HQY HealthEquity Inc

$90.71

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

HealthEquity's impressive 87% surge in net income, fueled by robust custodial revenue growth and effective expense management, sets a high bar as the company approaches its Q2 2025 earnings release. Despite this strong performance, the market remains cautious due to a 23% decline in new HSA sales and ongoing cybersecurity litigation risks. With a market cap of approximately $7.77 billion, HealthEquity is expected to report an EPS of $0.92 and revenue of $320.74 million. However, the whisper number of $1.01 suggests that investors are hoping for a more substantial earnings beat, especially after the mixed results of Q4 2025, where revenue exceeded expectations but EPS fell short. As the company navigates these challenges, its ability to sustain revenue growth while addressing organic growth deceleration will be crucial in meeting or exceeding market expectations.

Updated On 10/2/2025

About HealthEquity Inc

HealthEquity, Inc. provides technology-enabled service platforms to consumers and employers in the United States. The company is headquartered in Draper, Utah.

Website: https://www.healthequity.com

Sector
TRADE & SERVICES
Industry
SERVICES-BUSINESS SERVICES, NEC
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
January
CIK
1428336
Address
15 WEST SCENIC POINTE DRIVE, SUITE 100, DRAPER, UT, US
Valuation
Market Cap
$7.31B
P/E Ratio
77.54
PEG Ratio
0.92
Price to Book
3.46
Performance
EPS
$1.09
Dividend Yield
Profit Margin
8.06%
ROE
4.66%
Technicals
50D MA
$96.60
200D MA
$90.21
52W High
$115.59
52W Low
$65.01
Fundamentals
Shares Outstanding
86M
Target Price
$110.93
Beta
0.49

HQY EPS Estimates vs Actual

Estimated
Actual

HQY News & Sentiment

Sep 30, 2025 • Benzinga SOMEWHAT-BULLISH
How Do Investors Really Feel About HealthEquity Inc? - HealthEquity ( NASDAQ:HQY )
HealthEquity Inc's ( NYSE:HQY ) short interest as a percent of float has fallen 12.09% since its last report. According to exchange reported data, there are now 4.41 million shares sold short, which is 5.89% of all regular shares that are available for trading.
Sep 26, 2025 • Zacks Commentary BULLISH
Why HealthEquity ( HQY ) is a Top Growth Stock for the Long-Term
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Sep 25, 2025 • GlobeNewswire BULLISH
HealthEquity Strengthens Executive Leadership Team with Strategic Appointments to Drive Growth and Innovation
New CMO and Sales Executive Join from Mastercard and EverQuote to Capitalize on Historic HSA Market Expansion New CMO and Sales Executive Join from Mastercard and EverQuote to Capitalize on Historic HSA Market Expansion ...
Sep 23, 2025 • Zacks Commentary BULLISH
Why HealthEquity ( HQY ) is a Top Momentum Stock for the Long-Term
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Sep 09, 2025 • Zacks Commentary BULLISH
Why HealthEquity ( HQY ) is a Top Growth Stock for the Long-Term
The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
Sep 03, 2025 • Zacks Commentary SOMEWHAT-BULLISH
HealthEquity Stock Gains as Q2 Earnings Beat Estimates, Revenues Up Y/Y
HQY's Q2 results reflect EPS growth of 25.6% year over year, revenue growth of 8.6% and a 12% increase in HSA. The company also updates its fiscal 2026 guidance.
Sentiment Snapshot

Average Sentiment Score:

0.420
50 articles with scored sentiment

Overall Sentiment:

Bullish

HQY Reported Earnings

Mar 17, 2025
Jan 31, 2025 (Pre market)
-0.03 Surprise
  • Reported EPS: $0.69
  • Estimate: $0.72
  • Whisper:
  • Surprise %: -3.7%
Dec 09, 2024
Oct 31, 2024 (Post market)
0.07 Surprise
  • Reported EPS: $0.78
  • Estimate: $0.71
  • Whisper:
  • Surprise %: 9.9%
Sep 03, 2024
Jul 31, 2024 (Post market)
0.16 Surprise
  • Reported EPS: $0.86
  • Estimate: $0.70
  • Whisper:
  • Surprise %: 22.9%
Jun 03, 2024
Apr 30, 2024 (Post market)
0.14 Surprise
  • Reported EPS: $0.80
  • Estimate: $0.66
  • Whisper:
  • Surprise %: 21.2%
Mar 19, 2024
Jan 31, 2024 (Post market)
0.07 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.56
  • Whisper:
  • Surprise %: 12.5%
Dec 05, 2023
Oct 31, 2023 (Post market)
0.1 Surprise
  • Reported EPS: $0.60
  • Estimate: $0.50
  • Whisper:
  • Surprise %: 20.0%
Sep 05, 2023
Jul 31, 2023 (Post market)
0.05 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 10.4%
Jun 05, 2023
Apr 30, 2023 (Post market)
0.09 Surprise
  • Reported EPS: $0.50
  • Estimate: $0.41
  • Whisper:
  • Surprise %: 21.9%
Mar 21, 2023
Jan 31, 2023 (Post market)
0.02 Surprise
  • Reported EPS: $0.37
  • Estimate: $0.35
  • Whisper:
  • Surprise %: 5.7%

Financials