ESNT Essent Group Ltd

$65.69

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Essent Group (ESNT) is poised to report its earnings on November 7, with investors keenly eyeing the company's performance amidst a backdrop of limited recent news. The standout figure in this earnings cycle is the whisper number of $1.90, which subtly hints at market expectations slightly above the consensus EPS estimate of $1.77. This suggests a cautious optimism among investors, who are likely anticipating that Essent Group's strategic focus on risk management and underwriting discipline will continue to drive profitability. With a revenue estimate of $315.61 million, the company is expected to maintain its robust financial health, supported by a solid market cap of approximately $5.9 billion. As the mortgage insurance industry navigates a complex economic landscape, Essent Group's ability to exceed these expectations could reinforce its position as a resilient player in the sector.

Updated On 1/6/2026

About Essent Group Ltd

Essent Group Ltd., provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company is headquartered in Hamilton, Bermuda.

Website: https://www.essentgroup.com

Sector
FINANCE
Industry
SURETY INSURANCE
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1448893
Address
CLARENDON HOUSE, 2 CHURCH STREET, HAMILTON, BM
Valuation
Market Cap
$5.69B
P/E Ratio
8.04
PEG Ratio
0.84
Price to Book
1.02
Performance
EPS
$6.85
Dividend Yield
2.25%
Profit Margin
58.70%
ROE
13.60%
Technicals
50D MA
$56.21
200D MA
$58.49
52W High
$64.65
52W Low
$51.61
Fundamentals
Shares Outstanding
103M
Target Price
$62.71
Beta
0.80

ESNT EPS Estimates vs Actual

Estimated
Actual

ESNT News & Sentiment

Dec 26, 2025 • Simply Wall Street SOMEWHAT-BULLISH
Essent Group (ESNT): Assessing Valuation After Recent 5% Share Price Climb
Essent Group (ESNT) shares have risen by 5% in the last month and 21% year-to-date, indicating strong momentum. Despite trading just below Wall Street targets, the company is considered undervalued with a fair value of $67.50, supported by its expansion into credit risk management and disciplined capital returns. However, potential risks include housing affordability pressures and a slowdown in home price appreciation affecting mortgage demand and loss ratios.
Dec 26, 2025 • Sahm BULLISH
Essent Group (ESNT): Assessing Valuation After Recent 5% Share Price Climb
Essent Group (ESNT) shares have risen 5% in the last month, contributing to a 21% year-to-date gain and over 80% total shareholder return in three years. Despite this climb, the stock is considered "2.5% Undervalued" with a narrative fair value of $67.50, driven by structural demand, disciplined capital returns, and expansion into credit risk management. Investors are questioning if its fundamentals still justify further buying, especially considering potential housing affordability pressures.
Dec 25, 2025 • Simply Wall Street SOMEWHAT-BULLISH
Essent Group (ESNT): Assessing Valuation After Recent 5% Share Price Climb
Essent Group's stock (ESNT) has risen 5% in the past month, contributing to a 21% year-to-date gain and an impressive three-year return of over 80%. Despite this climb, the company's valuation suggests it is still modestly undervalued, trading just below Wall Street targets and at an implied discount to intrinsic value estimates. The narrative highlights structural demand, disciplined capital returns, and expansion into credit risk management as key drivers for potential future upside, though housing affordability pressures pose a risk.
Dec 24, 2025 • MarketBeat NEUTRAL
Voya Investment Management LLC Sells 74,863 Shares of Essent Group Ltd. $ESNT
Voya Investment Management LLC reduced its stake in Essent Group Ltd. by 32.7% during the third quarter, selling 74,863 shares and retaining 153,983 shares valued at approximately $9.79 million. This move comes as Essent Group missed its quarterly EPS and revenue estimates, even though the stock currently holds a consensus "Hold" rating from analysts with an average target price of $66.67.
Dec 23, 2025 • Investing.com SOMEWHAT-BEARISH
Essent group SVP Gibbons sells $291k in stock
Mary Lourdes Gibbons, SVP and Chief Legal Officer at Essent Group Ltd (NYSE:ESNT), sold 4,352 common shares totaling $291,584 on December 18, 2025. This transaction leaves Gibbons with 237,896 directly owned shares. The sale follows a recent earnings report where Essent Group Ltd missed analyst expectations for both EPS and revenue in Q3 2025.
Dec 23, 2025 • MarketBeat SOMEWHAT-BEARISH
Insider Selling: Essent Group (NYSE:ESNT) SVP Sells 4,352 Shares of Stock
Mary Lourdes Gibbons, SVP at Essent Group (NYSE:ESNT), sold 4,352 shares of the company's stock on December 18th for $291,584, reducing her stake by 1.8%. This transaction occurred as ESNT stock traded near its 52-week high, despite the company recently missing EPS and revenue estimates. Analysts currently rate the stock as "Hold" with an average price target of $66.67.
Sentiment Snapshot

Average Sentiment Score:

0.155
50 articles with scored sentiment

Overall Sentiment:

Bullish

ESNT Reported Earnings

Aug 08, 2025
Jun 30, 2025 (Pre market)
0.22 Surprise
  • Reported EPS: $1.93
  • Estimate: $1.71
  • Whisper:
  • Surprise %: 12.9%
May 09, 2025
Mar 31, 2025 (Pre market)
0.04 Surprise
  • Reported EPS: $1.69
  • Estimate: $1.65
  • Whisper:
  • Surprise %: 2.4%
Feb 14, 2025
Dec 31, 2024 (Pre market)
-0.07 Surprise
  • Reported EPS: $1.58
  • Estimate: $1.65
  • Whisper:
  • Surprise %: -4.2%
Nov 01, 2024
Sep 30, 2024 (Pre market)
-0.09 Surprise
  • Reported EPS: $1.65
  • Estimate: $1.74
  • Whisper:
  • Surprise %: -5.2%
Aug 02, 2024
Jun 30, 2024 (Pre market)
0.23 Surprise
  • Reported EPS: $1.91
  • Estimate: $1.68
  • Whisper:
  • Surprise %: 13.7%
May 03, 2024
Mar 31, 2024 (Pre market)
0.11 Surprise
  • Reported EPS: $1.70
  • Estimate: $1.59
  • Whisper:
  • Surprise %: 6.9%
Feb 09, 2024
Dec 31, 2023 (Pre market)
0.05 Surprise
  • Reported EPS: $1.64
  • Estimate: $1.59
  • Whisper:
  • Surprise %: 3.1%
Nov 02, 2023
Sep 30, 2023 (Pre market)
0.1 Surprise
  • Reported EPS: $1.66
  • Estimate: $1.56
  • Whisper:
  • Surprise %: 6.4%
Aug 04, 2023
Jun 30, 2023 (Pre market)
0.12 Surprise
  • Reported EPS: $1.61
  • Estimate: $1.49
  • Whisper:
  • Surprise %: 8.1%

Financials