BFH Bread Financial Holdings Inc

$64.72

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Bread Financial Holdings is poised for its upcoming earnings announcement on October 23, with market watchers keenly observing whether the company can surpass the whisper number of $2.46 in earnings per share, a figure that suggests higher expectations than the consensus EPS estimate of $2.15. With a market cap of approximately $2.52 billion, Bread Financial has been navigating a challenging economic landscape, yet its strategic focus on expanding digital payment solutions could be a pivotal factor in driving revenue growth, projected at $968.26 million. Investors will be particularly interested in how these strategic initiatives translate into financial performance, especially in light of the absence of recent news that might otherwise provide additional context. As the company continues to adapt to evolving market demands, its ability to meet or exceed these earnings expectations will be crucial in shaping investor sentiment and future valuation.

Updated On 11/21/2025

About Bread Financial Holdings Inc

Bread Financial Holdings Inc. provides lending and payment technology solutions to customers and consumer-based industries in North America. The company is headquartered in Columbus, Ohio.

Website: https://www.breadfinancial.com

Sector
TRADE & SERVICES
Industry
SERVICES-BUSINESS SERVICES, NEC
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1101215
Address
3075 LOYALTY CIRCLE, COLUMBUS, OH, US
Valuation
Market Cap
$2.26B
P/E Ratio
8.46
PEG Ratio
1.41
Price to Book
0.74
Performance
EPS
$5.54
Dividend Yield
1.79%
Profit Margin
11.40%
ROE
9.35%
Technicals
50D MA
$51.64
200D MA
$54.18
52W High
$66.48
52W Low
$33.03
Fundamentals
Shares Outstanding
48M
Target Price
$59.57
Beta
1.61

BFH EPS Estimates vs Actual

Estimated
Actual

BFH News & Sentiment

Nov 21, 2025 • Benzinga NEUTRAL
Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock - Bread Finl Hldgs ( NYSE:BFH )
COLUMBUS, Ohio, Nov. 20, 2025 ( GLOBE NEWSWIRE ) -- Bread Financial Holdings, Inc. ( NYSE:BFH ) ( "Bread Financial" or the "Company" ) announced today the pricing of its previously announced underwritten public offering of depositary shares ( the "Depositary Shares" ) , each representing a ...
Nov 21, 2025 • GlobeNewswire NEUTRAL
Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock
COLUMBUS, Ohio, Nov. 20, 2025 ( GLOBE NEWSWIRE ) -- Bread Financial Holdings, Inc. ( NYSE: BFH ) ( "Bread Financial" or the "Company" ) announced today the pricing of its previously announced underwritten public offering of depositary shares ( the "Depositary Shares" ) , each representing a ...
Nov 20, 2025 • Benzinga NEUTRAL
Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock - Bread Finl Hldgs ( NYSE:BFH )
COLUMBUS, Ohio, Nov. 20, 2025 ( GLOBE NEWSWIRE ) -- Bread Financial Holdings, Inc. ( NYSE:BFH ) ( "Bread Financial" or the "Company" ) announced today the launch of an underwritten public offering of depositary shares ( the "Depositary Shares" ) , each representing a 1/40th interest in a share ...
Nov 20, 2025 • GlobeNewswire NEUTRAL
Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock
COLUMBUS, Ohio, Nov. 20, 2025 ( GLOBE NEWSWIRE ) -- Bread Financial Holdings, Inc. ( NYSE: BFH ) ( "Bread Financial" or the "Company" ) announced today the launch of an underwritten public offering of depositary shares ( the "Depositary Shares" ) , each representing a 1/40th interest in a share ...
Nov 18, 2025 • Zacks Commentary BULLISH
Here's Why Bread Financial Holdings ( BFH ) is a Strong Momentum Stock
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Nov 14, 2025 • Zacks Commentary NEUTRAL
Implied Volatility Surging for Bread Financial Stock Options
Investors need to pay close attention to Bread Financial stock based on the movements in the options market lately.
Sentiment Snapshot

Average Sentiment Score:

0.443
50 articles with scored sentiment

Overall Sentiment:

Bullish

BFH Reported Earnings

Jul 24, 2025
Jun 30, 2025 (Pre market)
1.2 Surprise
  • Reported EPS: $3.14
  • Estimate: $1.94
  • Whisper:
  • Surprise %: 61.9%
Apr 24, 2025
Mar 31, 2025 (Pre market)
0.67 Surprise
  • Reported EPS: $2.90
  • Estimate: $2.23
  • Whisper:
  • Surprise %: 30.0%
Jan 30, 2025
Dec 31, 2024 (Pre market)
0.09 Surprise
  • Reported EPS: $0.41
  • Estimate: $0.32
  • Whisper:
  • Surprise %: 28.1%
Oct 24, 2024
Sep 30, 2024 (Pre market)
-0.11 Surprise
  • Reported EPS: $1.84
  • Estimate: $1.95
  • Whisper:
  • Surprise %: -5.6%
Jul 25, 2024
Jun 30, 2024 (Pre market)
0.89 Surprise
  • Reported EPS: $2.66
  • Estimate: $1.77
  • Whisper:
  • Surprise %: 50.3%
Apr 25, 2024
Mar 31, 2024 (Pre market)
-0.32 Surprise
  • Reported EPS: $2.70
  • Estimate: $3.02
  • Whisper:
  • Surprise %: -10.6%
Jan 25, 2024
Dec 31, 2023 (Pre market)
1.78 Surprise
  • Reported EPS: $0.90
  • Estimate: $-0.88
  • Whisper:
  • Surprise %: 202.3%
Oct 26, 2023
Sep 30, 2023 (Pre market)
1.14 Surprise
  • Reported EPS: $3.46
  • Estimate: $2.32
  • Whisper:
  • Surprise %: 49.1%
Jul 27, 2023
Jun 30, 2023 (Pre market)
1.12 Surprise
  • Reported EPS: $1.27
  • Estimate: $0.15
  • Whisper:
  • Surprise %: 746.7%

Financials