HQY HealthEquity Inc

$92.50

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Healthequity (HQY) is poised for its upcoming earnings report on December 3, 2025, with market watchers keenly observing whether the company can surpass the whisper number of $1.11 EPS, which stands above the official estimate of $0.91. This anticipation is fueled by the company's strategic focus on expanding its health savings account offerings, a move that has been well-received in a market increasingly prioritizing consumer-directed healthcare solutions. With a robust market cap of approximately $8.93 billion, Healthequity's revenue is projected to reach $320.96 million, reflecting its continued growth trajectory. Investors will be particularly interested in how the company navigates the competitive landscape and leverages its strategic initiatives to drive further financial performance. As the earnings date approaches, the market sentiment remains cautiously optimistic, with stakeholders eager to see if Healthequity can deliver results that align with or exceed the elevated expectations set by the whisper number.

Updated On 12/31/2025

About HealthEquity Inc

HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.

Website: https://www.healthequity.com

Sector
TRADE & SERVICES
Industry
SERVICES-BUSINESS SERVICES, NEC
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
January
CIK
1428336
Address
15 WEST SCENIC POINTE DRIVE, SUITE 100, DRAPER, UT, US
Valuation
Market Cap
$7.31B
P/E Ratio
77.54
PEG Ratio
0.92
Price to Book
3.46
Performance
EPS
$1.09
Dividend Yield
Profit Margin
8.06%
ROE
4.66%
Technicals
50D MA
$96.60
200D MA
$90.21
52W High
$115.59
52W Low
$65.01
Fundamentals
Shares Outstanding
86M
Target Price
$110.93
Beta
0.49

HQY EPS Estimates vs Actual

Estimated
Actual

HQY News & Sentiment

Dec 30, 2025 • MarketBeat BULLISH
15,805 Shares in HealthEquity, Inc. $HQY Purchased by Simplify Asset Management Inc.
Simplify Asset Management Inc. recently acquired 15,805 shares of HealthEquity, Inc. (NASDAQ:HQY) during the third quarter, valued at approximately $1.5 million. This purchase is part of broader institutional interest, with such investors now owning 99.55% of the company's stock. HealthEquity surpassed Q3 earnings expectations, reporting EPS of $1.01 against an estimated $0.90, and provided positive FY2026 guidance, reinforcing analyst confidence reflected in a "Moderate Buy" consensus rating and a $120.27 target price.
Dec 30, 2025 • MarketBeat BULLISH
First American Bank Acquires Shares of 17,233 HealthEquity, Inc. $HQY
First American Bank recently acquired 17,233 shares of HealthEquity, Inc. (HQY) valued at approximately $1.63 million, making it a new position for the bank. Despite significant institutional ownership, company insiders have sold shares recently, reducing their stake. Analysts maintain a "Moderate Buy" rating with a target price around $120.27, following HealthEquity's strong Q3 earnings beat and positive FY2026 guidance.
Dec 25, 2025 • MarketBeat SOMEWHAT-BULLISH
Milestone Asset Management LLC Purchases New Holdings in HealthEquity, Inc. $HQY
Milestone Asset Management LLC has acquired a new position of 10,925 shares in HealthEquity, Inc. (NASDAQ:HQY) during the third quarter, valued at approximately $1.035 million. Despite this institutional buying, company insiders have been net sellers, disposing of 17,240 shares worth about $1.64 million over the last 90 days. Wall Street analysts maintain a "Moderate Buy" consensus rating for HealthEquity with a $120.27 price target, following the company's recent beat on quarterly EPS and positive FY2026 guidance.
Dec 24, 2025 • MarketBeat SOMEWHAT-BULLISH
HealthEquity, Inc. $HQY Shares Bought by DAVENPORT & Co LLC
DAVENPORT & Co LLC significantly increased its stake in HealthEquity, Inc. (NASDAQ:HQY) by 23.9% in Q3, bringing its total to 386,388 shares. Other institutional investors like Price T Rowe and Westfield also made substantial additions, resulting in institutional ownership of 99.55%. Despite strong Q3 earnings that beat expectations and positive FY2026 guidance, company insiders have been selling shares, with executives Elimelech Rosner and Delano Ladd trimming positions.
Dec 23, 2025 • MarketBeat NEUTRAL
HealthEquity (NASDAQ:HQY) EVP Sells $142,080.00 in Stock
HealthEquity (NASDAQ:HQY) EVP Delano Ladd sold 1,500 shares of the company stock on December 19th for $142,080.00, reducing his position by 1.99%. This transaction follows previous sales in November and October. Analysts currently have a "Moderate Buy" rating for HealthEquity with an average price target of $120.27.
Dec 23, 2025 • MarketBeat SOMEWHAT-BULLISH
Voya Investment Management LLC Has $11.36 Million Stock Position in HealthEquity, Inc. $HQY
Voya Investment Management LLC significantly reduced its stake in HealthEquity, Inc. (NASDAQ:HQY) by 58.6% in the third quarter, decreasing its holding to 119,842 shares valued at approximately $11.36 million. Despite this, other major institutions increased their positions, and institutional ownership remains high at 99.55%. HealthEquity recently exceeded Q3 earnings expectations and received a "Moderate Buy" rating from analysts with an average target price of $120.27.
Sentiment Snapshot

Average Sentiment Score:

0.291
50 articles with scored sentiment

Overall Sentiment:

Bullish

HQY Reported Earnings

Sep 02, 2025
Jul 31, 2025 (Post market)
0.16 Surprise
  • Reported EPS: $1.08
  • Estimate: $0.92
  • Whisper:
  • Surprise %: 17.4%
Jun 03, 2025
Apr 30, 2025 (Post market)
0.16 Surprise
  • Reported EPS: $0.97
  • Estimate: $0.81
  • Whisper:
  • Surprise %: 19.8%
Mar 18, 2025
Jan 31, 2025 (Post market)
-0.03 Surprise
  • Reported EPS: $0.69
  • Estimate: $0.72
  • Whisper:
  • Surprise %: -4.2%
Dec 09, 2024
Oct 31, 2024 (Post market)
0.06 Surprise
  • Reported EPS: $0.78
  • Estimate: $0.72
  • Whisper:
  • Surprise %: 8.3%
Sep 03, 2024
Jul 31, 2024 (Post market)
0.16 Surprise
  • Reported EPS: $0.86
  • Estimate: $0.70
  • Whisper:
  • Surprise %: 22.9%
Jun 03, 2024
Apr 30, 2024 (Post market)
0.14 Surprise
  • Reported EPS: $0.80
  • Estimate: $0.66
  • Whisper:
  • Surprise %: 21.2%
Mar 19, 2024
Jan 31, 2024 (Post market)
0.07 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.56
  • Whisper:
  • Surprise %: 12.5%
Dec 05, 2023
Oct 31, 2023 (Post market)
0.1 Surprise
  • Reported EPS: $0.60
  • Estimate: $0.50
  • Whisper:
  • Surprise %: 20.0%
Sep 05, 2023
Jul 31, 2023 (Post market)
0.05 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 10.4%

Financials