STEL Stellar Bancorp, Inc.

$30.68

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 23, 2026
Report Time: Unknown Release Time
The Whisper Number
$0.54
Consensus Estimate: $0.51
Revenue Estimate: $107.89M

Latest Earnings Insight

Stellar Bancorp's upcoming earnings report on July 25th is poised to capture attention, particularly given the market's anticipation reflected in the whisper number of $0.56, which suggests expectations are running higher than the consensus EPS estimate of $0.45. With a market cap of approximately $1.6 billion, Stellar Bancorp has been navigating a competitive financial landscape, and investors are keen to see if the company can surpass the revenue estimate of $104.92 million. The absence of recent news leaves analysts and investors focusing on the company's ability to leverage its strategic initiatives and operational efficiencies to drive growth. As the market awaits the results, the whisper number serves as a critical benchmark, indicating that stakeholders are hopeful for a performance that exceeds the standard projections, potentially signaling robust underlying business momentum.

Updated On 1/6/2026

About Stellar Bancorp, Inc.

Stellar Bancorp, Inc. is the banking holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals and individual clients. The company is headquartered in Houston, Texas.

Website: https://ir.stellarbancorpinc.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1473844
Address
9 GREENWAY PLAZA, SUITE 110, HOUSTON, TX, US
Valuation
Market Cap
$1.34B
P/E Ratio
11.97
PEG Ratio
nan
Price to Book
0.84
Performance
EPS
$2.15
Dividend Yield
2.18%
Profit Margin
26.50%
ROE
7.35%
Technicals
50D MA
$27.55
200D MA
$27.33
52W High
$32.05
52W Low
$20.96
Fundamentals
Shares Outstanding
52M
Target Price
$30.20
Beta
0.61

STEL EPS Estimates vs Actual

Estimated
Actual

STEL News & Sentiment

Dec 25, 2025 • 富途牛牛 NEUTRAL
Stellar Bancorp, Inc. (NYSE:STEL) Pays A US$0.15 Dividend In Just Four Days
Stellar Bancorp, Inc. (NYSE:STEL) is set to pay a US$0.15 dividend, with the ex-dividend date rapidly approaching on December 15th for payment on December 31st. The company's dividend yield currently stands at 1.8% based on its US$31.51 stock price, and it maintains a low payout ratio of 29% of earnings, suggesting dividend resilience despite a 4.5% annual earnings decline over the past five years. While the dividend has grown 5.8% annually over six years, the article suggests investors look for potentially better opportunities.
Dec 17, 2025 • TipRanks BULLISH
Stellar Bancorp reports Q2 EPS 56c, consensus 48c
Stellar Bancorp reported Q2 EPS of 56c, exceeding the consensus estimate of 48c. The company also announced a Q2 CET1 capital ratio of 12.98% and a tangible book value per share of $18.00. CEO Robert R. Franklin, Jr. highlighted the company's strong capital, credit, and liquidity positioning for various interest rate scenarios.
Dec 12, 2025 • Investing.com Australia BULLISH
Stellar Bancorp stock hits 52-week high at 32.39 USD By Investing.com
Stellar Bancorp Inc. (STEL) recently reached a new 52-week high of $32.39, reflecting strong investor confidence and a 3.96% stock price increase over the past year. The company, with a market capitalization of $1.65 billion and a P/E ratio of 15.17, has also announced an increased quarterly dividend of $0.15 per share. While its financial health is rated "GOOD" by InvestingPro, the stock may currently be considered slightly overvalued relative to its Fair Value.
Dec 12, 2025 • Stock Traders Daily BULLISH
(STEL) and the Role of Price-Sensitive Allocations
This article analyzes Stellar Bancorp Inc. (STEL), highlighting strong sentiment across all horizons supporting an overweight bias. It outlines three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored to different risk profiles. The analysis also provides multi-timeframe signal data, including support and resistance levels.
Dec 11, 2025 • Investing.com South Africa NEUTRAL
Stellar Bancorp stock hits 52-week high at 32.39 USD By Investing.com
Stellar Bancorp Inc. shares reached a new 52-week high of $32.39, reflecting investor confidence and a 3.96% increase over the past year. The company maintains dividend payments, offering a 1.87% yield, and reported Q3 2025 EPS of $0.50, surpassing forecasts, although revenue slightly missed expectations. Stellar Bancorp also raised its quarterly dividend to $0.15 per share.
Dec 11, 2025 • Investing.com UK BULLISH
Stellar Bancorp stock hits 52-week high at 32.39 USD By Investing.com
Stellar Bancorp Inc. (STEL) recently reached a new 52-week high of $32.39, reflecting a 3.96% increase over the past year and underscoring strong investor confidence. The company maintains solid financial health with a $1.65 billion market cap and a 1.87% dividend yield, having paid dividends for nine consecutive years, though its current trading level suggests it might be slightly overvalued according to InvestingPro. Stellar Bancorp also reported Q3 2025 EPS of $0.50, exceeding forecasts, and increased its quarterly dividend to $0.15 per share.
Sentiment Snapshot

Average Sentiment Score:

0.341
31 articles with scored sentiment

Overall Sentiment:

Bullish

STEL Reported Earnings

Jul 25, 2025
Jun 30, 2025 (Pre market)
0.06 Surprise
  • Reported EPS: $0.51
  • Estimate: $0.45
  • Whisper:
  • Surprise %: 13.3%
Apr 25, 2025
Mar 31, 2025 (Pre market)
0.02 Surprise
  • Reported EPS: $0.46
  • Estimate: $0.44
  • Whisper:
  • Surprise %: 4.5%
Jan 30, 2025
Dec 31, 2024 (Post market)
0.03 Surprise
  • Reported EPS: $0.52
  • Estimate: $0.49
  • Whisper:
  • Surprise %: 6.1%
Oct 25, 2024
Sep 30, 2024 (Pre market)
0.14 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.49
  • Whisper:
  • Surprise %: 28.6%
Jul 26, 2024
Jun 30, 2024 (Pre market)
0.08 Surprise
  • Reported EPS: $0.56
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 16.7%
Apr 26, 2024
Mar 31, 2024 (Pre market)
0.01 Surprise
  • Reported EPS: $0.49
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 2.1%
Jan 26, 2024
Dec 31, 2023 (Pre market)
0.07 Surprise
  • Reported EPS: $0.62
  • Estimate: $0.55
  • Whisper:
  • Surprise %: 12.7%
Oct 27, 2023
Sep 30, 2023 (Pre market)
0.06 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.57
  • Whisper:
  • Surprise %: 10.5%
Jul 28, 2023
Jun 30, 2023 (Pre market)
0.02 Surprise
  • Reported EPS: $0.70
  • Estimate: $0.68
  • Whisper:
  • Surprise %: 2.9%

Financials