C CCB

Coastal Financial Corp

$76.92

-0.58% ($0.45)

Volume 85,948

52W High $120.05

52W Low $70.72

Market Cap $1.25B

← Back to Calendar Compare with Others →

What to Watch This Quarter

Based on historical data

Consensus EPS

$1.03

Whisper EPS

$0.94

8.7% below consensus

Last Quarter

$0.82

Current Streak

2 Misss

Avg Surprise (4Q)

-13.84%

Next Earnings Report

Reports in 50 days

Report Date May 4, 2026

Whisper Spread -8.66%

Consensus Estimate

$1.03

Official analyst average

Whisper Number

$0.94

What traders expect

Cautious Sentiment: The whisper number is 8.7% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Feb 3, 2026

1-Day: -0.78%

Q4 2025 Jan 29, 2026

1-Day: -4.99%

5-Day: -11.22%

Q3 2025 Oct 27, 2025

1-Day: -1.78%

Q2 2025 Jul 29, 2025

1-Day: +2.40%

Revenue & Financial Performance

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$166.5M	+20.7%	54.0%	10.3%	$12.6M
Q3'25	$140.8M	-6.4%	37.7%	12.7%	$13.6M
Q2'25	$115.2M	-15.6%	45.1%	12.5%	$11.0M
Q1'25	$133.9M	-11.3%	36.8%	8.8%	$9.7M
Q4'24	$137.9M	+7.9%	33.4%	12.5%	$13.4M
Q3'24	$150.5M	+55.0%	31.4%	10.9%	$13.5M
Q2'24	$136.5M	+15.0%	31.5%	11.0%	$11.6M
Q1'24	$150.9M	+51.1%	25.3%	5.8%	$6.8M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Feb 3, 2026	$1.05	$1.00	$0.82	-21.90%	Missed
Q4 2025	Jan 29, 2026	$1.02	$0.98	$0.82	-19.61%	Missed
Q3 2025	Oct 27, 2025	$0.88	$0.85	$0.88	+0.00%	Beat
Q2 2025	Jul 29, 2025	$0.84	$0.84	$0.71	-15.48%	Missed
Q1 2025	Apr 29, 2025	$0.85	$0.85	$0.63	-25.88%	Missed
Q4 2024	Jan 28, 2025	$0.92	$0.89	$0.94	+2.17%	Beat
Q3 2024	Oct 28, 2024	$0.95	$0.90	$0.97	+2.11%	Beat
Q2 2024	Jul 29, 2024	$0.80	$0.72	$0.84	+5.00%	Beat
Q1 2024	Apr 29, 2024	$0.76	$0.73	$0.50	-34.21%	Missed
Q4 2023	Jan 30, 2024	$0.73	$0.74	$0.66	-9.59%	Missed
Q3 2023	Oct 27, 2023	$0.93	$0.96	$0.75	-19.35%	Missed
Q2 2023	Jul 27, 2023	$0.97	$1.06	$0.95	-2.06%	Missed