FCNCA First Citizens BancShares Inc

$2160.26

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 23, 2026
Report Time: Unknown Release Time
The Whisper Number
$50.58
Consensus Estimate: $44.27
Revenue Estimate: $2.22B

Latest Earnings Insight

First Citizens BancShares is poised for a potentially surprising earnings report on July 25, with the whisper number suggesting an EPS of $44.49, significantly above the consensus estimate of $39.29. This optimism may be fueled by the bank's strategic focus on expanding its footprint through recent acquisitions, which could bolster its revenue streams beyond the anticipated $2.18 billion. With a robust market cap of over $28 billion, First Citizens has demonstrated resilience and adaptability in a competitive banking sector. Investors will be keenly watching to see if the bank can leverage its strategic initiatives to exceed expectations, as suggested by the whisper number, and continue its trajectory of growth and market confidence.

Updated On 1/6/2026

About First Citizens BancShares Inc

First Citizens BancShares, Inc. is the parent company of First-Citizens Bank & Trust Company providing retail and business banking services to individuals, businesses and professionals. The company is headquartered in Raleigh, North Carolina.

Website: https://www.firstcitizens.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
798941
Address
4300 SIX FORKS ROAD, RALEIGH, NC, US
Valuation
Market Cap
$23.09B
P/E Ratio
9.07
PEG Ratio
0.00
Price to Book
1.09
Performance
EPS
$189.34
Dividend Yield
0.45%
Profit Margin
29.80%
ROE
12.80%
Technicals
50D MA
$1886.59
200D MA
$1992.93
52W High
$2410.62
52W Low
$1473.62
Fundamentals
Shares Outstanding
13M
Target Price
$2283.69
Beta
0.66

FCNCA EPS Estimates vs Actual

Estimated
Actual

FCNCA News & Sentiment

Dec 20, 2025 • PR Newswire BULLISH
First Citizens BancShares Reports Second Quarter 2024 Earnings, Announces Share Repurchase Plan
First Citizens BancShares announced its second quarter 2024 earnings, reporting solid financial performance with broad-based loan and deposit growth, strong profitability, and credit stabilization. The company also unveiled a share repurchase plan of up to $3.5 billion for its Class A common shares. Key financial metrics included net income of $707 million and adjusted net income of $755 million for the quarter.
Dec 17, 2025 • Sahm BULLISH
Soltage Closes $80 Million Syndicated Development Revolver Facility to Accelerate Solar & Storage Deployment
Soltage has secured an $80 million syndicated development revolver facility, led by First Citizens Bank and EastWest Bank, to finance development-stage expenditures for its solar and energy storage projects. This pre-notice-to-proceed financing will help Soltage accelerate the deployment of its 2+ GW solar and storage pipeline across the U.S. and continue its growth in clean energy solutions. This milestone highlights the company's strong market reputation and expanded financial capacity.
Nov 24, 2025 • Sahm BULLISH
First Citizens Bank Purchases Office Building in San Francisco
First Citizens Bank has announced the purchase of a 160,000 square foot office building at 667 Mission Street in San Francisco, with renovation and expected move-in by 2027. This acquisition highlights the bank's commitment to its growing client base in the region and the innovation economy, particularly through its Silicon Valley Bank division. This marks the second commercial real estate purchase in the Bay Area this year for First Citizens Bank, demonstrating its long-term growth strategy in the area.
Nov 20, 2025 • Sahm SOMEWHAT-BULLISH
First Citizens Names Snow Holding Middle Market Banking Leader for Northeastern United States
First Citizens Bank has appointed Snow Holding as Director and Market Leader of Middle Market Banking for the Northeast, where he will spearhead business expansion efforts and lead relationship managers in Boston and New York. Holding, who previously managed business banking in Boston, will continue to expand First Citizens' middle market practice, offering comprehensive banking solutions to clients in the region. This appointment supports First Citizens' ongoing growth in the Northeast's Business, Commercial, and Wealth presence.
Nov 18, 2025 • Investing.com NEUTRAL
First Citizens BancShares declares quarterly dividends
First Citizens BancShares, Inc. (NASDAQ:FCNCA) announced quarterly dividends for its common and preferred stock, payable on December 15, 2025, to shareholders of record as of November 28, 2025. The company will pay $2.10 per share on both Class A and Class B common stock. This follows strong Q2 2025 results, with EPS of $44.78 and revenue of $2.38 billion, though analyst outlooks are mixed.
Nov 12, 2025 • Sahm BULLISH
First Citizens Wealth Expands California Bay Area Team, Appoints Lee Erby Region Head
First Citizens Wealth has appointed Lee Erby as Northern California Market Leader, based in San Francisco, to lead a team of wealth consultants focusing on high-net-worth individuals, families, businesses, and nonprofits. Erby brings over 20 years of wealth and private banking experience and deep local ties to the Bay Area. This strategic move aims to strengthen First Citizens Wealth's presence and growth in the region, leveraging Erby's leadership and the bank's existing Silicon Valley Bank ecosystem.
Sentiment Snapshot

Average Sentiment Score:

0.333
28 articles with scored sentiment

Overall Sentiment:

Bullish

FCNCA Reported Earnings

Jul 25, 2025
Jun 30, 2025 (Pre market)
5.69 Surprise
  • Reported EPS: $44.78
  • Estimate: $39.09
  • Whisper:
  • Surprise %: 14.6%
Apr 24, 2025
Mar 31, 2025 (Pre market)
0.1 Surprise
  • Reported EPS: $37.79
  • Estimate: $37.69
  • Whisper:
  • Surprise %: 0.3%
Jan 24, 2025
Dec 31, 2024 (Pre market)
5.99 Surprise
  • Reported EPS: $45.10
  • Estimate: $39.11
  • Whisper:
  • Surprise %: 15.3%
Oct 24, 2024
Sep 30, 2024 (Pre market)
-1.63 Surprise
  • Reported EPS: $45.87
  • Estimate: $47.50
  • Whisper:
  • Surprise %: -3.4%
Jul 25, 2024
Jun 30, 2024 (Pre market)
6.09 Surprise
  • Reported EPS: $50.87
  • Estimate: $44.78
  • Whisper:
  • Surprise %: 13.6%
Apr 25, 2024
Mar 31, 2024 (Pre market)
9.58 Surprise
  • Reported EPS: $52.92
  • Estimate: $43.34
  • Whisper:
  • Surprise %: 22.1%
Jan 26, 2024
Dec 31, 2023 (Pre market)
-1.4 Surprise
  • Reported EPS: $46.58
  • Estimate: $47.98
  • Whisper:
  • Surprise %: -2.9%
Oct 26, 2023
Sep 30, 2023 (Pre market)
7.98 Surprise
  • Reported EPS: $55.92
  • Estimate: $47.94
  • Whisper:
  • Surprise %: 16.6%
Aug 03, 2023
Jun 30, 2023 (Pre market)
6.68 Surprise
  • Reported EPS: $52.60
  • Estimate: $45.92
  • Whisper:
  • Surprise %: 14.6%

Financials