WTFC Wintrust Financial Corporation

$141.07

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 21, 2026
Report Time: Unknown Release Time
The Whisper Number
$3.13
Consensus Estimate: $2.92
Revenue Estimate: $700.17M

Latest Earnings Insight

Wintrust Financial's upcoming earnings report on October 20th is set against a backdrop of heightened expectations, with the whisper number suggesting an EPS of $2.86, surpassing the consensus estimate of $2.63. This optimism reflects a broader market sentiment that anticipates strong performance from the company, which boasts a substantial market cap of approximately $8.8 billion. Investors are keenly watching for revenue figures to meet or exceed the $689.54 million estimate, as Wintrust continues to navigate the competitive financial landscape. The absence of recent news leaves the market to focus on the company's ability to leverage its strategic initiatives and operational efficiencies to drive growth. As Wintrust positions itself for sustained success, the upcoming earnings release will be a critical indicator of its trajectory in the financial sector.

Updated On 12/31/2025

About Wintrust Financial Corporation

Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois.

Website: https://www.wintrust.com

Sector
FINANCE
Industry
STATE COMMERCIAL BANKS
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
December
CIK
1015328
Address
9700 WEST HIGGINS ROAD, 8TH FLOOR, ROSEMONT, IL, US
Valuation
Market Cap
$6.86B
P/E Ratio
9.94
PEG Ratio
4.57
Price to Book
1.16
Performance
EPS
$10.31
Dividend Yield
1.95%
Profit Margin
29.60%
ROE
11.80%
Technicals
50D MA
$114.84
200D MA
$116.09
52W High
$141.49
52W Low
$89.10
Fundamentals
Shares Outstanding
67M
Target Price
$139.92
Beta
0.93

WTFC EPS Estimates vs Actual

Estimated
Actual

WTFC News & Sentiment

Dec 30, 2025 • GuruFocus BULLISH
Wintrust Financial (WTFC): Citigroup Raises Price Target to $167
Citigroup has maintained its "Buy" rating for Wintrust Financial (WTFC) and increased its price target by 5.03% to $167.00. This adjustment aligns with other analysts who have recently raised their price targets for WTFC, reflecting strong analyst interest. Wintrust Financial provides community-oriented banking, specialty finance, and wealth management services, primarily in the Chicago metropolitan area.
Dec 23, 2025 • Investing.com Nigeria NEUTRAL
Wintrust Financial stock hits all-time high at 143.8 USD By Investing.com
Wintrust Financial Corporation's stock has reached an all-time high of $143.80, demonstrating strong performance with a 1-year total return of 16.47% and a 6-month gain of 19.15%. This milestone, coupled with a "Buy" recommendation from analysts and consistent dividend payments, reflects high investor confidence and stability. The company recently surpassed Q3 2025 earnings expectations but amended a receivables purchase agreement, reducing the maximum facility limit.
Dec 23, 2025 • Investing.com Australia BULLISH
Wintrust Financial stock hits all-time high at 143.8 USD By Investing.com
Wintrust Financial (WTFC) stock reached an all-time high of 143.8 USD, reflecting strong performance with a 1-year total return of 16.47% and a 6-month gain of 19.15%. The company maintains a "GOOD" financial health score, has consistently paid dividends for 26 years, and analysts have a "Buy" recommendation with an EPS forecast of $11.42 for fiscal year 2025. Recent developments include exceeding Q3 2025 earnings expectations and an amendment to a Receivables Purchase Agreement.
Dec 22, 2025 • Investing.com India BULLISH
Wintrust Financial stock hits all-time high at 143.8 USD
Wintrust Financial Corporation's stock reached an all-time high of 143.8 USD, reflecting strong performance and investor confidence with a 1-year total return of 16.47% and a 6-month gain of 19.15%. The company maintains a "GOOD" financial health score, has consistently paid dividends for 26 years, and analysts have a consensus "Buy" recommendation with an EPS forecast of $11.42 for fiscal year 2025. Recent Q3 2025 earnings surpassed expectations, though an amendment to a Receivables Purchase Agreement saw a reduction in the maximum facility limit.
Dec 18, 2025 • MarketBeat NEUTRAL
Wintrust Financial Corporation $WTFC Stock Position Trimmed by Thrivent Financial for Lutherans
Thrivent Financial for Lutherans reduced its stake in Wintrust Financial Corporation (NASDAQ:WTFC) by 32.8% in the second quarter, selling 47,688 shares. Despite this, other institutions like Norges Bank and Millennium Management significantly increased their holdings, contributing to an overall institutional ownership of 93.48%. Brokerage firms maintain a generally positive outlook, with a "Moderate Buy" consensus rating and an average price target of $152.55 for WTFC.
Dec 17, 2025 • Investing.com Nigeria SOMEWHAT-BULLISH
Wintrust Financial extends receivables facility, lowers limit to $580 million By Investing.com
Wintrust Financial Corporation announced that its indirect subsidiary, First Insurance Funding of Canada Inc., extended its receivables purchase agreement with CIBC Mellon Trust Company. The amendment extends the facility's commitment maturity date to December 15, 2026, and reduces the maximum limit from $650 million to $580 million. Wintrust Financial will continue to guarantee the performance of its subsidiary under the agreement.
Sentiment Snapshot

Average Sentiment Score:

0.355
50 articles with scored sentiment

Overall Sentiment:

Bullish

WTFC Reported Earnings

Jul 21, 2025
Jun 30, 2025 (Post market)
0.2 Surprise
  • Reported EPS: $2.82
  • Estimate: $2.62
  • Whisper:
  • Surprise %: 7.6%
Apr 21, 2025
Mar 31, 2025 (Post market)
0.2 Surprise
  • Reported EPS: $2.69
  • Estimate: $2.49
  • Whisper:
  • Surprise %: 8.0%
Jan 21, 2025
Dec 31, 2024 (Post market)
0.16 Surprise
  • Reported EPS: $2.63
  • Estimate: $2.47
  • Whisper:
  • Surprise %: 6.5%
Oct 21, 2024
Sep 30, 2024 (Post market)
-0.04 Surprise
  • Reported EPS: $2.47
  • Estimate: $2.51
  • Whisper:
  • Surprise %: -1.6%
Jul 17, 2024
Jun 30, 2024 (Post market)
-0.1 Surprise
  • Reported EPS: $2.32
  • Estimate: $2.42
  • Whisper:
  • Surprise %: -4.1%
Apr 17, 2024
Mar 31, 2024 (Post market)
0.47 Surprise
  • Reported EPS: $2.89
  • Estimate: $2.42
  • Whisper:
  • Surprise %: 19.4%
Jan 17, 2024
Dec 31, 2023 (Post market)
-0.62 Surprise
  • Reported EPS: $1.87
  • Estimate: $2.49
  • Whisper:
  • Surprise %: -24.9%
Oct 17, 2023
Sep 30, 2023 (Post market)
0.13 Surprise
  • Reported EPS: $2.53
  • Estimate: $2.40
  • Whisper:
  • Surprise %: 5.4%
Jul 19, 2023
Jun 30, 2023 (Post market)
0.0 Surprise
  • Reported EPS: $2.38
  • Estimate: $2.38
  • Whisper:
  • Surprise %: 0.0%

Financials