XP Xp Inc

$16.54

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

In a market where financial services firms are navigating a complex landscape, XP Inc. stands out with its robust market cap of nearly $9.76 billion, reflecting investor confidence in its strategic direction. As we approach the earnings announcement on November 17, analysts are keenly observing whether XP will meet or exceed the EPS estimate of $0.45, especially given the whisper number of $0.42, which suggests a slightly more conservative outlook from some quarters. The revenue estimate of $864.30 million will be a critical indicator of XP's ability to capitalize on its growth initiatives and maintain its momentum in the competitive financial services sector. With no recent news to sway sentiment, the focus remains squarely on XP's ability to deliver consistent performance and strategic execution in this earnings cycle.

Updated On 12/31/2025

About Xp Inc

XP Inc. offers financial products and services in Brazil. The company is headquartered in So Paulo, Brazil.

Website: https://www.xpinc.com

Sector
FINANCE
Industry
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1787425
Address
AV. CHEDID JAFET 75, TORRE SUL, 30TH FLOOR, VILA OLIMPIA, SAO PAULO, BR
Valuation
Market Cap
$7.50B
P/E Ratio
9.97
PEG Ratio
nan
Price to Book
2.20
Performance
EPS
$1.40
Dividend Yield
4.66%
Profit Margin
27.80%
ROE
22.90%
Technicals
50D MA
$14.34
200D MA
$15.80
52W High
$21.69
52W Low
$10.82
Fundamentals
Shares Outstanding
434M
Target Price
$17.99
Beta
1.34

XP EPS Estimates vs Actual

Estimated
Actual

XP News & Sentiment

Dec 22, 2025 • Sahm SOMEWHAT-BULLISH
Is XP (XP) Trading Near-Term Margin Pressure for a More Resilient Distribution Model?
XP Inc. CEO Thiago Maffra outlined the firm's 2026 priorities, focusing on standardizing Independent Financial Advisors’ services and expanding B2C investment, which is expected to create near-term earnings pressure. This strategic shift aims for a more controlled distribution model and broader customer reach, potentially sacrificing short-term profitability for long-term engagement and service consistency. The company also announced an expanded buyback program, highlighting a focus on balancing reinvestment with capital returns, as analysts project significant revenue and earnings growth by 2028.
Dec 08, 2025 • Nasdaq NEUTRAL
Ex-Dividend Reminder: Fidelis Insurance Holdings, XP and VFC
This article provides an ex-dividend reminder for Fidelis Insurance Holdings Ltd (FIHL), XP Inc - Class A (XP), and VF Corp. (VFC), all trading ex-dividend on December 10, 2025. It details their upcoming dividend payouts, their impact on stock prices, and provides historical dividend charts for each company. The article also estimates annualized yields based on current dividend payouts.
Dec 01, 2025 • Sahm SOMEWHAT-BULLISH
Why XP (XP) Is Up 13.5% After Buyback and Dividend Announcement and What's Next
XP Inc. recently announced a cash dividend, retired nearly 11 million Class A shares, and completed a R$1 billion buyback program, contributing to its stock price increase. These actions coincide with improved Q3 results, reinforcing XP's commitment to capital returns. While these moves support earnings per share, the company's long-term success hinges on growing retail client assets amid competitive pressures in the Brazilian market.
Nov 26, 2025 • Finviz BULLISH
XP Inc. (XP) Approves Capital Distribution Following Revenue and Earnings Growth
XP Inc. (NASDAQ: XP) has approved a capital distribution including a $0.18-per-share dividend, a new R$1 billion share buyback program, and the retirement of over 10 million Class A common shares. This decision follows a strong third quarter with a 9% year-over-year revenue increase to R$4.9 billion and a 12% rise in net income to R$1.3 billion. Morgan Stanley reiterated a "Buy" rating with a $26 price target, citing XP's net income exceeding estimates.
Nov 24, 2025 • Sahm SOMEWHAT-BULLISH
Can XP (XP)'s Expanded Buyback and Dividend Underscore a Shifting Capital Allocation Philosophy?
XP Inc. recently announced strong Q3 earnings, a cash dividend of US$0.18 per share, and an expanded share buyback program, signaling a commitment to shareholder returns. While these actions reinforce confidence and provide incremental support, the company still faces significant competitive threats from banks and fintechs in Brazil. Investors should consider XP's projected 14.5% annual revenue growth and a $23.20 fair value, despite these competitive pressures which are the biggest current risk.
Nov 21, 2025 • Nasdaq SOMEWHAT-BULLISH
Notable ETF Inflow Detected - IEMG, BZ, XP, VIPS
The iShares Core MSCI Emerging Markets ETF (IEMG) experienced a notable inflow of approximately $2 week-over-week, representing a 1.4% increase in outstanding units. This inflow suggests renewed investor interest in emerging markets. Key underlying components of IEMG, such as Kanzhun Ltd (BZ), XP Inc - Class A (XP), and Vipshop Holdings Ltd (VIPS), saw positive trading performance today.
Sentiment Snapshot

Average Sentiment Score:

0.113
29 articles with scored sentiment

Overall Sentiment:

Neutral

XP Reported Earnings

Aug 18, 2025
Jun 30, 2025 (Post market)
0.13 Surprise
  • Reported EPS: $2.46
  • Estimate: $2.33
  • Whisper:
  • Surprise %: 5.6%
Apr 24, 2025
Mar 31, 2025 (Post market)
0.08 Surprise
  • Reported EPS: $2.29
  • Estimate: $2.21
  • Whisper:
  • Surprise %: 3.6%
Feb 18, 2025
Dec 31, 2024 (Post market)
-0.02 Surprise
  • Reported EPS: $2.23
  • Estimate: $2.25
  • Whisper:
  • Surprise %: -0.9%
Nov 19, 2024
Sep 30, 2024 (Post market)
0.01 Surprise
  • Reported EPS: $2.18
  • Estimate: $2.17
  • Whisper:
  • Surprise %: 0.5%
Aug 13, 2024
Jun 30, 2024 (Post market)
-1.59 Surprise
  • Reported EPS: $0.39
  • Estimate: $1.98
  • Whisper:
  • Surprise %: -80.4%
Apr 26, 2024
Mar 31, 2024 (Post market)
-0.15 Surprise
  • Reported EPS: $1.87
  • Estimate: $2.02
  • Whisper:
  • Surprise %: -7.4%
Feb 27, 2024
Dec 31, 2023 (Post market)
0.09 Surprise
  • Reported EPS: $2.11
  • Estimate: $2.02
  • Whisper:
  • Surprise %: 4.5%
Nov 13, 2023
Sep 30, 2023 (Post market)
0.06 Surprise
  • Reported EPS: $2.13
  • Estimate: $2.07
  • Whisper:
  • Surprise %: 2.9%
Aug 14, 2023
Jun 30, 2023 (Post market)
0.13 Surprise
  • Reported EPS: $2.00
  • Estimate: $1.87
  • Whisper:
  • Surprise %: 7.0%

Financials