CATY Cathay General Bancorp

$48.80

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 28, 2026
Report Time: Unknown Release Time
The Whisper Number
$1.25
Consensus Estimate: $1.23
Revenue Estimate: $211.83M

Latest Earnings Insight

Cathay General Bancorp, with its robust market cap of approximately $3.2 billion, is poised for its upcoming earnings release on October 21, 2025, amid a backdrop of steady financial performance. Investors are keenly observing whether the bank can surpass the EPS estimate of $1.15, especially as the whisper number suggests a slightly higher expectation at $1.18, indicating a cautious optimism among analysts. The revenue estimate stands at $202.70 million, a figure that reflects Cathay General's consistent ability to navigate the competitive banking landscape. Despite the absence of recent news, the bank's strategic focus on expanding its loan portfolio and maintaining strong asset quality continues to be a focal point for stakeholders. As the earnings date approaches, market sentiment remains watchful, with investors eager to see if Cathay General can deliver results that align with or exceed these expectations, reinforcing its position as a stable player in the financial sector.

Updated On 1/6/2026

About Cathay General Bancorp

Cathay General Bancorp is the holding company of Cathay Bank offering various commercial banking products and services to individuals, professionals, and small and medium-sized businesses in the United States. The company is headquartered in Los Angeles, California.

Website: https://www.cathaygeneralbancorp.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
861842
Address
777 NORTH BROADWAY, LOS ANGELES, CA, UNITED STATES
Valuation
Market Cap
$2.70B
P/E Ratio
9.78
PEG Ratio
2.08
Price to Book
0.95
Performance
EPS
$3.95
Dividend Yield
3.52%
Profit Margin
41.30%
ROE
10.20%
Technicals
50D MA
$43.40
200D MA
$44.93
52W High
$54.53
52W Low
$32.84
Fundamentals
Shares Outstanding
70M
Target Price
$48.80
Beta
0.98

CATY EPS Estimates vs Actual

Estimated
Actual

CATY News & Sentiment

Dec 25, 2025 • Simply Wall Street NEUTRAL
Cathay General Bancorp (Nasdaq:CATY) - Stock Analysis
This analysis of Cathay General Bancorp (CATY) indicates the stock is trading significantly below its estimated fair value. While earnings are projected to grow and it pays a reliable dividend, there are concerns about insider selling and vulnerabilities from geographic economic concentration and fintech competition. Analysts have varying fair value targets, with some highlighting growth opportunities in Asian-American markets and digital banking, while others point to risks impacting margins.
Dec 21, 2025 • Simply Wall Street SOMEWHAT-BEARISH
Did Insider Selling and Profit Pressure Just Shift Cathay General Bancorp's (CATY) Investment Narrative?
Piper Sandler has maintained a Sell rating on Cathay General Bancorp (CATY), and insiders, including Vice Chairman Anthony Tang, have increased share sales amidst declining annual sales and earnings per share. Despite these headwinds and concerns about commercial real estate exposure, the company maintains a stable dividend, offering investors a mixed signal between income stream reliability and ongoing profitability and asset quality challenges. The article suggests evaluating multiple perspectives, including a fair value estimate of $52.20, to form an investment decision.
Dec 21, 2025 • Simply Wall Street NEUTRAL
Did Insider Selling and Profit Pressure Just Shift Cathay General Bancorp's (CATY) Investment Narrative?
Cathay General Bancorp (CATY) is facing a shifting investment narrative due to increased insider selling, a maintained Sell rating from Piper Sandler, and declining sales and earnings per share over the past two years. Despite these challenges, the company continues to pay a quarterly dividend, suggesting confidence in its capital position. Investors are advised to consider various viewpoints, including the fair value estimate of US$52.20, and the ongoing risks associated with its commercial real estate loan concentration.
Dec 20, 2025 • Simply Wall Street SOMEWHAT-BEARISH
Cathay General Bancorp (CATY): Reassessing Valuation After Ongoing Profit Declines and Bearish Insider and Analyst Signals
Cathay General Bancorp (CATY) is under scrutiny due to sliding sales and earnings, bearish analyst views, and insider share sales, despite a recent share price increase. While Simply Wall St's narrative suggests the stock is 3.4% undervalued, risks such as emerging credit costs and concentrated commercial real estate exposure could challenge this assumption. Investors are encouraged to consider these factors and conduct their own research on CATY's growth and profitability prospects.
Dec 20, 2025 • Investing.com BULLISH
Cathay General Bancorp stock hits 52-week high at 51.76 USD
Cathay General Bancorp (CATY) stock recently achieved a 52-week high, trading at $51.76, slightly above its current price of $51.72. The company has demonstrated strong performance with an 11.13% 1-year total return and a 20.32% 6-month gain, alongside 35 consecutive years of dividend payments. This growth is supported by a "GOOD" financial health score and recent strong revenue beats, despite a slight EPS miss.
Dec 20, 2025 • Simply Wall Street SOMEWHAT-BEARISH
Cathay General Bancorp (CATY): Reassessing Valuation After Ongoing Profit Declines and Bearish Insider and Analyst Signals
Cathay General Bancorp (CATY) is experiencing declining sales and earnings, coupled with bearish analyst views and insider share sales, despite its stock price quietly increasing. The company is considered 3.4% undervalued with a narrative fair value near $52.20, but emerging credit costs and commercial real estate exposure pose risks. Investors are encouraged to reassess the valuation and consider personalized analysis beyond the mainstream narrative.
Sentiment Snapshot

Average Sentiment Score:

0.208
50 articles with scored sentiment

Overall Sentiment:

Bullish

CATY Reported Earnings

Jul 22, 2025
Jun 30, 2025 (Post market)
0.01 Surprise
  • Reported EPS: $1.10
  • Estimate: $1.09
  • Whisper:
  • Surprise %: 0.9%
Apr 21, 2025
Mar 31, 2025 (Post market)
0.03 Surprise
  • Reported EPS: $0.98
  • Estimate: $0.95
  • Whisper:
  • Surprise %: 3.2%
Jan 22, 2025
Dec 31, 2024 (Post market)
0.04 Surprise
  • Reported EPS: $1.12
  • Estimate: $1.08
  • Whisper:
  • Surprise %: 3.7%
Oct 21, 2024
Sep 30, 2024 (Post market)
0.02 Surprise
  • Reported EPS: $0.97
  • Estimate: $0.95
  • Whisper:
  • Surprise %: 2.1%
Jul 22, 2024
Jun 30, 2024 (Post market)
-0.02 Surprise
  • Reported EPS: $0.92
  • Estimate: $0.94
  • Whisper:
  • Surprise %: -2.1%
Apr 22, 2024
Mar 31, 2024 (Post market)
0.0 Surprise
  • Reported EPS: $0.98
  • Estimate: $0.98
  • Whisper:
  • Surprise %: 0.0%
Jan 24, 2024
Dec 31, 2023 (Post market)
0.07 Surprise
  • Reported EPS: $1.13
  • Estimate: $1.06
  • Whisper:
  • Surprise %: 6.6%
Oct 23, 2023
Sep 30, 2023 (Post market)
0.03 Surprise
  • Reported EPS: $1.13
  • Estimate: $1.10
  • Whisper:
  • Surprise %: 2.7%
Jul 24, 2023
Jun 30, 2023 (Post market)
0.15 Surprise
  • Reported EPS: $1.28
  • Estimate: $1.13
  • Whisper:
  • Surprise %: 13.3%

Financials