H HMN

Horace Mann Educators Corp

$42.39

-0.52% ($0.22)

Volume 300,150

52W High $48.33

52W Low $38.76

Market Cap $1.64B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.23

Whisper EPS

$1.41

15.0% above consensus

Last Quarter

$1.21

Current Streak

7 Beats

Avg Surprise (4Q)

+33.90%

Next Earnings Report

Reports in 51 days

Report Date May 5, 2026

Whisper Spread +15.00%

Consensus Estimate

$1.23

Official analyst average

Whisper Number

$1.41

What traders expect

Bullish Sentiment: The whisper number is 15.0% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Feb 3, 2026

1-Day: -3.76%

Q3 2025 Nov 3, 2025

1-Day: +2.24%

Q2 2025 Aug 6, 2025

1-Day: +2.50%

5-Day: +3.85%

Q1 2025 May 6, 2025

1-Day: +0.24%

Revenue & Financial Performance

Revenue Whisper

$423.0M

TWN Proprietary Estimate

Last Quarter Revenue

$434.8M

+10.6% YoY

Gross Margin

100.0%

Net Margin: 8.3%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$434.8M	+10.6%	100.0%	75.7%	$36.2M
Q3'25	$417.1M	+4.9%	38.1%	17.1%	$58.3M
Q2'25	$391.6M	+3.3%	32.1%	9.3%	$29.4M
Q1'25	$400.1M	+5.3%	33.6%	11.9%	$38.2M
Q4'24	$393.1M	+2.3%	35.5%	12.3%	$38.2M
Q3'24	$397.6M	+11.0%	31.0%	10.7%	$34.3M
Q2'24	$379.0M	+11.1%	24.0%	1.2%	$3.8M
Q1'24	$379.8M	+8.7%	32.5%	8.7%	$26.5M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Feb 3, 2026	$1.17	$1.35	$1.21	+3.42%	Missed
Q3 2025	Nov 3, 2025	$0.96	$1.10	$1.36	+41.67%	Beat
Q2 2025	Aug 6, 2025	$0.60	$0.66	$1.06	+76.67%	Beat
Q1 2025	May 6, 2025	$0.94	$1.00	$1.07	+13.83%	Beat
Q4 2024	Feb 5, 2025	$1.03	$1.07	$1.62	+57.28%	Beat
Q3 2024	Nov 4, 2024	$0.75	$0.78	$0.76	+1.33%	Missed
Q2 2024	Aug 7, 2024	$0.19	$0.21	$0.20	+5.26%	Missed
Q1 2024	May 8, 2024	$0.78	$0.87	$0.60	-23.08%	Missed
Q4 2023	Feb 7, 2024	$0.66	$0.72	$0.84	+27.27%	Beat
Q3 2023	Nov 2, 2023	$0.43	$0.45	$0.44	+2.33%	Missed
Q2 2023	Aug 1, 2023	$0.02	$0.02	$0.03	+50.00%	Beat
Q1 2023	May 2, 2023	$0.21	$0.22	$0.23	+9.52%	Beat