CACC Credit Acceptance Corporation

$450.33

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 29, 2026
Report Time: Unknown Release Time
The Whisper Number
$11.44
Consensus Estimate: $10.01
Revenue Estimate: $587.72M

Latest Earnings Insight

Updated On 12/31/2025

About Credit Acceptance Corporation

Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.

Website: https://www.creditacceptance.com

Sector
FINANCE
Industry
PERSONAL CREDIT INSTITUTIONS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
885550
Address
25505 WEST TWELVE MILE ROAD, SOUTHFIELD, MI, US
Valuation
Market Cap
$5.68B
P/E Ratio
23.75
PEG Ratio
1.15
Price to Book
3.25
Performance
EPS
$19.88
Dividend Yield
Profit Margin
26.70%
ROE
14.10%
Technicals
50D MA
$494.74
200D MA
$483.29
52W High
$614.96
52W Low
$409.22
Fundamentals
Shares Outstanding
12M
Target Price
$496.25
Beta
1.27

CACC EPS Estimates vs Actual

Estimated
Actual

CACC News & Sentiment

Dec 14, 2025 • MarketBeat NEUTRAL
Credit Acceptance Corporation $CACC Shares Sold by Hyperion Capital Advisors LP
Hyperion Capital Advisors LP reduced its stake in Credit Acceptance Corporation ($CACC) by 24.5% during Q2, selling 6,129 shares and leaving them with 18,927 shares valued at $9.64 million, making it their 7th largest position. The company reported EPS of $10.28, beating estimates, but revenue of $405.1 million fell short of expectations. Insiders own 6.60% of the stock, while institutional investors hold 81.71%, with CEO Kenneth Booth recently selling 4,000 shares.
Dec 13, 2025 • MarketBeat SOMEWHAT-BEARISH
Beck Mack & Oliver LLC Lowers Holdings in Credit Acceptance Corporation $CACC
Beck Mack & Oliver LLC reduced its holdings in Credit Acceptance Corporation by 4.7% in the second quarter, selling 18,589 shares and retaining 376,383 shares valued at approximately $191.7 million. Credit Acceptance reported better-than-expected EPS but missed revenue forecasts, with analysts maintaining a "Reduce" rating and an average target price of $465.00 for the stock. The company's market cap is $5.21 billion, and its stock trades around $472.
Dec 11, 2025 • MarketBeat NEUTRAL
51,866 Shares in Credit Acceptance Corporation $CACC Bought by First Trust Advisors LP
First Trust Advisors LP has acquired a new stake of 51,866 shares in Credit Acceptance Corporation (NASDAQ:CACC), valued at approximately $26.4 million. The company currently holds a "Reduce" consensus rating from analysts with a target price of $465. Insiders own 6.60% of the company's stock, and its CEO recently sold a portion of his holdings.
Dec 11, 2025 • Stock Titan BULLISH
Credit Acceptance (Nasdaq: CACC) Earns 11th Computerworld IT Workplace Honor, Climbs to #2
Credit Acceptance (Nasdaq: CACC) was recognized by Computerworld as one of the Best Places to Work in IT for the 11th consecutive year, ranking #2 among midsize companies in 2025. This achievement, a significant jump of six spots from the previous year, is attributed to the company's Engineering-led modernization, expanded automation, and integration of AI technologies. This is one of twelve workplace awards received by Credit Acceptance this year, reinforcing its commitment to a supportive and growth-oriented work environment.
Dec 11, 2025 • GlobeNewswire BULLISH
Credit Acceptance Honored for the 11th Time as a Best Place to Work in IT by Computerworld
Credit Acceptance Corporation has been recognized by Computerworld for the 11th year as one of the Best Places to Work in IT achieving the #2 spot among midsize companies due to comprehensive tech-led strategies and inclusive workplace practices. The company's CTO highlighted significant advancements in modernizing foundational technologies and integrating AI to improve customer and employee support, leading to gains in reliability and performance. This award is one of twelve workplace recognitions received by Credit Acceptance this year, affirming its commitment to fostering a growth-oriented environment.
Dec 10, 2025 • GlobeNewswire BULLISH
Credit Acceptance Honored for the 11th Time as a Best Place to Work in IT by Computerworld
Credit Acceptance Corporation has been named one of the Best Places to Work in IT by Computerworld for the 11th consecutive year, ranking #2 among midsize companies. This recognition highlights their comprehensive tech-led strategies, which include modernizing foundational technologies, integrating AI, and expanding automation. These efforts have led to significant improvements in reliability, speed, and overall performance, simplifying work and enhancing service for customers.
Sentiment Snapshot

Average Sentiment Score:

0.129
50 articles with scored sentiment

Overall Sentiment:

Neutral

CACC Reported Earnings

Jul 31, 2025
Jun 30, 2025 (Post market)
-1.27 Surprise
  • Reported EPS: $8.56
  • Estimate: $9.83
  • Whisper:
  • Surprise %: -12.9%
Apr 30, 2025
Mar 31, 2025 (Post market)
-0.32 Surprise
  • Reported EPS: $9.35
  • Estimate: $9.67
  • Whisper:
  • Surprise %: -3.3%
Jan 30, 2025
Dec 31, 2024 (Post market)
2.24 Surprise
  • Reported EPS: $10.17
  • Estimate: $7.93
  • Whisper:
  • Surprise %: 28.2%
Oct 30, 2024
Sep 30, 2024 (Post market)
-0.26 Surprise
  • Reported EPS: $8.79
  • Estimate: $9.05
  • Whisper:
  • Surprise %: -2.9%
Jul 31, 2024
Jun 30, 2024 (Post market)
1.38 Surprise
  • Reported EPS: $10.29
  • Estimate: $8.91
  • Whisper:
  • Surprise %: 15.5%
Apr 30, 2024
Mar 31, 2024 (Post market)
0.93 Surprise
  • Reported EPS: $9.28
  • Estimate: $8.35
  • Whisper:
  • Surprise %: 11.1%
Jan 31, 2024
Dec 31, 2023 (Post market)
1.86 Surprise
  • Reported EPS: $7.29
  • Estimate: $5.43
  • Whisper:
  • Surprise %: 34.2%
Oct 30, 2023
Sep 30, 2023 (Post market)
-0.28 Surprise
  • Reported EPS: $5.43
  • Estimate: $5.71
  • Whisper:
  • Surprise %: -4.9%
Aug 01, 2023
Jun 30, 2023 (Post market)
-6.49 Surprise
  • Reported EPS: $1.69
  • Estimate: $8.18
  • Whisper:
  • Surprise %: -79.3%

Financials