SYF Synchrony Financial

$73.09

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Synchrony Financial's upcoming earnings report on October 15 is set against a backdrop of anticipation, particularly as the company navigates a competitive financial landscape with a market cap of approximately $26.6 billion. Analysts are eyeing an EPS estimate of $2.22, which notably surpasses the whisper number of $2.01, suggesting a cautious optimism about the company's profitability. With a revenue estimate of $3.80 billion, investors are keen to see how Synchrony leverages its strategic initiatives to drive growth in a challenging economic environment. The absence of recent news leaves the market sentiment largely influenced by these expectations, making this earnings release a pivotal moment for Synchrony to demonstrate its resilience and strategic prowess in maintaining its financial momentum.

Updated On 11/17/2025

About Synchrony Financial

Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products through Synchrony Bank, its wholly owned online bank subsidiary.

Website: https://www.synchrony.com

Sector
FINANCE
Industry
FINANCE SERVICES
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1601712
Address
777 LONG RIDGE ROAD, STAMFORD, CT, US
Valuation
Market Cap
$18.61B
P/E Ratio
5.60
PEG Ratio
1.61
Price to Book
1.21
Performance
EPS
$8.55
Dividend Yield
2.09%
Profit Margin
37.30%
ROE
23.00%
Technicals
50D MA
$55.45
200D MA
$56.48
52W High
$70.67
52W Low
$40.55
Fundamentals
Shares Outstanding
389M
Target Price
$66.62
Beta
1.45

SYF EPS Estimates vs Actual

Estimated
Actual

SYF News & Sentiment

Nov 14, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Synchrony ( SYF ) Up 5% Since Last Earnings Report: Can It Continue?
Synchrony (SYF) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
Nov 04, 2025 • Zacks Commentary BULLISH
Synchrony ( SYF ) is a Top-Ranked Value Stock: Should You Buy?
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Oct 31, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Coinbase Q3 Earnings and Revenues Beat Estimates, Volumes Rise Y/Y
Coinbase posts a strong Q3 with earnings and revenue beats, soaring trading volumes and robust growth in subscriptions and services.
Oct 31, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Coinbase Q3 Earnings and Revenues Beat Estimates, Volumes Rise Y/Y
Coinbase posts a strong Q3 with earnings and revenue beats, soaring trading volumes and robust growth in subscriptions and services.
Oct 29, 2025 • Zacks Commentary BULLISH
Are You a Momentum Investor? This 1 Stock Could Be the Perfect Pick
Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
Oct 24, 2025 • Zacks Commentary SOMEWHAT-BULLISH
BFH Q3 Earnings & Revenues Beat Estimates, Credit Sales Rise Y/Y
Bread Financial's third-quarter results reflect higher credit sales and reduced non-interest expenses, offset by lower average and end-of-period loans.
Sentiment Snapshot

Average Sentiment Score:

0.372
50 articles with scored sentiment

Overall Sentiment:

Bullish

SYF Reported Earnings

Jul 22, 2025
Jun 30, 2025 (Pre market)
0.73 Surprise
  • Reported EPS: $2.50
  • Estimate: $1.77
  • Whisper:
  • Surprise %: 41.2%
Apr 22, 2025
Mar 31, 2025 (Pre market)
0.24 Surprise
  • Reported EPS: $1.89
  • Estimate: $1.65
  • Whisper:
  • Surprise %: 14.6%
Jan 28, 2025
Dec 31, 2024 (Pre market)
-0.01 Surprise
  • Reported EPS: $1.91
  • Estimate: $1.92
  • Whisper:
  • Surprise %: -0.5%
Oct 16, 2024
Sep 30, 2024 (Pre market)
0.12 Surprise
  • Reported EPS: $1.94
  • Estimate: $1.82
  • Whisper:
  • Surprise %: 6.6%
Jul 17, 2024
Jun 30, 2024 (Pre market)
0.18 Surprise
  • Reported EPS: $1.55
  • Estimate: $1.37
  • Whisper:
  • Surprise %: 13.1%
Apr 24, 2024
Mar 31, 2024 (Pre market)
-0.19 Surprise
  • Reported EPS: $1.18
  • Estimate: $1.37
  • Whisper:
  • Surprise %: -13.9%
Jan 23, 2024
Dec 31, 2023 (Pre market)
0.23 Surprise
  • Reported EPS: $1.18
  • Estimate: $0.95
  • Whisper:
  • Surprise %: 24.2%
Oct 24, 2023
Sep 30, 2023 (Pre market)
0.04 Surprise
  • Reported EPS: $1.48
  • Estimate: $1.44
  • Whisper:
  • Surprise %: 2.8%
Jul 18, 2023
Jun 30, 2023 (Pre market)
0.06 Surprise
  • Reported EPS: $1.32
  • Estimate: $1.26
  • Whisper:
  • Surprise %: 4.8%

Financials