TRUP Trupanion Inc

Trupanion CEO Margaret Tooth sold 9,605 shares of TRUP stock for approximately $363,849 and exercised options to acquire 8,000 shares for $71,440 on December 19, 2025. This comes after Trupanion reported strong Q3 2025 earnings, exceeding analyst expectations, with an EPS of $0.13 and revenue of $366.9 million. Despite this, Stifel adjusted its price target to $42 from $45, citing consumer research indicating lower pet insurance spending limits than Trupanion's average revenue per user.

This article reviews the Q3 earnings of several property & casualty insurance stocks, highlighting Trupanion (NASDAQ:TRUP), Root (NASDAQ:ROOT), Progressive (NYSE:PGR), Selective Insurance Group (NASDAQ:SIGI), and Employers Holdings (NYSE:EIG). It discusses their revenue performance against analyst expectations, stock reactions, and the overall market conditions influenced by interest rates and inflation. The sector generally reported strong Q3 results, with revenues beating consensus estimates by 14.7%.

Margaret Tooth, CEO of Trupanion, sold 9,605 shares of TRUP common stock on December 19, 2025, as part of a pre-arranged trading plan. The transactions totaled $363,849, executed at weighted average prices of $37.8756 and $37.9095. Following these sales, she directly holds 150,294 shares in the company.

Kopion Asset Management LLC increased its stake in Trupanion, Inc. (NASDAQ:TRUP) by 20.8%, making it their third-largest position. Despite this, corporate insiders have been selling shares, with over 49,000 shares sold recently. Trupanion missed its quarterly EPS consensus but saw a 12% increase in revenue, while analysts currently hold a "Hold" rating with an average price target of $52.25.

Trupanion (TRUP) is under scrutiny following a new partnership with Pawp Insurance Solutions, CEO Margaret Tooth's stock sale, and positive earnings. Despite a recent share price recovery, the stock remains significantly down over longer periods and trades at a steep discount to analyst targets. While a "Most Popular Narrative" suggests 32.7% undervaluation with a fair value of $56.50, driven by operational efficiencies and improved underwriting, another perspective highlights its rich valuation at 106 times earnings, compared to an industry average of 13 times.

Trupanion's CEO, Margaret Tooth, sold 9,605 shares of TRUP stock for $363,837.40 on December 19, reducing her ownership by 6.01%. This sale is part of a recurring pattern of insider selling. The company recently missed its quarterly EPS estimates, leading to analyst price target cuts and a consensus "Hold" rating.