NCNO nCino Inc

$24.06

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-10-31
Expected on Nov 26, 2025
Report Time: Unknown Release Time
The Whisper Number
$0.26
Consensus Estimate: $0.21
Revenue Estimate: $147.35M

Latest Earnings Insight

With nCino's recent strategic focus on AI-driven solutions, the company is poised to report another strong quarter, building on its impressive 57.14% EPS beat in Q2 2025. As the digital banking revolution gains momentum, nCino's robust subscription revenue growth of 15% year-over-year underscores its expanding market presence, particularly in the EMEA region and the credit union market. Investors are keenly watching for the upcoming earnings report on November 26, 2025, where the EPS estimate stands at $0.21, with a revenue forecast of $147.35 million. The whisper number of $0.26 suggests that market expectations are high, reflecting confidence in nCino's ability to leverage its AI platform to drive further growth. With a market cap of approximately $2.96 billion, nCino's upward revision of its FY26 subscription revenue forecast to $517.5 million highlights its strategic advancements and potential for sustained profitability, making it a compelling player in the cloud-based banking software sector.

Updated On 11/21/2025

About nCino Inc

nCino, Inc., a software as a service company, provides cloud-based software applications for financial institutions in the United States and internationally. The company is headquartered in Wilmington, North Carolina.

Website: https://www.ncino.com

Sector
TECHNOLOGY
Industry
SERVICES-PREPACKAGED SOFTWARE
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
January
CIK
1902733
Address
6770 PARKER FARM DRIVE, WILMINGTON, NC, US
Valuation
Market Cap
$2.79B
P/E Ratio
nan
PEG Ratio
nan
Price to Book
2.56
Performance
EPS
$-0.33
Dividend Yield
Profit Margin
-7.01%
ROE
-3.07%
Technicals
50D MA
$28.72
200D MA
$32.90
52W High
$43.20
52W Low
$18.75
Fundamentals
Shares Outstanding
116M
Target Price
$26.14
Beta
0.69

NCNO EPS Estimates vs Actual

Estimated
Actual

NCNO News & Sentiment

Nov 20, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Bullish Q3 Earnings and Revenues Improve Year Over Year, Shares Rise
Bullish posts a sharp Q3 rebound with soaring revenues and a return to profit, lifting shares in pre-market trading.
Nov 10, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Exodus Movement, Inc. ( EXOD ) Surpasses Q3 Earnings and Revenue Estimates
Exodus Movement, Inc. (EXOD) delivered earnings and revenue surprises of +5,400.00% and +11.09%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?
Nov 06, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Lightspeed Commerce Inc. ( LSPD ) Beats Q2 Earnings and Revenue Estimates
Lightspeed POS (LSPD) delivered earnings and revenue surprises of +45.45% and +3.87%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?
Nov 06, 2025 • GlobeNewswire BULLISH
nCino Expands Offering with Eastern Bank to Deliver Connected Lending Experience Across Product Lines
Leading Boston-based bank focused on outstanding client experience unifies multiple legacy systems onto nCino's comprehensive platform Leading Boston-based bank focused on outstanding client experience unifies multiple legacy systems onto nCino's comprehensive platform ...
Nov 06, 2025 • Benzinga BULLISH
nCino Expands Offering with Eastern Bank to Deliver Connected Lending Experience Across Product Lines - Ncino ( NASDAQ:NCNO ) , Eastern Bankshares ( NASDAQ:EBC )
WILMINGTON, N.C., Nov. 06, 2025 ( GLOBE NEWSWIRE ) -- nCino, Inc. ( NASDAQ:NCNO ) , the leading provider of intelligent, best-in-class banking solutions, today announced that Eastern Bank has expanded its loan origination and operations platform with nCino, selecting the Company's Consumer ...
Nov 04, 2025 • GlobeNewswire SOMEWHAT-BULLISH
nCino Introduces "Digital Partners," Role-based Agents Purpose-built to Establish a Dual Workforce for Financial Services
"Digital Partners" create new standard of human-centric AI for financial institutions with domain-specific intelligence that analyzes the unique requirements and constraints of banking operations "Digital Partners" create new standard of human-centric AI for financial institutions with ...
Sentiment Snapshot

Average Sentiment Score:

0.405
50 articles with scored sentiment

Overall Sentiment:

Bullish

NCNO Reported Earnings

Aug 26, 2025
Jul 31, 2025 (Pre market)
0.08 Surprise
  • Reported EPS: $0.22
  • Estimate: $0.14
  • Whisper:
  • Surprise %: 57.1%
May 28, 2025
Apr 30, 2025 (Pre market)
0.0 Surprise
  • Reported EPS: $0.16
  • Estimate: $0.16
  • Whisper:
  • Surprise %: 0.0%
Apr 01, 2025
Jan 31, 2025 (Pre market)
-0.07 Surprise
  • Reported EPS: $0.12
  • Estimate: $0.19
  • Whisper:
  • Surprise %: -36.8%
Dec 04, 2024
Oct 31, 2024 (Pre market)
0.05 Surprise
  • Reported EPS: $0.21
  • Estimate: $0.16
  • Whisper:
  • Surprise %: 31.2%
Aug 27, 2024
Jul 31, 2024 (Pre market)
0.01 Surprise
  • Reported EPS: $0.14
  • Estimate: $0.13
  • Whisper:
  • Surprise %: 7.7%
May 29, 2024
Apr 30, 2024 (Post market)
0.05 Surprise
  • Reported EPS: $0.19
  • Estimate: $0.14
  • Whisper:
  • Surprise %: 35.7%
Mar 26, 2024
Jan 31, 2024 (Post market)
0.09 Surprise
  • Reported EPS: $0.21
  • Estimate: $0.12
  • Whisper:
  • Surprise %: 75.0%
Nov 29, 2023
Oct 31, 2023 (Post market)
0.03 Surprise
  • Reported EPS: $0.14
  • Estimate: $0.11
  • Whisper:
  • Surprise %: 27.3%
Aug 29, 2023
Jul 31, 2023 (Post market)
0.02 Surprise
  • Reported EPS: $0.09
  • Estimate: $0.07
  • Whisper:
  • Surprise %: 28.6%

Financials