OZK Bank Ozk

$46.54

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 15, 2026
Report Time: Unknown Release Time
The Whisper Number
$1.57
Consensus Estimate: $1.55
Revenue Estimate: $435.01M

Latest Earnings Insight

Bank OZK's upcoming earnings report on July 17th is poised to capture attention, particularly given the bank's consistent performance in navigating the challenging financial landscape. With an EPS estimate of $1.53 and a revenue forecast of $423.41 million, the bank is expected to demonstrate robust financial health. Investors are keenly watching whether Bank OZK can surpass the whisper number of $1.60, which would signal stronger-than-anticipated profitability. The bank's market capitalization of approximately $5.79 billion underscores its significant presence in the financial sector. As the industry grapples with fluctuating interest rates and regulatory changes, Bank OZK's strategic focus on maintaining a strong balance sheet and expanding its loan portfolio could be pivotal in achieving or exceeding these expectations. This earnings release will be a critical indicator of how well the bank is positioned to leverage its strengths in a competitive market.

Updated On 12/31/2025

About Bank Ozk

Bank OZK offers a variety of retail and commercial banking services. The company is headquartered in Little Rock, Arkansas.

Website: https://www.ozk.com

Sector
TECHNOLOGY
Industry
GENERAL
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1038205
Address
NONE
Valuation
Market Cap
$4.70B
P/E Ratio
6.78
PEG Ratio
nan
Price to Book
0.88
Performance
EPS
$6.14
Dividend Yield
4.13%
Profit Margin
47.90%
ROE
12.90%
Technicals
50D MA
$45.11
200D MA
$44.82
52W High
$53.03
52W Low
$35.31
Fundamentals
Shares Outstanding
113M
Target Price
$50.00
Beta
1.04

OZK EPS Estimates vs Actual

Estimated
Actual

OZK News & Sentiment

Dec 30, 2025 • Quiver Quantitative SOMEWHAT-BULLISH
Bank OZK to Report Fourth Quarter and Full Year 2025 Earnings on January 20, 2026
Bank OZK announced it will release its fourth quarter and full year 2025 earnings on January 20, 2026, after market close, followed by a conference call on January 21, 2026, at 7:30 a.m. CT. The earnings report and call will provide stakeholders with financial updates and management insights. Bank OZK, established in 1903, manages $41.6 billion in assets and operates over 260 offices across nine states.
Dec 30, 2025 • GlobeNewswire NEUTRAL
Bank OZK Announces Date for Fourth Quarter and Full Year 2025 Earnings Release and Conference Call
Bank OZK (Nasdaq: OZK) will report its fourth quarter and full year 2025 earnings after market close on Tuesday, January 20, 2026. A conference call for questions will be held on Wednesday, January 21, 2026, at 7:30 a.m. CT (8:30 a.m. ET). Interested parties can access the call via webcast or telephone registration.
Dec 26, 2025 • Simply Wall Street SOMEWHAT-BULLISH
Bank OZK (OZK): Valuation Check After $96.7 Million Industrial Real Estate Financing Deal
Bank OZK secured $96.7 million in non-recourse financing for three industrial properties, sparking investor interest in its valuation. Despite recent cooling, the bank's long-term performance remains strong, and analysts consider its shares undervalued with a fair value estimate of $54.78. Future growth hinges on its Corporate and Institutional Banking expansion and technological investments, but risks like high commercial real estate concentration could temper loan growth and earnings.
Dec 25, 2025 • Simply Wall Street SOMEWHAT-BULLISH
Bank OZK (OZK): Valuation Check After $96.7 Million Industrial Real Estate Financing Deal
Bank OZK is in the spotlight after securing a $96.7 million financing deal for industrial properties, prompting a valuation check. Despite a solid five-year shareholder return, the share price remains below analyst targets and intrinsic value estimates, suggesting potential undervaluation. The bank's growth strategy focuses on expanding its Corporate and Institutional Banking division and investing in technology to drive efficiency and earnings.
Dec 25, 2025 • MSN NEUTRAL
Bank OZK sells part of defunct Chicago development for $84M
Bank OZK has sold a portion of the defunct 900 West Randolph development in Chicago for $84 million. This transaction follows the bank taking control of the property after foreclosing on a loan to the original developers, marking a significant step in resolving the failed project. The sale highlights the ongoing challenges and resolutions in urban development financing.
Dec 23, 2025 • The AI Journal NEUTRAL
Marcus & Millichap’s IPA Capital Markets Arranges $96.7M Financing from Bank OZK for Northern Illinois Industrial Portfolio
IPA Capital Markets, a division of Marcus & Millichap (NYSE: MMI), has secured $96.7 million in financing from Bank OZK for three industrial properties in Rockford, Illinois. This three-year, non-recourse financing was arranged for Craig Erdmier and will be used to consolidate stabilized assets and fund the construction of a new 155,000 square-foot facility, backed by a strong credit tenant in the pharmaceutical services sector. The portfolio includes over 650,000 square feet, with two existing facilities serving as critical logistics hubs.
Sentiment Snapshot

Average Sentiment Score:

0.107
50 articles with scored sentiment

Overall Sentiment:

Neutral

OZK Reported Earnings

Jul 17, 2025
Jun 30, 2025 (Post market)
0.05 Surprise
  • Reported EPS: $1.58
  • Estimate: $1.53
  • Whisper:
  • Surprise %: 3.3%
Apr 16, 2025
Mar 31, 2025 (Post market)
0.07 Surprise
  • Reported EPS: $1.47
  • Estimate: $1.40
  • Whisper:
  • Surprise %: 5.0%
Jan 16, 2025
Dec 31, 2024 (Post market)
0.12 Surprise
  • Reported EPS: $1.56
  • Estimate: $1.44
  • Whisper:
  • Surprise %: 8.3%
Oct 17, 2024
Sep 30, 2024 (Post market)
0.01 Surprise
  • Reported EPS: $1.55
  • Estimate: $1.54
  • Whisper:
  • Surprise %: 0.7%
Jul 17, 2024
Jun 30, 2024 (Post market)
0.01 Surprise
  • Reported EPS: $1.53
  • Estimate: $1.52
  • Whisper:
  • Surprise %: 0.7%
Apr 17, 2024
Mar 31, 2024 (Post market)
0.05 Surprise
  • Reported EPS: $1.51
  • Estimate: $1.46
  • Whisper:
  • Surprise %: 3.4%
Jan 18, 2024
Dec 31, 2023 (Post market)
0.02 Surprise
  • Reported EPS: $1.50
  • Estimate: $1.48
  • Whisper:
  • Surprise %: 1.4%
Oct 19, 2023
Sep 30, 2023 (Post market)
0.07 Surprise
  • Reported EPS: $1.49
  • Estimate: $1.42
  • Whisper:
  • Surprise %: 4.9%
Jul 20, 2023
Jun 30, 2023 (Post market)
0.05 Surprise
  • Reported EPS: $1.47
  • Estimate: $1.42
  • Whisper:
  • Surprise %: 3.5%

Financials