CACC Credit Acceptance Corporation

$474.56

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Updated On 8/18/2025

About Credit Acceptance Corporation

Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.

Website: https://www.creditacceptance.com

Sector
FINANCE
Industry
PERSONAL CREDIT INSTITUTIONS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
885550
Address
25505 WEST TWELVE MILE ROAD, SOUTHFIELD, MI, US
Valuation
Market Cap
$5.68B
P/E Ratio
23.75
PEG Ratio
1.15
Price to Book
3.25
Performance
EPS
$19.88
Dividend Yield
Profit Margin
26.70%
ROE
14.10%
Technicals
50D MA
$494.74
200D MA
$483.29
52W High
$614.96
52W Low
$409.22
Fundamentals
Shares Outstanding
12M
Target Price
$496.25
Beta
1.27

CACC EPS Estimates vs Actual

Estimated
Actual

CACC News & Sentiment

Aug 16, 2025 • Benzinga SOMEWHAT-BULLISH
Bad Credit Business Loans Surge in 2025 as ROK Financial Expands Alternative Financing Programs Nationwide
CHARLOTTE, Aug. 16, 2025 ( GLOBE NEWSWIRE ) -- The information below is provided for general informational purposes only and does not constitute financial or professional advice. Funding availability, terms, and approval times may vary by applicant and lender.
Aug 01, 2025 • Zacks Commentary NEUTRAL
CACC's Q2 Earnings Lag on High Costs, Finance Charges Provide Support
Credit Acceptance's Q2 earnings fall short on surging expenses, but finance charges, loan growth and a fall in provisions help cushion the blow.
Aug 01, 2025 • Motley Fool NEUTRAL
CACC Q2 EPS Drops 17%
Credit Acceptance ( NASDAQ:CACC ) , a major player in subprime auto lending, released its results on July 31, 2025, covering the period ending June 30. The most notable headline was a significant miss on adjusted ( non-GAAP ) earnings per share, which came in at $8.56 compared to analyst ...
Jul 31, 2025 • Zacks Commentary NEUTRAL
Credit Acceptance ( CACC ) Q2 Earnings and Revenues Lag Estimates
Credit Acceptance (CACC) delivered earnings and revenue surprises of -13.01% and -0.21%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?
Jul 30, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Ezcorp ( EZPW ) Beats Q3 Earnings and Revenue Estimates
Ezcorp (EZPW) delivered earnings and revenue surprises of +43.48% and +2.00%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?
Jul 28, 2025 • Benzinga BULLISH
Salient Secures 60 Million Dollars to Expand AI-Powered Loan Servicing Platform
SAN FRANCISCO, July 28, 2025 ( GLOBE NEWSWIRE ) -- Salient, a leading provider of AI-powered financial services technology, today announced it has secured $60 million in funding from Andreesen Horowitz, Matrix Partners, Michael Ovitz, and Y Combinator.
Sentiment Snapshot

Average Sentiment Score:

0.190
50 articles with scored sentiment

Overall Sentiment:

Bullish

CACC Reported Earnings

Apr 28, 2025
Mar 31, 2025 (Pre market)
1.0 Surprise
  • Reported EPS: $9.35
  • Estimate: $8.35
  • Whisper:
  • Surprise %: 12.0%
Jan 29, 2025
Dec 31, 2024 (Pre market)
2.14 Surprise
  • Reported EPS: $10.17
  • Estimate: $8.03
  • Whisper:
  • Surprise %: 26.6%
Oct 30, 2024
Sep 30, 2024 (Post market)
-0.26 Surprise
  • Reported EPS: $8.79
  • Estimate: $9.05
  • Whisper:
  • Surprise %: -2.9%
Jul 31, 2024
Jun 30, 2024 (Post market)
1.38 Surprise
  • Reported EPS: $10.29
  • Estimate: $8.91
  • Whisper:
  • Surprise %: 15.5%
Apr 30, 2024
Mar 31, 2024 (Post market)
0.93 Surprise
  • Reported EPS: $9.28
  • Estimate: $8.35
  • Whisper:
  • Surprise %: 11.1%
Jan 31, 2024
Dec 31, 2023 (Post market)
1.86 Surprise
  • Reported EPS: $7.29
  • Estimate: $5.43
  • Whisper:
  • Surprise %: 34.2%
Oct 30, 2023
Sep 30, 2023 (Post market)
-0.28 Surprise
  • Reported EPS: $5.43
  • Estimate: $5.71
  • Whisper:
  • Surprise %: -4.9%
Aug 01, 2023
Jun 30, 2023 (Post market)
-6.49 Surprise
  • Reported EPS: $1.69
  • Estimate: $8.18
  • Whisper:
  • Surprise %: -79.3%
May 01, 2023
Mar 31, 2023 (Post market)
-1.2 Surprise
  • Reported EPS: $7.61
  • Estimate: $8.81
  • Whisper:
  • Surprise %: -13.6%

Financials