KMPR Kemper Corporation

William Blair downgraded Kemper (KMPR) from Market Perform to Underperform, prompting investors to re-evaluate the insurer. Despite a recent share price decline, Kemper is trading at a discount to analyst targets and shows double-digit earnings growth, leading to questions about whether its current trading price presents a contrarian buying opportunity, or if future growth is already accounted for. The narrative suggests the stock is 31.6% undervalued with a fair value of $59.60, contingent on strong growth assumptions and successful execution of capital allocation strategies despite operational improvements.

Squarepoint Ops LLC significantly increased its holdings in Kemper Corporation (NYSE:KMPR) by 822.6% in the second quarter, acquiring 36,647 additional shares. Despite this increased institutional interest, Kemper has received recent analyst downgrades, with a consensus "Reduce" rating and a target price of $56.67, following a missed EPS target in its last quarterly earnings. The company, which trades at a P/E of 10.73 and offers a 3.1% dividend yield, has also seen other hedge funds adjust their positions.

Over the past year, Kemper Corporation (NYSE: KMPR) insiders have significantly increased their holdings, with one director purchasing US$921k worth of shares at a price near the current market value. This substantial insider buying, totaling US$1.50m, suggests a strong belief in the company's future prospects and indicates that insiders perceive value at the current share price. While insider ownership is modest at 1.1%, these transactions point towards alignment between insiders and other shareholders.

Norges Bank has acquired a new position in Kemper Corporation, purchasing 175,758 shares valued at approximately $11.34 million in the second quarter. This move makes Norges Bank own 0.28% of Kemper, alongside other institutional investors who hold 86.23% of the stock. Despite this new investment, Kemper recently missed earnings estimates, reporting $0.33 EPS against an expected $1.33, and has received downgraded ratings from several research firms.

Fayez Sarofim & Co has reduced its stake in Kemper Corporation by 14.7%, selling 118,431 shares and now owning 689,166 shares valued at approximately $44.48 million. Wall Street sentiment for Kemper is largely negative, with a consensus "Reduce" rating and an average price target of $56.67, following a recent earnings miss. The insurance provider's stock trades near $38.92 and offers a dividend yield of about 3.3%.

Kemper Corporation (NYSE: KMPR) announced its schedule for the third quarter 2025 earnings release, which will be issued after market close on Wednesday, November 5, 2025. The company will also host a conference call on the same day at 5:00 pm Eastern to discuss the results, with details for online and telephone access provided. These documents and the webcast replay will be available in the investor section of kemper.com.