PFSI PennyMac Finl Svcs Inc

$133.33

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 29, 2026
Report Time: Unknown Release Time
The Whisper Number
$3.01
Consensus Estimate: $3.13
Revenue Estimate: $643.97M

Latest Earnings Insight

Updated On 1/6/2026

About PennyMac Finl Svcs Inc

PennyMac Financial Services, Inc. is engaged in investment management and mortgage banking activities in the United States. The company is headquartered in Westlake Village, California.

Website: https://www.pennymac.com

Sector
FINANCE
Industry
MORTGAGE BANKERS & LOAN CORRESPONDENTS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1745916
Address
3043 TOWNSGATE ROAD, WESTLAKE VILLAGE, CA, US
Valuation
Market Cap
$4.99B
P/E Ratio
16.62
PEG Ratio
4.67
Price to Book
1.30
Performance
EPS
$5.84
Dividend Yield
1.24%
Profit Margin
10.90%
ROE
8.45%
Technicals
50D MA
$99.92
200D MA
$102.85
52W High
$118.42
52W Low
$82.10
Fundamentals
Shares Outstanding
51M
Target Price
$125.50
Beta
1.73

PFSI EPS Estimates vs Actual

Estimated
Actual

PFSI News & Sentiment

Dec 29, 2025 • Investing.com UK BULLISH
PennyMac Financial price target raised to $150 from $135 at BTIG
BTIG has raised its price target for PennyMac Financial (NYSE:PFSI) to $150 from $135, maintaining a Buy rating, citing improved GAAP book value visibility and expectations for moderate, predictable hedging costs due to low interest rate volatility. The new target implies an approximately 12% upside from the current trading price. Other firms like Keefe, Bruyette & Woods and Jefferies have also recently issued positive updates and ratings for PennyMac Financial, reflecting strong Q3 2025 earnings and a stable return on equity outlook.
Dec 21, 2025 • Улправда NEUTRAL
Will PennyMac Financial Services Inc. stock maintain dividend yield - 2025 Retail Activity & Capital Efficiency Focused Ideas
This article discusses PennyMac Financial Services Inc. stock and its potential to maintain dividend yield in 2025, framed within a context of "Retail Activity & Capital Efficiency Focused Ideas." Despite the title, the content provided is largely tangential, containing unrelated passages about trade, a student's death in Japan, and dietary advice during cancer treatment. It repeatedly promotes a "Stock Alert Group" for high-yield investments.
Dec 21, 2025 • Sahm BULLISH
Will Strong Q3 Results and New Debt Issuance Change PennyMac Financial Services' (PFSI) Narrative?
PennyMac Financial Services (PFSI) reported strong Q3 2025 results, exceeding analyst expectations, and its subsidiary issued US$75 million in senior notes to refinance debt. This, combined with new analyst coverage highlighting potential for steadier earnings amidst easing interest rates, has improved sentiment. While these developments support PennyMac's investment narrative near-term, interest rate trends and balance sheet risks remain key factors for investors.
Dec 20, 2025 • MarketBeat BULLISH
PennyMac Financial Services (NYSE:PFSI) Rating Increased to Strong-Buy at Jefferies Financial Group
Jefferies Financial Group has upgraded PennyMac Financial Services (NYSE:PFSI) to a "strong-buy" rating, with an average analyst target price of $142.43. This follows PennyMac's strong quarterly performance, where it surpassed EPS and revenue estimates, reporting $3.37 EPS and $632.9 million in revenue. Despite recent insider selling, institutional investors maintain a significant 57.9% ownership in the company.
Dec 20, 2025 • Investing.com Nigeria BULLISH
PennyMac Financial Services stock hits all-time high at 136.69 USD
PennyMac Financial Services Inc. (PFSI) stock has reached an all-time high of $136.69, marking a 34% increase over the past year. The company reported impressive Q3 2025 earnings and has received positive analyst ratings, with Jefferies initiating coverage with a Buy rating and a $160 price target. PFSI's strong financial performance, including a 21.25% revenue growth and a P/E ratio of 14.24, suggests a positive outlook for investors despite its higher volatility.
Dec 20, 2025 • Investing.com Nigeria BULLISH
PennyMac Financial stock initiated with Buy rating at Jefferies, $160 target
Jefferies has initiated coverage on PennyMac Financial Services (NYSE:PFSI) with a Buy rating and a $160 price target, suggesting a 21% upside from its current price. The firm views PennyMac as a "balanced earnings compounder" capable of delivering mid-teens return on equity through various market cycles, highlighting its strong business model and impressive performance in a challenging origination environment. This positive outlook is supported by PennyMac's robust Q3 2025 earnings and recent price target hikes from other firms.
Sentiment Snapshot

Average Sentiment Score:

0.252
50 articles with scored sentiment

Overall Sentiment:

Bullish

PFSI Reported Earnings

Jul 22, 2025
Jun 30, 2025 (Post market)
1.21 Surprise
  • Reported EPS: $4.28
  • Estimate: $3.07
  • Whisper:
  • Surprise %: 39.4%
Apr 22, 2025
Mar 31, 2025 (Post market)
-0.06 Surprise
  • Reported EPS: $2.77
  • Estimate: $2.83
  • Whisper:
  • Surprise %: -2.1%
Jan 30, 2025
Dec 31, 2024 (Post market)
-0.14 Surprise
  • Reported EPS: $2.88
  • Estimate: $3.02
  • Whisper:
  • Surprise %: -4.6%
Oct 22, 2024
Sep 30, 2024 (Post market)
0.56 Surprise
  • Reported EPS: $3.49
  • Estimate: $2.93
  • Whisper:
  • Surprise %: 19.1%
Jul 23, 2024
Jun 30, 2024 (Post market)
-0.73 Surprise
  • Reported EPS: $1.85
  • Estimate: $2.58
  • Whisper:
  • Surprise %: -28.3%
Apr 24, 2024
Mar 31, 2024 (Post market)
0.17 Surprise
  • Reported EPS: $2.48
  • Estimate: $2.31
  • Whisper:
  • Surprise %: 7.4%
Feb 01, 2024
Dec 31, 2023 (Post market)
-2.23 Surprise
  • Reported EPS: $-0.74
  • Estimate: $1.49
  • Whisper:
  • Surprise %: -149.7%
Oct 26, 2023
Sep 30, 2023 (Post market)
0.08 Surprise
  • Reported EPS: $1.77
  • Estimate: $1.69
  • Whisper:
  • Surprise %: 4.7%
Jul 27, 2023
Jun 30, 2023 (Post market)
-0.38 Surprise
  • Reported EPS: $1.11
  • Estimate: $1.49
  • Whisper:
  • Surprise %: -25.5%

Financials