NBTB NBT Bancorp Inc

$41.71

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 28, 2026
Report Time: Unknown Release Time
The Whisper Number
$1.09
Consensus Estimate: $0.98
Revenue Estimate: $183.63M

Latest Earnings Insight

Updated On 12/31/2025

About NBT Bancorp Inc

NBT Bancorp Inc., a financial holding company, offers commercial banking, retail banking and wealth management services. The company is headquartered in Norwich, New York.

Website: https://www.nbtbancorp.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
790359
Address
52 S BROAD ST, NORWICH, NY, US
Valuation
Market Cap
$1.88B
P/E Ratio
13.39
PEG Ratio
3.82
Price to Book
1.23
Performance
EPS
$2.97
Dividend Yield
3.42%
Profit Margin
25.20%
ROE
9.53%
Technicals
50D MA
$44.02
200D MA
$45.93
52W High
$52.07
52W Low
$33.49
Fundamentals
Shares Outstanding
47M
Target Price
$51.40
Beta
0.53

NBTB EPS Estimates vs Actual

Estimated
Actual

NBTB News & Sentiment

Dec 29, 2025 • MarketBeat SOMEWHAT-BULLISH
Deprince Race & Zollo Inc. Sells 137,771 Shares of NBT Bancorp Inc. $NBTB
Deprince Race & Zollo Inc. reduced its stake in NBT Bancorp Inc. by 18.4% during Q3 2025, selling 137,771 shares, but still holds 1.17% of the company's stock valued at $25.5 million. Concurrently, an insider, Director Timothy E. Delaney, increased his holdings by purchasing 10,000 shares for $409,800. Analysts currently rate NBT Bancorp as a "Moderate Buy" with an average price target of $51.25.
Dec 28, 2025 • MarketBeat NEUTRAL
Voya Investment Management LLC Sells 26,281 Shares of NBT Bancorp Inc. $NBTB
Voya Investment Management LLC significantly reduced its stake in NBT Bancorp Inc. by selling 26,281 shares, decreasing its position by 32.2%. This move leaves Voya with 55,386 shares valued at approximately $2.31 million, although institutional investors collectively own roughly 58.46% of the company. Despite this sale, a director recently purchased 10,000 shares, and analysts maintain a "Moderate Buy" consensus rating with a $51.25 price target.
Dec 22, 2025 • Stock Traders Daily NEUTRAL
(NBTB) as a Liquidity Pulse for Institutional Tactics
This article analyzes Nbt Bancorp Inc. (NASDAQ: NBTB) using AI models to provide institutional trading strategies. It highlights neutral near-term readings and potentially stalling mid-term strong sentiment, indicating elevated downside risk. The analysis offers specific strategies—Position Trading, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis and real-time AI-generated signals for NBTB.
Dec 19, 2025 • Mainebiz BULLISH
NBT Bank taps industry veteran to lead planned Portland branch
NBT Bank has appointed Suzanne Cange as the Maine retail market manager for its first retail branch in Maine, set to open in early January in Portland. Cange brings over 30 years of banking experience, having worked with M&T Bank, Northeast Bank, Evergreen Credit Union, and KeyBank. NBT Bancorp Inc. (Nasdaq: NBTB) recently surpassed market expectations in its third-quarter earnings and increased its dividend for the 13th consecutive year.
Dec 19, 2025 • MarketBeat BULLISH
NBT Bancorp (NASDAQ:NBTB) Stock Price Crosses Above Two Hundred Day Moving Average - Should You Sell?
NBT Bancorp (NASDAQ:NBTB) stock recently crossed above its 200-day moving average, reaching $44.46 against a $42.08 average, indicating technical bullish momentum. Analysts provide a "Moderate Buy" consensus with an average price target of $51.25. The company exhibits strong fundamentals, including a recent earnings beat, a 3.3% dividend yield, and significant insider buying.
Dec 11, 2025 • MarketBeat SOMEWHAT-BULLISH
Norges Bank Makes New $1.65 Million Investment in NBT Bancorp Inc. $NBTB
Norges Bank recently made a new investment of $1.65 million in NBT Bancorp Inc. (NASDAQ:NBTB), purchasing 39,621 shares, increasing its stake to approximately 0.08% of the company. Other institutional investors also adjusted their positions, with overall institutional ownership at 58.46%. Insider activity includes Director Timothy E. Delaney's purchase of 10,000 shares, increasing his total holdings by over 23%.
Sentiment Snapshot

Average Sentiment Score:

0.316
50 articles with scored sentiment

Overall Sentiment:

Bullish

NBTB Reported Earnings

Jul 28, 2025
Jun 30, 2025 (Post market)
0.09 Surprise
  • Reported EPS: $0.44
  • Estimate: $0.35
  • Whisper:
  • Surprise %: 25.7%
Apr 24, 2025
Mar 31, 2025 (Post market)
0.03 Surprise
  • Reported EPS: $0.77
  • Estimate: $0.74
  • Whisper:
  • Surprise %: 4.0%
Jan 27, 2025
Dec 31, 2024 (Post market)
0.01 Surprise
  • Reported EPS: $0.77
  • Estimate: $0.76
  • Whisper:
  • Surprise %: 1.3%
Oct 28, 2024
Sep 30, 2024 (Post market)
0.03 Surprise
  • Reported EPS: $0.80
  • Estimate: $0.77
  • Whisper:
  • Surprise %: 3.9%
Jul 22, 2024
Jun 30, 2024 (Post market)
0.0 Surprise
  • Reported EPS: $0.69
  • Estimate: $0.69
  • Whisper:
  • Surprise %: 0.0%
Apr 22, 2024
Mar 31, 2024 (Post market)
0.0 Surprise
  • Reported EPS: $0.68
  • Estimate: $0.68
  • Whisper:
  • Surprise %: 0.0%
Jan 23, 2024
Dec 31, 2023 (Post market)
-0.04 Surprise
  • Reported EPS: $0.72
  • Estimate: $0.76
  • Whisper:
  • Surprise %: -5.3%
Oct 24, 2023
Sep 30, 2023 (Post market)
0.07 Surprise
  • Reported EPS: $0.84
  • Estimate: $0.77
  • Whisper:
  • Surprise %: 9.1%
Jul 31, 2023
Jun 30, 2023 (Post market)
0.06 Surprise
  • Reported EPS: $0.80
  • Estimate: $0.74
  • Whisper:
  • Surprise %: 8.1%

Financials