N NBTB

NBT Bancorp. Inc

$42.67

-0.26% ($0.11)

Volume 186,304

52W High $47.92

52W Low $37.31

Market Cap $1.88B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.98

Whisper EPS

$1.05

6.9% above consensus

Last Quarter

$1.05

Current Streak

6 Beats

Avg Surprise (4Q)

+11.02%

Next Earnings Report

Reports in 49 days

Report Date Apr 23, 2026

Whisper Spread +6.87%

Consensus Estimate

$0.98

Official analyst average

Whisper Number

$1.05

What traders expect

Bullish Sentiment: The whisper number is 6.9% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 26, 2026

1-Day: -1.12%

Q3 2025 Oct 27, 2025

1-Day: +1.37%

Q2 2025 Jul 28, 2025

1-Day: +3.76%

Q1 2025 Apr 24, 2025

1-Day: +0.57%

5-Day: +1.04%

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 26, 2026	$0.99	$1.05	$1.05	+6.06%	Met
Q3 2025	Oct 27, 2025	$0.97	$1.02	$1.05	+8.25%	Beat
Q2 2025	Jul 28, 2025	$0.35	$0.36	$0.44	+25.71%	Beat
Q1 2025	Apr 24, 2025	$0.74	$0.75	$0.77	+4.05%	Beat
Q4 2024	Jan 27, 2025	$0.76	$0.75	$0.77	+1.32%	Beat
Q3 2024	Oct 28, 2024	$0.77	$0.76	$0.80	+3.90%	Beat
Q2 2024	Jul 22, 2024	$0.69	$0.71	$0.69	+0.00%	Missed
Q1 2024	Apr 22, 2024	$0.68	$0.71	$0.68	+0.00%	Missed
Q4 2023	Jan 23, 2024	$0.76	$0.79	$0.72	-5.26%	Missed
Q3 2023	Oct 24, 2023	$0.77	$0.79	$0.84	+9.09%	Beat
Q2 2023	Jul 31, 2023	$0.74	$0.76	$0.80	+8.11%	Beat
Q1 2023	Apr 24, 2023	$0.85	$0.89	$0.88	+3.53%	Met