T TFSL

TFS Financial Corporation

$16.92

+0.71% (+$0.12)

Volume 796,627

52W High $17.00

52W Low $12.54

Market Cap $4.16B

← Back to Calendar Compare with Others →

What to Watch This Quarter

Based on historical data

Consensus EPS

$0.08

Whisper EPS

$0.08

1.7% below consensus

Last Quarter

$0.08

Current Streak

1 Miss

Avg Surprise (4Q)

-5.56%

Next Earnings Report

Reports in 44 days

Report Date Jul 29, 2026

Whisper Spread -1.75%

Consensus Estimate

$0.08

Official analyst average

Whisper Number

$0.08

What traders expect

Cautious Sentiment: The whisper number is 1.7% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 10 quarters

Price Movement Around Earnings

Q1 2026 May 6, 2026

1-Day: -0.33%

5-Day: -1.52%

Q2 2026 Apr 30, 2026

1-Day: -0.07%

5-Day: -0.13%

Q1 2026 Apr 30, 2026

1-Day: -0.07%

5-Day: -0.13%

Q1 2026 Apr 29, 2026

1-Day: +2.17%

5-Day: +1.36%

Revenue & Financial Performance

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$205.8M	+6.5%	41.2%	13.9%	$22.3M
Q3'25	$207.2M	+6.3%	40.8%	15.7%	$26.0M
Q2'25	$198.5M	+3.8%	40.6%	13.8%	$21.5M
Q1'25	$193.0M	+2.0%	40.2%	13.7%	$21.0M
Q4'24	$193.3M	+5.3%	39.5%	14.7%	$22.4M
Q3'24	$194.9M	+12.1%	38.0%	11.8%	$18.2M
Q2'24	$191.2M	+17.6%	39.8%	13.2%	$20.0M
Q1'24	$189.2M	+23.8%	41.3%	13.7%	$20.7M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q1 2026	May 6, 2026	$0.09	$0.09	$0.08	-11.11%	Missed
Q2 2026	Apr 30, 2026	$0.08	$0.08	--	--	--
Q1 2026	Apr 30, 2026	$0.08	$0.09	$0.08	+0.00%	Missed
Q1 2026	Apr 29, 2026	$0.08	$0.08	--	--	--
Q4 2025	Jan 29, 2026	$0.09	$0.10	$0.08	-11.11%	Missed
Q3 2025	Oct 30, 2025	$0.08	$0.08	$0.09	+12.50%	Beat
Q2 2025	Jul 30, 2025	$0.08	$0.08	$0.08	+0.00%	Missed
Q1 2025	Apr 30, 2025	$0.07	$0.08	$0.07	+0.00%	Missed
Q4 2024	Jan 30, 2025	$0.06	$0.06	$0.08	+33.33%	Beat
Q3 2024	Oct 30, 2024	$0.06	$0.07	$0.06	+0.00%	Missed
Q2 2024	Jul 30, 2024	$0.06	$0.07	$0.07	+16.67%	Beat
Q1 2024	Apr 30, 2024	$0.06	$0.07	$0.07	+16.67%	Beat