CUBI Customers Bancorp Inc

Customers Bancorp (CUBI) has entered into a Second Supplemental Indenture with Wilmington Trust to issue $100 million in 6.875% Fixed-to-Floating Rate Subordinated Notes due 2036. These notes will pay a fixed rate until January 15, 2031, then convert to a floating rate, enhancing the company's capital and funding flexibility. The agreement became effective on December 22, 2025, and the notes are redeemable on or after January 15, 2031.

Customers Bancorp has seen significant rallies in 2025 and previous years, driven by a positive shift in market sentiment towards regional banks and the company's digital strategy. While the stock's performance raises questions about its current valuation, Simply Wall St's analysis suggests it may still be undervalued based on excess returns and a proprietary Fair Ratio framework. Investors can explore detailed valuation approaches and community narratives for a comprehensive understanding.

Customers Bancorp (CUBI) has issued $100 million of subordinated fixed-to-floating rate notes due in 2036, which will pay a fixed 6.875% coupon until January 15, 2031, then a floating rate. The notes are deeply subordinated, callable by the company from 2031, and include covenants protecting noteholders. Spark, TipRanks' AI Analyst, rates CUBI as "Outperform" due to strong earnings and positive technicals, despite persistent revenue growth challenges and no dividend yield.

This briefing covers major headlines from December 20, 2025, focusing on Customers Bancorp (CUBI) and its Series F preferred stock redemption, highlighting fresh institutional interest despite insider selling. It also addresses data quality issues with Rogers Sugar’s RSI.DB.F debentures, which were flagged for maturity and delisting, and Japan's strategic expansion of F-35A basing at Chitose Air Base, emphasizing the importance of verifying information in financial and geopolitical decision-making.

Customers Bancorp Inc. has completed a $100 million offering of fixed-to-floating rate subordinated notes due 2036, yielding approximately $98 million in net proceeds. These funds will be used for general corporate purposes, including debt redemption, organic growth, potential acquisitions, and share repurchases, offering strategic flexibility. Spark, TipRanks' AI Analyst, rates CUBI as "Outperform," driven by strong earnings and positive technical indicators despite revenue growth challenges and the absence of a dividend.

Morgan Stanley recently initiated coverage of Customers Bancorp (CUBI) with an "Equal Weight" rating, highlighting its deposit transformation story and momentum expected into 2026. This analyst endorsement contrasts with recent insider share sales, including one by Chief Accounting Officer Jessie John Deano Velasquez, underscoring differing perspectives on the company's future. The article suggests that while the bank's cubiX-driven deposit model is a key growth catalyst, investors should be mindful of concentration risk and regulatory scrutiny related to its digital asset exposure.