CFG Citizens Financial Group, Inc.

$58.96

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 21, 2026
Report Time: Before the Bell
The Whisper Number
$1.11
Consensus Estimate: $1.11
Revenue Estimate: $2.16B

Latest Earnings Insight

Citizens Financial (CFG) is poised to report its earnings on October 15, 2025, with a keen focus on its ability to navigate the current economic landscape, as the market anticipates an EPS of $1.03 against a whisper number of $1.07. This subtle yet significant difference suggests that investors are cautiously optimistic about the bank's performance, potentially expecting it to surpass the consensus estimate. With a robust market cap of approximately $23.3 billion, Citizens Financial's revenue is projected to reach $2.10 billion, reflecting its steady position in the financial sector. Despite the absence of recent news, the company's strategic initiatives and past performance will be under scrutiny as stakeholders look for signs of resilience and growth in a challenging environment. As the earnings date approaches, the market sentiment appears to be one of cautious optimism, with the whisper number serving as a benchmark for potential upside surprises.

Updated On 1/6/2026

About Citizens Financial Group, Inc.

Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island.

Website: https://www.citizensbank.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
759944
Address
870 WESTMINSTER ST, 1 CITIZENS PLZ THIRD FL, PROVIDENCE, RI, US
Valuation
Market Cap
$15.52B
P/E Ratio
11.25
PEG Ratio
0.26
Price to Book
0.68
Performance
EPS
$3.15
Dividend Yield
4.74%
Profit Margin
21.70%
ROE
6.37%
Technicals
50D MA
$41.64
200D MA
$42.64
52W High
$48.82
52W Low
$31.90
Fundamentals
Shares Outstanding
438M
Target Price
$46.61
Beta
1.10

CFG EPS Estimates vs Actual

Estimated
Actual

CFG News & Sentiment

Dec 31, 2025 • Insider Monkey SOMEWHAT-BULLISH
Trust Maintains a Hold Call on Citizens Financial Group (CFG), Noting Slight EPS Contraction in Banking Sector
Truist analyst Brian Foran maintained a Hold recommendation on Citizens Financial (CFG) and raised the price target from $56 to $63, citing operating leverage gains despite a consensus for marginal EPS slowdown in the banking sector. Billionaire David Tepper recently added CFG to his portfolio, and Citizens Capital Markets & Advisory is arranging significant debt financing for River Rock Entertainment Authority. While acknowledging CFG's potential, the article suggests other AI stocks might offer higher and quicker returns.
Dec 31, 2025 • MarketBeat BULLISH
Pacer Advisors Inc. Raises Stake in Citizens Financial Group, Inc. $CFG
Pacer Advisors Inc. significantly increased its stake in Citizens Financial Group by 85.6% in the third quarter of 2025, now holding 65,638 shares valued at approximately $3.49 million. Institutional ownership of CFG is notably high at 94.90%, with many investors, including Nordea, increasing their positions. Analysts maintain a "Moderate Buy" rating for CFG with a consensus price target of $57.57, following the bank's recent beat on EPS estimates and an increase in its quarterly dividend.
Dec 31, 2025 • MarketBeat BULLISH
Cwm LLC Acquires 23,624 Shares of Citizens Financial Group, Inc. $CFG
Cwm LLC increased its stake in Citizens Financial Group by 30.8% in Q3, purchasing 23,624 shares to now hold 100,319 shares valued at approximately $5.33 million. Analyst sentiment for Citizens Financial Group is positive, with a consensus "Moderate Buy" rating and a target price of $57.57, including upgrades from firms like Morgan Stanley. The company also surpassed Q3 earnings expectations with $1.05 EPS and 11.4% revenue growth, and it increased its quarterly dividend to $0.46.
Dec 31, 2025 • MarketBeat SOMEWHAT-BULLISH
Ascent Group LLC Buys 23,514 Shares of Citizens Financial Group, Inc. $CFG
Ascent Group LLC increased its stake in Citizens Financial Group, Inc. (NYSE:CFG) by 34.2% during the third quarter, purchasing 23,514 shares to now own 92,283 shares valued at approximately $4.91 million. Citizens Financial Group reported strong quarterly results, beating EPS and revenue estimates, and raised its quarterly dividend to $0.46. Institutional investors now hold 94.90% of the company's stock, which is trading near its 1-year high with a "Moderate Buy" consensus rating from analysts.
Dec 31, 2025 • Yahoo Finance Singapore SOMEWHAT-BULLISH
Trust Maintains a Hold Call on Citizens Financial Group (CFG), Noting Slight EPS Contraction in Banking Sector
Truist analyst Brian Foran maintained a Hold rating on Citizens Financial Group (CFG) and lifted its price target to $63, citing operating leverage gains despite a consensus of slight EPS contraction across the banking sector. Billionaire David Tepper recently acquired 600,000 shares of CFG, highlighting investor interest. The company's subsidiary, Citizens Capital Markets & Advisory, is also arranging significant debt financing for a casino upgrade project.
Dec 31, 2025 • Insider Monkey NEUTRAL
10 New Stocks in David Tepper’s Portfolio
This article details KeyCorp (NYSE:KEY) as one of the new stocks in David Tepper’s Appaloosa Management portfolio, highlighting his $37.75 million stake as of Q3 2025. It covers analyst recommendations and KeyCorp CEO Chris Gorman's focus on share repurchases over acquisitions, aligning with activist investor advice. The bank's strategy is to buy back its "undervalued" stock.
Sentiment Snapshot

Average Sentiment Score:

0.288
50 articles with scored sentiment

Overall Sentiment:

Bullish

CFG Reported Earnings

Jul 17, 2025
Jun 30, 2025 (Pre market)
0.04 Surprise
  • Reported EPS: $0.92
  • Estimate: $0.88
  • Whisper:
  • Surprise %: 4.5%
Apr 16, 2025
Mar 31, 2025 (Pre market)
0.02 Surprise
  • Reported EPS: $0.77
  • Estimate: $0.75
  • Whisper:
  • Surprise %: 2.7%
Jan 17, 2025
Dec 31, 2024 (Pre market)
0.02 Surprise
  • Reported EPS: $0.85
  • Estimate: $0.83
  • Whisper:
  • Surprise %: 2.4%
Oct 16, 2024
Sep 30, 2024 (Pre market)
0.0 Surprise
  • Reported EPS: $0.79
  • Estimate: $0.79
  • Whisper:
  • Surprise %: 0.0%
Jul 17, 2024
Jun 30, 2024 (Pre market)
0.03 Surprise
  • Reported EPS: $0.82
  • Estimate: $0.79
  • Whisper:
  • Surprise %: 3.8%
Apr 17, 2024
Mar 31, 2024 (Pre market)
0.03 Surprise
  • Reported EPS: $0.79
  • Estimate: $0.76
  • Whisper:
  • Surprise %: 4.0%
Jan 17, 2024
Dec 31, 2023 (Pre market)
0.01 Surprise
  • Reported EPS: $0.85
  • Estimate: $0.84
  • Whisper:
  • Surprise %: 1.2%
Oct 18, 2023
Sep 30, 2023 (Pre market)
-0.02 Surprise
  • Reported EPS: $0.89
  • Estimate: $0.91
  • Whisper:
  • Surprise %: -2.2%
Jul 19, 2023
Jun 30, 2023 (Pre market)
0.04 Surprise
  • Reported EPS: $1.04
  • Estimate: $1.00
  • Whisper:
  • Surprise %: 4.0%

Financials