BAC Bank of America Corp

$55.28

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 14, 2026
Report Time: Before the Bell
The Whisper Number
$1.06
Consensus Estimate: $0.97
Revenue Estimate: $27.51B

Latest Earnings Insight

Bank of America's strategic focus on net interest income (NII) growth and margin expansion is set to be a key driver in its upcoming third-quarter earnings report, scheduled for October 15, 2025. Analysts are particularly optimistic, with Seaport Res Ptn's J. Mitchell revising their EPS forecast upwards to $1.18, surpassing the consensus estimate of $0.94 and even the whisper number of $0.97. This optimism is fueled by the bank's robust provisioning and a favorable interest rate environment anticipated over the next few years, which could bolster profitability. Despite a mixed second quarter where revenue fell short, the bank's ability to exceed profit expectations underscores its resilience and strategic positioning. With a market cap of $373 billion, Bank of America's modest stock outlook improvement, reflected in a price target increase to $55.23, suggests a positive market sentiment. As the bank continues to capitalize on consumer resilience and strategic asset management, investors will be keenly watching for any signals of sustained growth in NII and overall profitability in the forthcoming earnings release.

Updated On 12/31/2025

About Bank of America Corp

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

Website: https://www.bankofamerica.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
70858
Address
BANK OF AMERICA CORPORATE CENTER, 100 N TRYON ST, CHARLOTTE, NC, US
Valuation
Market Cap
$282.82B
P/E Ratio
11.17
PEG Ratio
1.42
Price to Book
1.03
Performance
EPS
$3.35
Dividend Yield
2.78%
Profit Margin
28.60%
ROE
9.46%
Technicals
50D MA
$41.91
200D MA
$42.49
52W High
$47.68
52W Low
$33.06
Fundamentals
Shares Outstanding
8B
Target Price
$48.64
Beta
1.25

BAC EPS Estimates vs Actual

● Estimated
● Actual

BAC News & Sentiment

Dec 31, 2025 • Dallas Innovates NEUTRAL
Patented: Bank of America's Quantum Reflection Access Credentialing and More North Texas Inventive Activity
Dallas-Fort Worth ranked 10th in patent activity with 135 patents granted for the week of November 25. Notable patents include Bank of America's Quantum Reflection Access Credentialing, AtomBeam Technologies' persistent cognitive machines, Capital One Services' vehicle experience provisioning, Creo Ingredients' cannabinoid synthase variants, Dell Products' AI visual data searching, IBM's hybrid quantum-classical neural networks, Mag and Bio Dynamics' therapeutic hydrogen devices, NoiseAware's noise-based alert system, RedCritter's AI classroom management, Siemens' carbon reduction systems, Toyota's steering device control methods, and USAA's drone-based mud softening device.
Dec 31, 2025 • The Globe and Mail BULLISH
The Zacks Analyst Blog Highlights Bank of America, Wells Fargo and U.S. Bancorp
Amid rising U.S. consumer credit stress, Zacks Investment Research highlights Bank of America (BAC), Wells Fargo (WFC), and U.S. Bancorp (USB) as stable investment options. These banks are considered relatively safer due to strong capitalization, diversified revenue streams, and solid liquidity, positioning them to withstand potential loan defaults and delinquencies. The article provides financial details, strategic initiatives, and analyst projections for each bank, emphasizing their resilience in a challenging economic environment.
Dec 31, 2025 • The Globe and Mail SOMEWHAT-BULLISH
The Zacks Analyst Blog Highlights Bank of America, Wells Fargo and U.S. Bancorp
This Zacks Analyst Blog highlights how rising U.S. consumer credit stress, driven by high debt and inflation, is impacting the banking sector. It identifies Bank of America, Wells Fargo, and U.S. Bancorp as stable investment options due to strong capitalization, diversified revenue streams, and solid liquidity, and provides a detailed fundamental analysis of each bank.
Dec 31, 2025 • MarketBeat NEUTRAL
Sterling Investment Management LLC Makes New Investment in Rio Tinto PLC $RIO
Sterling Investment Management LLC has unveiled a new investment in Rio Tinto PLC, acquiring 16,672 shares valued at approximately $1.10 million during the 3rd quarter. Several other hedge funds also increased their holdings in Rio Tinto, bringing total institutional ownership to 19.33%. Analysts maintain a "Moderate Buy" consensus rating for Rio Tinto, with an average price target of $79.00, while the company's shares opened at $80.55, near its 12-month high.
Dec 31, 2025 • MarketBeat SOMEWHAT-BULLISH
Los Angeles Capital Management LLC Has $244.04 Million Stock Position in Howmet Aerospace Inc. $HWM
Los Angeles Capital Management LLC significantly increased its stake in Howmet Aerospace Inc. (NYSE:HWM) by 3.4% in the third quarter, bringing its total holdings to 1,243,617 shares valued at $244.04 million. This move positions Howmet Aerospace as the 19th largest holding for the firm, representing about 0.8% of its investment portfolio. The article highlights strong institutional confidence in HWM, with other major investors like Vanguard, JPMorgan Chase, and Norges Bank also increasing or establishing substantial positions, leading to 90.46% institutional ownership.
Dec 31, 2025 • AD HOC NEWS SOMEWHAT-BULLISH
State Street Corp.: Quiet Advance or Tired Rally? A Deep Dive Into The Stock’s Latest Moves
State Street Corp.'s stock has been quietly advancing, outpacing recent lows but remaining below its 52-week peak. The article explores whether this movement signals a renewed uptrend or simply a late-cycle bounce, influenced by mixed macro headwinds, a firmer rate outlook, and fresh analyst calls. While analysts are cautiously optimistic, the market is currently in price-discovery mode, weighing the company's strategic financial management against potential revenue and expense shifts.
Sentiment Snapshot

