UPST Upstart Holdings Inc

$52.61

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending —
Expected on —
Report Time: Unknown Release Time
The Whisper Number
—
Consensus Estimate: —
Revenue Estimate: —

Latest Earnings Insight

Updated On 10/6/2025

About Upstart Holdings Inc

Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.

Website: https://www.upstart.com

Sector
FINANCE
Industry
FINANCE SERVICES
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1647639
Address
2950 S. DELAWARE STREET, SUITE 300, SAN MATEO, CA, US
Valuation
Market Cap
$3.89B
P/E Ratio
nan
PEG Ratio
nan
Price to Book
6.14
Performance
EPS
$-1.44
Dividend Yield
—
Profit Margin
-19.00%
ROE
-20.30%
Technicals
50D MA
$55.90
200D MA
$51.74
52W High
$96.43
52W Low
$20.60
Fundamentals
Shares Outstanding
95M
Target Price
$75.57
Beta
2.39

UPST EPS Estimates vs Actual

● Estimated
● Actual

UPST News & Sentiment

Oct 06, 2025 • Motley Fool SOMEWHAT-BULLISH
Should You Buy Upstart ( UPST ) Stock Right Now?
Triple-digit revenue growth is certainly a good sign.
Oct 03, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Upstart Holdings, Inc. ( UPST ) Stock Slides as Market Rises: Facts to Know Before You Trade
Upstart Holdings, Inc. (UPST) closed at $51.96 in the latest trading session, marking a -1.74% move from the prior day.
Oct 02, 2025 • Motley Fool NEUTRAL
Why Upstart Stock Lost 31% in September
A weakening credit market weighed on Upstart last month.
Oct 01, 2025 • Motley Fool SOMEWHAT-BEARISH
Upstart Could Be One of the Most Interesting Artificial Intelligence ( AI ) Stocks Right Now
The lending platform is expanding into home mortgages and auto loans.
Oct 01, 2025 • Motley Fool BULLISH
3 Growth Stocks to Invest $1,000 In Right Now
These stocks are rising, and they all are looking at long-term opportunities.
Sep 30, 2025 • Motley Fool BEARISH
I'm Doing Something With Upstart Stock I Have Not Done Before
Upstart uses artificial intelligence to inform its lending decisions.
Sentiment Snapshot

Average Sentiment Score:

0.255
50 articles with scored sentiment

Overall Sentiment:

Bullish

UPST Reported Earnings

May 05, 2025
Mar 31, 2025 (Pre market)
0.0 Surprise
  • Reported EPS: $0.00
  • Estimate: $0.00
  • Whisper: —
  • Surprise %: 0.0%
Feb 11, 2025
Dec 31, 2024 (Pre market)
0.3 Surprise
  • Reported EPS: $0.26
  • Estimate: $-0.04
  • Whisper: —
  • Surprise %: 750.0%
Nov 07, 2024
Sep 30, 2024 (Post market)
0.09 Surprise
  • Reported EPS: $-0.06
  • Estimate: $-0.15
  • Whisper: —
  • Surprise %: 60.0%
Aug 06, 2024
Jun 30, 2024 (Post market)
0.22 Surprise
  • Reported EPS: $-0.17
  • Estimate: $-0.39
  • Whisper: —
  • Surprise %: 56.4%
May 07, 2024
Mar 31, 2024 (Post market)
0.08 Surprise
  • Reported EPS: $-0.31
  • Estimate: $-0.39
  • Whisper: —
  • Surprise %: 20.5%
Feb 13, 2024
Dec 31, 2023 (Post market)
0.03 Surprise
  • Reported EPS: $-0.11
  • Estimate: $-0.14
  • Whisper: —
  • Surprise %: 21.4%
Nov 07, 2023
Sep 30, 2023 (Post market)
-0.03 Surprise
  • Reported EPS: $-0.05
  • Estimate: $-0.02
  • Whisper: —
  • Surprise %: -150.0%
Aug 08, 2023
Jun 30, 2023 (Post market)
0.13 Surprise
  • Reported EPS: $0.06
  • Estimate: $-0.07
  • Whisper: —
  • Surprise %: 185.7%
May 09, 2023
Mar 31, 2023 (Post market)
0.34 Surprise
  • Reported EPS: $-0.47
  • Estimate: $-0.81
  • Whisper: —
  • Surprise %: 42.0%

Financials