HQY HealthEquity Inc

$100.17

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on Dec 03, 2025
Report Time: After the Bell
The Whisper Number
$0.87
Consensus Estimate: $0.91
Revenue Estimate: $320.96M

Latest Earnings Insight

HealthEquity's impressive 87% surge in net income, fueled by robust custodial revenue growth and effective expense management, sets a high bar as the company approaches its Q2 2025 earnings release. Despite this strong performance, the market remains cautious due to a 23% decline in new HSA sales and ongoing cybersecurity litigation risks. With a market cap of approximately $7.77 billion, HealthEquity is expected to report an EPS of $0.92 and revenue of $320.74 million. However, the whisper number of $1.01 suggests that investors are hoping for a more substantial earnings beat, especially after the mixed results of Q4 2025, where revenue exceeded expectations but EPS fell short. As the company navigates these challenges, its ability to sustain revenue growth while addressing organic growth deceleration will be crucial in meeting or exceeding market expectations.

Updated On 11/17/2025

About HealthEquity Inc

HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.

Website: https://www.healthequity.com

Sector
TRADE & SERVICES
Industry
SERVICES-BUSINESS SERVICES, NEC
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
January
CIK
1428336
Address
15 WEST SCENIC POINTE DRIVE, SUITE 100, DRAPER, UT, US
Valuation
Market Cap
$7.31B
P/E Ratio
77.54
PEG Ratio
0.92
Price to Book
3.46
Performance
EPS
$1.09
Dividend Yield
Profit Margin
8.06%
ROE
4.66%
Technicals
50D MA
$96.60
200D MA
$90.21
52W High
$115.59
52W Low
$65.01
Fundamentals
Shares Outstanding
86M
Target Price
$110.93
Beta
0.49

HQY EPS Estimates vs Actual

Estimated
Actual

HQY News & Sentiment

Nov 14, 2025 • Zacks Commentary BULLISH
PGNY vs. HQY: Which Stock Is the Better Value Option?
Investors interested in stocks from the Medical Services sector have probably already heard of Progyny ( PGNY Quick QuotePGNY - ) and HealthEquity ( HQY Quick QuoteHQY - ) . But which of these two stocks is more attractive to value investors? We'll need to take a closer look to find out.
Nov 14, 2025 • Zacks Commentary BULLISH
HealthEquity Rolls Out Agentic AI to Elevate Member Support Experience
HQY's new agentic AI is likely to provide faster, more intuitive support across channels, aiming to boost member satisfaction.
Nov 13, 2025 • Zacks Commentary BULLISH
BDX Unveils Portable PureWick System for On-the-Go Incontinence Care
BD expands its PureWick line with a portable system built for discreet, mobile incontinence care, aiming to deepen its home-care reach.
Nov 13, 2025 • Zacks Commentary SOMEWHAT-BULLISH
STXS Secures FDA Approval for GenesisX to Broaden Surgical Robotics
Stereotaxis wins FDA clearance for GenesisX, a streamlined robotic system aimed at boosting hospital adoption and accelerating growth.
Nov 13, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Synergy CHC Corp. ( SNYR ) Meets Q3 Earnings Estimates
Synergy CHC Corp. (SNYR) delivered earnings and revenue surprises of 0.00% and -26.51%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?
Nov 11, 2025 • Zacks Commentary BULLISH
Here's Why You Should Hold DexCom Stock in Your Portfolio for Now
DXCM's strong Q3 growth, expanding CGM coverage and innovation-driven momentum position it for sustained adoption despite rising competition.
Sentiment Snapshot

Average Sentiment Score:

0.365
50 articles with scored sentiment

Overall Sentiment:

Bullish

HQY Reported Earnings

Sep 02, 2025
Jul 31, 2025 (Post market)
0.16 Surprise
  • Reported EPS: $1.08
  • Estimate: $0.92
  • Whisper:
  • Surprise %: 17.4%
Jun 03, 2025
Apr 30, 2025 (Post market)
0.16 Surprise
  • Reported EPS: $0.97
  • Estimate: $0.81
  • Whisper:
  • Surprise %: 19.8%
Mar 18, 2025
Jan 31, 2025 (Post market)
-0.03 Surprise
  • Reported EPS: $0.69
  • Estimate: $0.72
  • Whisper:
  • Surprise %: -4.2%
Dec 09, 2024
Oct 31, 2024 (Post market)
0.06 Surprise
  • Reported EPS: $0.78
  • Estimate: $0.72
  • Whisper:
  • Surprise %: 8.3%
Sep 03, 2024
Jul 31, 2024 (Post market)
0.16 Surprise
  • Reported EPS: $0.86
  • Estimate: $0.70
  • Whisper:
  • Surprise %: 22.9%
Jun 03, 2024
Apr 30, 2024 (Post market)
0.14 Surprise
  • Reported EPS: $0.80
  • Estimate: $0.66
  • Whisper:
  • Surprise %: 21.2%
Mar 19, 2024
Jan 31, 2024 (Post market)
0.07 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.56
  • Whisper:
  • Surprise %: 12.5%
Dec 05, 2023
Oct 31, 2023 (Post market)
0.1 Surprise
  • Reported EPS: $0.60
  • Estimate: $0.50
  • Whisper:
  • Surprise %: 20.0%
Sep 05, 2023
Jul 31, 2023 (Post market)
0.05 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 10.4%

Financials