OSCR Oscar Health Inc

$14.51

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Oscar Health (OSCR) is poised for its upcoming earnings release on November 6, with the spotlight on its strategic efforts to stabilize and grow in a competitive health insurance market. Despite the absence of recent news, the company is expected to report a break-even EPS of $0.00, aligning with the whisper number, which suggests that market expectations are modest yet hopeful for steady performance. Revenue is projected at $3.07 billion, a figure that underscores Oscar Health's capacity to maintain its market presence amidst industry challenges. With a market cap of approximately $5.05 billion, investors will be keenly observing how Oscar Health navigates its path forward, particularly in terms of operational efficiencies and customer acquisition strategies. As the company continues to focus on its digital-first approach, the earnings call will be crucial in providing insights into its future growth trajectory and competitive positioning.

Updated On 12/31/2025

About Oscar Health Inc

Oscar Health, Inc. offers health insurance products and services to individuals, families, and businesses in the United States. The company is headquartered in New York, New York.

Website: https://www.hioscar.com

Sector
FINANCE
Industry
HOSPITAL & MEDICAL SERVICE PLANS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1568651
Address
75 VARICK STREET, 5TH FLOOR, NEW YORK, NY, US
Valuation
Market Cap
$3.01B
P/E Ratio
120.30
PEG Ratio
nan
Price to Book
2.97
Performance
EPS
$0.10
Dividend Yield
Profit Margin
0.28%
ROE
2.87%
Technicals
50D MA
$13.94
200D MA
$16.11
52W High
$23.79
52W Low
$11.47
Fundamentals
Shares Outstanding
215M
Target Price
$19.36
Beta
1.75

OSCR EPS Estimates vs Actual

Estimated
Actual

OSCR News & Sentiment

Dec 24, 2025 • Sahm NEUTRAL
Oscar Health (OSCR): Reassessing Valuation as Regulatory and Competitive Pressures Intensify in Georgia
Oscar Health (OSCR) is facing renewed scrutiny due to intensifying regulatory and competitive pressures, particularly in the Georgia market, which could impact its profitability. Despite a recent recovery in share price and strong longer-term shareholder returns, the stock's current valuation, slightly above Wall Street targets, raises questions about whether it is overvalued amidst these risks. Analysts have a consensus price target of $11.143, with a fair value narrative suggesting slight overvaluation, while market multiples indicate potential value.
Dec 15, 2025 • Sahm NEUTRAL
Oscar Health (OSCR): Reassessing Valuation After New Analyst Coverage and Broward Health Network Expansion
Oscar Health (OSCR) has gained attention due to new analyst coverage from Stephens and Co. and a partnership with Broward Health. While a narrative fair value suggests the stock is 15.7% overvalued at $14.38, its price-to-sales ratio indicates it might be undervalued compared to peers, implying market sentiment is overly cautious. The article suggests investors consider both the promising growth forecasts and the current market multiples when evaluating OSCR.
Dec 08, 2025 • Sahm NEUTRAL
Can Oscar Health (OSCR) Turn Claims Volatility Into an Edge With Its Tech-Driven Platform?
Oscar Health, despite facing higher-than-expected claims losses earlier in the year, saw a 23% revenue increase in Q3 2025 and has growing membership exceeding 2 million, supported by its tech-driven platform. The company's 2025 guidance projects significant revenue growth and a reduced loss from operations, although analyst views on its fair value vary widely. Investors are closely monitoring medical loss ratio normalization and execution on pricing to gauge the company's long-term profitability.
Dec 06, 2025 • Sahm NEUTRAL
Oscar Health (OSCR): Revisiting Valuation After Analyst Upgrade and Bullish Options Signal Growing Investor Confidence
Oscar Health (OSCR) has seen a surge in investor confidence following bullish options activity and an analyst upgrade, despite still reporting losses. The company's stock has shown strong year-to-date and three-year returns, sparking debate on whether its current valuation is justified. While some metrics suggest Oscar Health is overvalued, others like its low price-to-sales ratio indicate potential undervaluation.
Dec 01, 2025 • Sahm NEUTRAL
Oscar Health (OSCR): Evaluating Valuation After Policy Proposal Sparks Investor Optimism
Oscar Health (OSCR) shares surged after news of a potential two-year extension of Obamacare subsidies and expanded eligibility, sparking investor optimism despite the company's valuation being deemed "Overvalued" by analysts at $12.88. While the stock's one-year return is modest, its three-year return shows significant growth. The article also notes Oscar Health's low price-to-sales ratio compared to industry peers, suggesting potential for upside if market sentiment shifts.
Dec 01, 2025 • Sahm BULLISH
Why Oscar Health (OSCR) Is Up 33.3% After Analysts Highlight Resilience Amid ACA Subsidy Uncertainty
Oscar Health (OSCR) saw a significant stock boost after analysts at Piper Sandler upgraded its rating, citing the company's resilience in gaining market share and improving profitability despite potential ACA subsidy uncertainties. The prospect of extended Affordable Care Act subsidies is highlighted as a key factor that could provide stability and consistent membership for Oscar Health, influencing its investment narrative positively. While Oscar Health shows growth in revenue and membership, profitability remains a challenge due to high operating costs.
Sentiment Snapshot

Average Sentiment Score:

0.129
36 articles with scored sentiment

Overall Sentiment:

Neutral

OSCR Reported Earnings

Aug 06, 2025
Jun 30, 2025 (Pre market)
0.0 Surprise
  • Reported EPS: $-0.89
  • Estimate: $-0.89
  • Whisper:
  • Surprise %: 0.0%
May 07, 2025
Mar 31, 2025 (Pre market)
0.11 Surprise
  • Reported EPS: $0.92
  • Estimate: $0.81
  • Whisper:
  • Surprise %: 13.6%
Feb 04, 2025
Dec 31, 2024 (Post market)
-0.04 Surprise
  • Reported EPS: $-0.62
  • Estimate: $-0.58
  • Whisper:
  • Surprise %: -6.9%
Nov 07, 2024
Sep 30, 2024 (Pre market)
-0.04 Surprise
  • Reported EPS: $-0.22
  • Estimate: $-0.18
  • Whisper:
  • Surprise %: -22.2%
Aug 07, 2024
Jun 30, 2024 (Pre market)
0.04 Surprise
  • Reported EPS: $0.20
  • Estimate: $0.16
  • Whisper:
  • Surprise %: 25.0%
May 07, 2024
Mar 31, 2024 (Pre market)
0.35 Surprise
  • Reported EPS: $0.62
  • Estimate: $0.27
  • Whisper:
  • Surprise %: 129.6%
Feb 07, 2024
Dec 31, 2023 (Post market)
0.04 Surprise
  • Reported EPS: $-0.66
  • Estimate: $-0.70
  • Whisper:
  • Surprise %: 5.7%
Nov 07, 2023
Sep 30, 2023 (Pre market)
0.18 Surprise
  • Reported EPS: $-0.29
  • Estimate: $-0.47
  • Whisper:
  • Surprise %: 38.3%
Aug 08, 2023
Jun 30, 2023 (Post market)
0.09 Surprise
  • Reported EPS: $-0.07
  • Estimate: $-0.16
  • Whisper:
  • Surprise %: 56.2%

Financials