UCB United Community Banks, Inc.

$31.64

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 14, 2026
Report Time: Before the Bell
The Whisper Number
$0.71
Consensus Estimate: $0.71
Revenue Estimate: $273.56M

Latest Earnings Insight

Updated On 1/6/2026

About United Community Banks, Inc.

No Company Description Available

Website: N/A

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
857855
Address
P O BOX 398, 59 HIGHWAY 515, BLAIRSVILLE, GA, US
Valuation
Market Cap
$2.96B
P/E Ratio
12.15
PEG Ratio
nan
Price to Book
0.89
Performance
EPS
$2.04
Dividend Yield
3.87%
Profit Margin
28.00%
ROE
7.54%
Technicals
50D MA
$29.13
200D MA
$30.01
52W High
$34.82
52W Low
$22.93
Fundamentals
Shares Outstanding
120M
Target Price
$34.57
Beta
0.82

UCB EPS Estimates vs Actual

Estimated
Actual

UCB News & Sentiment

Dec 29, 2025 • MarketBeat SOMEWHAT-BULLISH
United Community Banks, Inc. (NYSE:UCB) Receives Average Rating of "Hold" from Brokerages
United Community Banks, Inc. (NYSE:UCB) has received a consensus "Hold" rating from seven analysts, with an average one-year target price of $35.40. The bank recently reported strong quarterly results, beating EPS estimates and showing a 27.4% year-over-year revenue increase. Additionally, UCB declared a $0.25 quarterly dividend and approved a $100 million share repurchase plan to boost shareholder returns.
Dec 28, 2025 • The Globe and Mail BULLISH
Q3 Earnings Highs And Lows: United Community Banks (NYSE:UCB) Vs The Rest Of The Regional Banks Stocks
This article reviews the Q3 earnings of several regional banks, highlighting United Community Banks (NYSE:UCB) as well as top and bottom performers. United Community Banks reported strong revenue growth, while Customers Bancorp (NYSE:CUBI) showed the strongest Q3 performance and The Bancorp (NASDAQ:TBBK) had the weakest. The report also provides a brief market update regarding interest rates and stock market performance.
Dec 24, 2025 • MarketBeat NEUTRAL
Voya Investment Management LLC Cuts Holdings in United Community Banks, Inc. $UCB
Voya Investment Management LLC reduced its stake in United Community Banks, Inc. by 10.8% in Q3, selling over 30,000 shares but still holding a significant position valued at about $7.96 million. The bank reported strong Q3 earnings, surpassing analyst expectations with EPS of $0.75 and revenue of $276.85 million, an increase of 27.4% year-over-year. Additionally, the company's board authorized a $100 million share repurchase program and declared a quarterly dividend of $0.25, reflecting a 3.1% annual yield.
Dec 23, 2025 • TradingView — Track All Markets NEUTRAL
United Community Banks, Inc. Announces Date For Fourth Quarter 2025 Earnings Release And Conference Call
United Community Banks, Inc. (UCB) has announced the date for its Fourth Quarter 2025 earnings release and corresponding conference call. The article provides a headline announcement from Refinitiv, noting it contains only a headline and no further text.
Dec 23, 2025 • marketscreener.com NEUTRAL
United Community Banks, Inc. announces date for fourth quarter 2025 earnings release and conference call
United Community Banks, Inc. will announce its fourth quarter 2025 earnings on January 14, 2026. The financial holding company provides a wide range of financial products and services, including deposit products, loans, and wealth management, catering to commercial, retail, and governmental sectors. The article also highlights recent company news, such as share buyback programs and dividend announcements.
Dec 22, 2025 • Quiver Quantitative SOMEWHAT-BULLISH
United Community Banks, Inc. Scheduled to Release Fourth Quarter 2025 Financial Results on January 14, 2026
United Community Banks, Inc. (NYSE: UCB) will release its Q4 2025 financial results on January 14, 2026, before the market opens, and will hold a conference call at 9:00 a.m. EST on the same day. The company is a top 100 U.S. financial institution with $28.1 billion in assets, operating 199 offices across the southeastern U.S. United Community offers a full range of banking and financial services and has received numerous recognitions for customer satisfaction and as a desirable workplace.
Sentiment Snapshot

Average Sentiment Score:

0.316
50 articles with scored sentiment

Overall Sentiment:

Bullish

UCB Reported Earnings

Jul 23, 2025
Jun 30, 2025 (Pre market)
0.05 Surprise
  • Reported EPS: $0.66
  • Estimate: $0.61
  • Whisper:
  • Surprise %: 8.2%
Apr 22, 2025
Mar 31, 2025 (Pre market)
0.03 Surprise
  • Reported EPS: $0.59
  • Estimate: $0.56
  • Whisper:
  • Surprise %: 5.4%
Jan 22, 2025
Dec 31, 2024 (Pre market)
0.07 Surprise
  • Reported EPS: $0.63
  • Estimate: $0.56
  • Whisper:
  • Surprise %: 12.5%
Oct 23, 2024
Sep 30, 2024 (Pre market)
-0.01 Surprise
  • Reported EPS: $0.57
  • Estimate: $0.58
  • Whisper:
  • Surprise %: -1.7%
Jul 24, 2024
Jun 30, 2024 (Pre market)
0.07 Surprise
  • Reported EPS: $0.58
  • Estimate: $0.51
  • Whisper:
  • Surprise %: 13.7%
Apr 24, 2024
Mar 31, 2024 (Pre market)
0.02 Surprise
  • Reported EPS: $0.52
  • Estimate: $0.50
  • Whisper:
  • Surprise %: 4.0%
Jan 24, 2024
Dec 31, 2023 (Pre market)
0.01 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.52
  • Whisper:
  • Surprise %: 1.9%
Oct 18, 2023
Sep 30, 2023 (Pre market)
0.0 Surprise
  • Reported EPS: $0.45
  • Estimate: $0.45
  • Whisper:
  • Surprise %: 0.0%
Jul 18, 2023
Jun 30, 2023 (Post market)
-0.08 Surprise
  • Reported EPS: $0.55
  • Estimate: $0.63
  • Whisper:
  • Surprise %: -12.7%

Financials