
  • Surprise %: 11.5%
Aug 21, 2023
Jun 30, 2023 (Post market)
0.04 Surprise
  • Reported EPS: $6.95
  • Estimate: $6.91
  • Whisper:
  • Surprise %: 0.6%

Financials