STEL Stellar Bancorp, Inc.

$30.96

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Stellar Bancorp's upcoming earnings report on July 25th is poised to capture attention, particularly given the market's anticipation reflected in the whisper number of $0.56, which suggests expectations are running higher than the consensus EPS estimate of $0.45. With a market cap of approximately $1.6 billion, Stellar Bancorp has been navigating a competitive financial landscape, and investors are keen to see if the company can surpass the revenue estimate of $104.92 million. The absence of recent news leaves analysts and investors focusing on the company's ability to leverage its strategic initiatives and operational efficiencies to drive growth. As the market awaits the results, the whisper number serves as a critical benchmark, indicating that stakeholders are hopeful for a performance that exceeds the standard projections, potentially signaling robust underlying business momentum.

Updated On 8/22/2025

About Stellar Bancorp, Inc.

Stellar Bancorp, Inc. is the banking holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals and individual clients. The company is headquartered in Houston, Texas.

Website: https://ir.stellarbancorpinc.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1473844
Address
9 GREENWAY PLAZA, SUITE 110, HOUSTON, TX, US
Valuation
Market Cap
$1.34B
P/E Ratio
11.97
PEG Ratio
nan
Price to Book
0.84
Performance
EPS
$2.15
Dividend Yield
2.18%
Profit Margin
26.50%
ROE
7.35%
Technicals
50D MA
$27.55
200D MA
$27.33
52W High
$32.05
52W Low
$20.96
Fundamentals
Shares Outstanding
52M
Target Price
$30.20
Beta
0.61

STEL EPS Estimates vs Actual

Estimated
Actual

STEL News & Sentiment

Jul 25, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Stellar Bancorp ( STEL ) Q2 Earnings Beat Estimates
Stellar Bancorp (STEL) delivered earnings and revenue surprises of +13.33% and -0.67%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?
Jul 24, 2025 • Zacks Commentary SOMEWHAT-BULLISH
WSFS Financial ( WSFS ) Q2 Earnings and Revenues Beat Estimates
WSFS (WSFS) delivered earnings and revenue surprises of +12.39% and +3.36%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?
Jul 23, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Third Coast Bancshares, Inc. ( TCBX ) Tops Q2 Earnings and Revenue Estimates
Third Coast Bancshares (TCBX) delivered earnings and revenue surprises of +28.00% and +10.96%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?
Apr 25, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Stellar Bancorp ( STEL ) Q1 Earnings Top Estimates
Stellar Bancorp (STEL) delivered earnings and revenue surprises of 4.55% and 0.67%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?
Apr 24, 2025 • Zacks Commentary SOMEWHAT-BULLISH
HomeTrust Bancshares ( HTB ) Beats Q1 Earnings and Revenue Estimates
HomeTrust Bancshares (HTB) delivered earnings and revenue surprises of 10.53% and 1.90%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?
Apr 23, 2025 • Zacks Commentary NEUTRAL
Third Coast Bancshares, Inc. ( TCBX ) Surpasses Q1 Earnings and Revenue Estimates
Third Coast Bancshares (TCBX) delivered earnings and revenue surprises of 11.43% and 1%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?
Sentiment Snapshot

Average Sentiment Score:

0.119
50 articles with scored sentiment

Overall Sentiment:

Neutral

STEL Reported Earnings

Apr 24, 2025
Mar 31, 2025 (Pre market)
-0.02 Surprise
  • Reported EPS: $0.46
  • Estimate: $0.48
  • Whisper:
  • Surprise %: -4.2%
Jan 24, 2025
Dec 31, 2024 (Pre market)
0.03 Surprise
  • Reported EPS: $0.52
  • Estimate: $0.49
  • Whisper:
  • Surprise %: 6.1%
Oct 25, 2024
Sep 30, 2024 (Pre market)
0.15 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 31.2%
Jul 26, 2024
Jun 30, 2024 (Pre market)
0.08 Surprise
  • Reported EPS: $0.56
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 16.7%
Apr 26, 2024
Mar 31, 2024 (Pre market)
0.01 Surprise
  • Reported EPS: $0.49
  • Estimate: $0.48
  • Whisper:
  • Surprise %: 2.1%
Jan 26, 2024
Dec 31, 2023 (Pre market)
-0.04 Surprise
  • Reported EPS: $0.51
  • Estimate: $0.55
  • Whisper:
  • Surprise %: -7.3%
Oct 27, 2023
Sep 30, 2023 (Pre market)
0.01 Surprise
  • Reported EPS: $0.58
  • Estimate: $0.57
  • Whisper:
  • Surprise %: 1.8%
Jul 28, 2023
Jun 30, 2023 (Pre market)
-0.02 Surprise
  • Reported EPS: $0.66
  • Estimate: $0.68
  • Whisper:
  • Surprise %: -2.9%
Apr 28, 2023
Mar 31, 2023 (Pre market)
-0.01 Surprise
  • Reported EPS: $0.70
  • Estimate: $0.71
  • Whisper:
  • Surprise %: -1.4%

Financials