UPST Upstart Holdings Inc

$68.85

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending —
Expected on —
Report Time: Unknown Release Time
The Whisper Number
—
Consensus Estimate: —
Revenue Estimate: —

Latest Earnings Insight

Updated On 8/22/2025

About Upstart Holdings Inc

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

Website: https://www.upstart.com

Sector
FINANCE
Industry
FINANCE SERVICES
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1647639
Address
2950 S. DELAWARE STREET, SUITE 300, SAN MATEO, CA, US
Valuation
Market Cap
$3.89B
P/E Ratio
nan
PEG Ratio
nan
Price to Book
6.14
Performance
EPS
$-1.44
Dividend Yield
—
Profit Margin
-19.00%
ROE
-20.30%
Technicals
50D MA
$55.90
200D MA
$51.74
52W High
$96.43
52W Low
$20.60
Fundamentals
Shares Outstanding
95M
Target Price
$75.57
Beta
2.39

UPST EPS Estimates vs Actual

● Estimated
● Actual

UPST News & Sentiment

Aug 22, 2025 • Motley Fool NEUTRAL
Why Upstart Rallied Today
Federal Reserve Chair Jay Powell hinted that interest rate cuts could be at hand, spurring a rally in fintech stocks like Upstart.
Aug 22, 2025 • Motley Fool SOMEWHAT-BULLISH
My 5 Favorite Stocks to Buy Right Now
Not every ticker worth owning at this time has raced to an uncomfortably high price.
Aug 21, 2025 • Motley Fool SOMEWHAT-BULLISH
What Upstart's Earnings Say About the Health of Its Business
Upstart's second-quarter earnings report was great, but it wasn't perfect.
Aug 20, 2025 • Zacks Commentary SOMEWHAT-BULLISH
SoFi's Growth Momentum in 2025 Boosts Investor Confidence
SoFi's solid Q2 results, fueled by 43% revenue growth and record loan originations, position it as a rising fintech super app in 2025.
Aug 20, 2025 • Motley Fool SOMEWHAT-BULLISH
Where Will Upstart Stock Be in 5 Years?
This AI-powered lending marketplace has a bright future.
Aug 19, 2025 • Benzinga SOMEWHAT-BULLISH
Check Out What Whales Are Doing With UPST - Upstart Hldgs ( NASDAQ:UPST )
Investors with a lot of money to spend have taken a bullish stance on Upstart Hldgs UPST. We noticed this today when the trades showed up on publicly available options history that we track here at Benzinga. Whether these are institutions or just wealthy individuals, we don't know.
Sentiment Snapshot

Average Sentiment Score:

0.259
50 articles with scored sentiment

Overall Sentiment:

Bullish

UPST Reported Earnings

May 05, 2025
Mar 31, 2025 (Pre market)
0.0 Surprise
  • Reported EPS: $0.00
  • Estimate: $0.00
  • Whisper: —
  • Surprise %: 0.0%
Feb 11, 2025
Dec 31, 2024 (Pre market)
0.3 Surprise
  • Reported EPS: $0.26
  • Estimate: $-0.04
  • Whisper: —
  • Surprise %: 750.0%
Nov 07, 2024
Sep 30, 2024 (Post market)
0.09 Surprise
  • Reported EPS: $-0.06
  • Estimate: $-0.15
  • Whisper: —
  • Surprise %: 60.0%
Aug 06, 2024
Jun 30, 2024 (Post market)
0.22 Surprise
  • Reported EPS: $-0.17
  • Estimate: $-0.39
  • Whisper: —
  • Surprise %: 56.4%
May 07, 2024
Mar 31, 2024 (Post market)
0.08 Surprise
  • Reported EPS: $-0.31
  • Estimate: $-0.39
  • Whisper: —
  • Surprise %: 20.5%
Feb 13, 2024
Dec 31, 2023 (Post market)
0.03 Surprise
  • Reported EPS: $-0.11
  • Estimate: $-0.14
  • Whisper: —
  • Surprise %: 21.4%
Nov 07, 2023
Sep 30, 2023 (Post market)
-0.03 Surprise
  • Reported EPS: $-0.05
  • Estimate: $-0.02
  • Whisper: —
  • Surprise %: -150.0%
Aug 08, 2023
Jun 30, 2023 (Post market)
0.13 Surprise
  • Reported EPS: $0.06
  • Estimate: $-0.07
  • Whisper: —
  • Surprise %: 185.7%
May 09, 2023
Mar 31, 2023 (Post market)
0.34 Surprise
  • Reported EPS: $-0.47
  • Estimate: $-0.81
  • Whisper: —
  • Surprise %: 42.0%

Financials