Average Sentiment Score:

0.139
50 articles with scored sentiment

Overall Sentiment:

Neutral

BAC Reported Earnings

Jul 16, 2025
Jun 30, 2025 (Pre market)
0.03 Surprise
  • Reported EPS: $0.89
  • Estimate: $0.86
  • Whisper: —
  • Surprise %: 3.5%
Apr 15, 2025
Mar 31, 2025 (Pre market)
0.08 Surprise
  • Reported EPS: $0.90
  • Estimate: $0.82
  • Whisper: —
  • Surprise %: 9.8%
Jan 16, 2025
Dec 31, 2024 (Pre market)
0.05 Surprise
  • Reported EPS: $0.82
  • Estimate: $0.77
  • Whisper: —
  • Surprise %: 6.5%
Oct 15, 2024
Sep 30, 2024 (Pre market)
0.05 Surprise
  • Reported EPS: $0.81
  • Estimate: $0.76
  • Whisper: —
  • Surprise %: 6.6%
Jul 16, 2024
Jun 30, 2024 (Pre market)
0.03 Surprise
  • Reported EPS: $0.83
  • Estimate: $0.80
  • Whisper: —
  • Surprise %: 3.8%
Apr 16, 2024
Mar 31, 2024 (Pre market)
0.07 Surprise
  • Reported EPS: $0.77
  • Estimate: $0.70
  • Whisper: —
  • Surprise %: 10.0%
Jan 12, 2024
Dec 31, 2023 (Pre market)
-0.31 Surprise
  • Reported EPS: $0.32
  • Estimate: $0.63
  • Whisper: —
  • Surprise %: -49.2%
Oct 17, 2023
Sep 30, 2023 (Pre market)
0.08 Surprise
  • Reported EPS: $0.90
  • Estimate: $0.82
  • Whisper: —
  • Surprise %: 9.8%
Jul 18, 2023
Jun 30, 2023 (Pre market)
0.04 Surprise
  • Reported EPS: $0.88
  • Estimate: $0.84
  • Whisper: —
  • Surprise %: 4.8%

Financials