HMN Horace Mann Educators Corporation

Horace Mann Educators Corporation (NYSE:HMN) has received an average rating of "Moderate Buy" from analysts, with a consensus 12-month price target of $46.75. The company recently reported $1.18 EPS, has a market capitalization of $1.90 billion, and offers a quarterly dividend of $0.35, representing an annualized yield of approximately 3.0%. Insider selling activity has been observed, while institutional ownership constitutes a significant 99.28% of the stock.

Horace Mann Educators Corporation (NYSE:HMN) has received a "Moderate Buy" consensus rating from six analysts, with an average 12-month price target of $46.75. The company recently reported a Q1 EPS of $1.18 on $330.6 million revenue and pays a quarterly dividend of $0.35, yielding approximately 3.0%. Insider activity shows sales of around 20,398 shares valued at $921,348 over the last ninety days.

Horace Mann Educators (HMN) reported strong Q3 results, raising its full-year 2025 EPS guidance to US$4.50–US$4.70, with all segments performing at or above target profitability. This operational strength, coupled with a 17-year dividend growth streak and favorable valuation multiples, could significantly enhance its investment appeal. The article discusses how this upgraded earnings outlook may influence the company's investment narrative, while also acknowledging risks such as exposure to catastrophe losses and growth challenges in its niche educator market.

Wall Street Zen upgraded Horace Mann Educators (NYSE:HMN) from "hold" to "buy," contributing to a "Moderate Buy" consensus rating with a $46.75 price target. The company reported strong Q3 2025 earnings with $1.18 EPS and $330.6M in revenue, and institutional investors hold 99.28% of the stock. Recent insider selling involved 20,398 shares valued at $921,348, yet insiders still own 4% of the shares.

Horace Mann Educators (HMN) has shown strong Q3 results and an upgraded full-year outlook, leading to a significant earnings rebound and improved profitability across all business lines. The stock has seen a robust year-to-date return of 20.29%, suggesting increasing investor confidence. While one valuation narrative sees HMN as 8.1% undervalued, a Discounted Cash Flow model from Simply Wall St indicates it might be significantly overvalued at current prices, leading to differing conclusions on its fair value.

Horace Mann Educators Corporation's shares are notably higher following the company's decision to increase its full-year 2025 core earnings per share guidance to $4.50-$4.70, an 84.7% year-over-year rise. This upward revision is primarily driven by improved underwriting performance in its Property & Casualty division and lower catastrophe losses. The company also declared a $0.35 quarterly dividend, continuing a 17-year streak of annual increases, reinforcing investor confidence despite potential risks like volatile catastrophe losses and market competition.