TWO Two Harbors Investments Corp

$10.56

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

Two Harbors (TWO) is set to announce its earnings on October 27, 2025, amid a challenging backdrop, as indicated by the negative revenue estimate of -$12.51 million. This figure suggests the company is navigating significant headwinds, potentially linked to broader market conditions or internal strategic shifts. The earnings per share (EPS) estimate stands at $0.35, which is notably higher than the whisper number of $0.24, indicating a cautious optimism among analysts about the company's ability to manage its financials effectively despite revenue pressures. With a market cap of just over $1 billion, Two Harbors remains a significant player in its sector, and investors will be keenly watching for any strategic insights from management that could signal a turnaround or adaptation to current market challenges. The upcoming earnings report will be crucial in assessing whether Two Harbors can align its operational strategies to improve its financial trajectory and meet or exceed these tempered expectations.

Updated On 12/31/2025

About Two Harbors Investments Corp

Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota.

Website: https://www.twoinv.com

Sector
REAL ESTATE & CONSTRUCTION
Industry
REAL ESTATE INVESTMENT TRUSTS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1465740
Address
601 CARLSON PARKWAY, SUITE 1400, MINNETONKA, MN, US
Valuation
Market Cap
$1.14B
P/E Ratio
4.63
PEG Ratio
3.59
Price to Book
0.75
Performance
EPS
$2.37
Dividend Yield
16.40%
Profit Margin
47.90%
ROE
13.80%
Technicals
50D MA
$13.06
200D MA
$12.80
52W High
$13.78
52W Low
$10.16
Fundamentals
Shares Outstanding
104M
Target Price
$13.37
Beta
1.39

TWO EPS Estimates vs Actual

Estimated
Actual

TWO News & Sentiment

Dec 17, 2025 • The Detroit News BULLISH
UWM acquires mortgage servicer in $1.3 billion all-stock deal
United Wholesale Mortgage (UWM) has announced its acquisition of Two Harbors Investment Corp. in a $1.3 billion all-stock deal. This merger will nearly double UWM's mortgage servicing rights portfolio to approximately $400 billion, making the combined entity the 8th largest mortgage servicer in the U.S. The acquisition is expected to provide UWM with significant cost and revenue synergies, a larger public float, and a competitive advantage for its independent mortgage broker partners.
Nov 03, 2025 • Simply Wall Street BEARISH
Will a $175 Million Litigation Hit and Ongoing Losses Shift Two Harbors Investment’s (TWO) Story?
Two Harbors Investment Corp (TWO) reported a significant net loss of US$127.92 million in Q3 2025, largely due to a US$175.1 million litigation settlement. This settlement and ongoing operating challenges are recalibrating investor expectations, despite the company's continued dividend payments and subservicing business expansion. The article explores how this litigation hit impacts TWO's investment narrative, emphasizing new focus on capital preservation and risk control.
Oct 25, 2025 • Yahoo Finance NEUTRAL
Two Harbors Investment Corp (TWO) Q3 2025 Earnings Report Preview: What To Look For
This article provides a preview of Two Harbors Investment Corp's Q3 2025 earnings report, detailing analyst consensus for revenue and earnings per share. It also covers trends in estimates for 2025 and 2026, past quarter performance, and current price targets from analysts and GuruFocus, along with brokerage recommendations.
Oct 16, 2025 • The Globe and Mail NEUTRAL
3 Reasons to Avoid TWO and 1 Stock to Buy Instead
This article explains three reasons why investors should avoid Two Harbors Investment (TWO), citing declining net interest income, decreasing earnings per share (EPS), and an erosion of tangible book value per share (TBVPS). The author suggests there are better investment opportunities, highlighting "High Quality" stocks that have shown significant market-beating returns.
Oct 14, 2025 • Stock Titan NEUTRAL
Q3 2025 Results: Two Harbors (TWO) to Report Oct 27 — Webcast & Conference Call Oct 28 at 9AM ET - Stock Titan
Two Harbors Investment Corp. (TWO) announced it will release its financial results for the third quarter ended September 30, 2025, after market close on October 27, 2025. The company will host a conference call and live webcast to discuss these results on October 28, 2025, at 9:00 a.m. ET. TWO is a real estate investment trust focused on mortgage servicing rights, residential mortgage-backed securities, and other financial assets.
Dec 31, 2023 • Business Wire SOMEWHAT-BULLISH
Two Harbors Investment Corp. Announces Conversations Video Series
Two Harbors Investment Corp. has launched a new video series called "Conversations" on its website, designed to delve into topics of interest to investors, including those specific to the REIT industry and Two Harbors. President and CEO Bill Greenberg highlights that these informal conversations aim to provide deeper insights into the company's perspectives and strategy. The company hopes these videos will be educational and helpful for investors.
Sentiment Snapshot

Average Sentiment Score:

0.254
14 articles with scored sentiment

Overall Sentiment:

Bullish

TWO Reported Earnings

Jul 28, 2025
Jun 30, 2025 (Post market)
-0.08 Surprise
  • Reported EPS: $0.28
  • Estimate: $0.36
  • Whisper:
  • Surprise %: -22.2%
Apr 28, 2025
Mar 31, 2025 (Post market)
-0.16 Surprise
  • Reported EPS: $0.24
  • Estimate: $0.40
  • Whisper:
  • Surprise %: -40.0%
Jan 29, 2025
Dec 31, 2024 (Post market)
-0.14 Surprise
  • Reported EPS: $0.20
  • Estimate: $0.34
  • Whisper:
  • Surprise %: -41.2%
Oct 28, 2024
Sep 30, 2024 (Post market)
-0.23 Surprise
  • Reported EPS: $0.13
  • Estimate: $0.36
  • Whisper:
  • Surprise %: -63.9%
Jul 30, 2024
Jun 30, 2024 (Post market)
-0.22 Surprise
  • Reported EPS: $0.17
  • Estimate: $0.39
  • Whisper:
  • Surprise %: -56.4%
Apr 29, 2024
Mar 31, 2024 (Post market)
-0.39 Surprise
  • Reported EPS: $0.05
  • Estimate: $0.44
  • Whisper:
  • Surprise %: -88.6%
Jan 29, 2024
Dec 31, 2023 (Post market)
-0.57 Surprise
  • Reported EPS: $-0.11
  • Estimate: $0.46
  • Whisper:
  • Surprise %: -123.9%
Oct 30, 2023
Sep 30, 2023 (Post market)
-0.49 Surprise
  • Reported EPS: $-0.01
  • Estimate: $0.48
  • Whisper:
  • Surprise %: -102.1%
Jul 31, 2023
Jun 30, 2023 (Post market)
-0.62 Surprise
  • Reported EPS: $-0.04
  • Estimate: $0.58
  • Whisper:
  • Surprise %: -106.9%

Financials