LKFN Lakeland Financial Corporation

$57.40

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 26, 2026
Report Time: Before the Bell
The Whisper Number
$1.12
Consensus Estimate: $1.06
Revenue Estimate: $69.45M

Latest Earnings Insight

Lakeland Financial (LKFN) is poised to report its earnings on July 25, with investors keenly eyeing the company's performance amid a backdrop of limited recent news. The market is particularly focused on Lakeland's ability to surpass the EPS estimate of $0.97, especially with the whisper number suggesting a slightly more optimistic $1.01. This subtle yet significant difference reflects a cautious optimism among investors, who are also looking at the revenue estimate of $67.19 million as a key indicator of the company's operational health. With a market cap of approximately $1.7 billion, Lakeland Financial's upcoming report will be a crucial moment to assess its strategic positioning and growth trajectory in the financial sector. The absence of recent news adds an element of suspense, as stakeholders await insights into how the company has navigated the current economic landscape and whether it can deliver results that align with or exceed market expectations.

Updated On 1/6/2026

About Lakeland Financial Corporation

Lakeland Financial Corporation is the banking holding company for Lake City Bank offering various banking products and services. The company is headquartered in Warsaw, Indiana.

Website: https://www.lakecitybank.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
721994
Address
202 E CENTER ST, P O BOX 1387, WARSAW, IN, US
Valuation
Market Cap
$1.38B
P/E Ratio
14.61
PEG Ratio
2.04
Price to Book
2.02
Performance
EPS
$3.63
Dividend Yield
3.77%
Profit Margin
39.50%
ROE
14.00%
Technicals
50D MA
$61.49
200D MA
$65.91
52W High
$78.03
52W Low
$50.74
Fundamentals
Shares Outstanding
26M
Target Price
$68.20
Beta
0.64

LKFN EPS Estimates vs Actual

Estimated
Actual

LKFN News & Sentiment

Dec 30, 2025 • MarketBeat NEUTRAL
Lakeland Financial Corporation $LKFN Shares Sold by Copeland Capital Management LLC
Copeland Capital Management LLC reduced its stake in Lakeland Financial Corporation (NASDAQ:LKFN) by 5.4% in the third quarter, now owning 651,739 shares valued at $41,842,000. Institutional investors collectively own 81.15% of the company's stock. Lakeland Financial recently reported strong Q3 earnings, beating analyst estimates with an EPS of $1.03 and revenues of $69.03 million, while also announcing a quarterly dividend of $0.50 per share.
Dec 17, 2025 • MarketBeat SOMEWHAT-BULLISH
Squarepoint Ops LLC Purchases 17,507 Shares of Lakeland Financial Corporation $LKFN
Squarepoint Ops LLC increased its stake in Lakeland Financial Corporation (NASDAQ:LKFN) by 49.3% in the second quarter, now owning 52,985 shares valued at $3.26 million. Other hedge funds like First Trust Advisors LP and Millennium Management LLC also significantly boosted their holdings. Lakeland Financial, with a market cap of $1.53 billion, recently announced a quarterly dividend of $0.50, totaling a $2.00 annualized dividend and a yield of 3.3%.
Dec 17, 2025 • Simply Wall Street SOMEWHAT-BULLISH
Is Lakeland Financial’s (LKFN) Round‑Up Giving Push a Signal on Its Digital Engagement Strategy?
Lakeland Financial's subsidiary, Lake City Bank, has integrated Spiral’s Roundup Center into its digital banking platform, allowing customers to round up debit card purchases for savings or donations. This move signals management's focus on digital tools to enhance customer engagement and deposit stability, which could strengthen the company's investment narrative. While the financial impact of this initiative is expected to be minor in the short term, it reflects a broader strategy to leverage technology in everyday banking.
Dec 16, 2025 • Stock Titan BULLISH
Lake City Bank (NASDAQ: LKFN) adds Spiral roundup tool for savings and community giving
Lake City Bank has partnered with Spiral to introduce "Lake City Bank SpendSave," a new digital banking feature. This tool allows customers to automatically round up debit card purchases, directing the spare change towards savings goals or charitable contributions. The initiative aims to enhance financial wellness and community impact through everyday banking transactions.
Dec 12, 2025 • MarketBeat NEUTRAL
FJ Capital Management LLC Invests $1.34 Million in Lakeland Financial Corporation $LKFN
FJ Capital Management LLC has acquired a new stake of 21,793 shares in Lakeland Financial Corporation, valued at approximately $1.34 million, as reported in its latest SEC filing. This acquisition represents about 0.09% of Lakeland Financial's stock. Several other institutional investors have also adjusted their holdings in LKFN, while Wall Street analysts have issued "Moderate Buy" ratings with an average target price of $68.67.
Nov 15, 2025 • Investing.com SOMEWHAT-BEARISH
Lakeland Financial stock price target lowered to $66 by KBW
KBW lowered its price target on Lakeland Financial (NASDAQ:LKFN) to $66 from $68, maintaining a Market Perform rating despite an EPS miss due to higher expenses. The company reported challenges like modest loan growth and deposit declines but maintained strong fundamentals and a consistent dividend payment track record. Analyst revisions indicate potential upside, and the company recently announced a $0.50 per share quarterly cash dividend.
Sentiment Snapshot

Average Sentiment Score:

0.169
23 articles with scored sentiment

Overall Sentiment:

Bullish

LKFN Reported Earnings

Jul 25, 2025
Jun 30, 2025 (Pre market)
0.07 Surprise
  • Reported EPS: $1.04
  • Estimate: $0.97
  • Whisper:
  • Surprise %: 7.2%
Apr 25, 2025
Mar 31, 2025 (Pre market)
-0.11 Surprise
  • Reported EPS: $0.78
  • Estimate: $0.89
  • Whisper:
  • Surprise %: -12.4%
Jan 24, 2025
Dec 31, 2024 (Pre market)
0.04 Surprise
  • Reported EPS: $0.94
  • Estimate: $0.90
  • Whisper:
  • Surprise %: 4.4%
Oct 25, 2024
Sep 30, 2024 (Pre market)
0.03 Surprise
  • Reported EPS: $0.91
  • Estimate: $0.88
  • Whisper:
  • Surprise %: 3.4%
Jul 25, 2024
Jun 30, 2024 (Pre market)
0.02 Surprise
  • Reported EPS: $0.87
  • Estimate: $0.85
  • Whisper:
  • Surprise %: 2.4%
Apr 25, 2024
Mar 31, 2024 (Pre market)
0.05 Surprise
  • Reported EPS: $0.91
  • Estimate: $0.86
  • Whisper:
  • Surprise %: 5.8%
Jan 25, 2024
Dec 31, 2023 (Pre market)
0.27 Surprise
  • Reported EPS: $1.16
  • Estimate: $0.89
  • Whisper:
  • Surprise %: 30.3%
Oct 25, 2023
Sep 30, 2023 (Pre market)
0.08 Surprise
  • Reported EPS: $0.98
  • Estimate: $0.90
  • Whisper:
  • Surprise %: 8.9%
Jul 21, 2023
Jun 30, 2023 (Pre market)
-0.34 Surprise
  • Reported EPS: $0.57
  • Estimate: $0.91
  • Whisper:
  • Surprise %: -37.4%

Financials