A AFL

Aflac Inc

INSURANCE - LIFE · FINANCIAL SERVICES

Aflac Incorporated (ticker: AFL) is a leading provider of supplemental insurance in the U.S., renowned for its extensive portfolio designed to mitigate the financial burden of unexpected medical costs. With a strong foothold in both the U.S. and Japan, the company specializes in critical areas such ...

$116.99

+1.48% (+$1.71)

Volume 1.81M

52W High $130.22

52W Low $105.43

Market Cap $63.96B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.81

Whisper EPS

$1.77

2.4% below consensus

Last Quarter

$1.75

Current Streak

5 Misss

Avg Surprise (4Q)

-3.85%

Next Earnings Report

Reports in 48 days

Report Date Nov 3, 2026

Whisper Spread -2.39%

Consensus Estimate

$1.81

Official analyst average

Whisper Number

$1.77

What traders expect

Cautious Sentiment: The whisper number is 2.4% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 11 quarters

Price Movement Around Earnings

Q2 2026 Aug 6, 2026

1-Day: -1.62%

5-Day: -4.41%

Q2 2026 Aug 4, 2026

1-Day: +0.33%

Q1 2026 Apr 29, 2026

1-Day: -2.19%

5-Day: -2.48%

Q1 2026 Apr 28, 2026

1-Day: -0.07%

Revenue & Financial Performance

Revenue Whisper

$4.68B

TWN Proprietary Estimate

Last Quarter Revenue

$4.08B

-3.2% YoY

Gross Margin

54.6%

Net Margin: 20.2%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q2'26	$4.08B	-3.2%	54.6%	24.4%	$825.0M
Q1'26	$4.32B	+25.0%	57.5%	28.4%	$1.02B
Q4'25	$4.90B	-11.0%	59.9%	32.7%	$1.38B
Q3'25	$4.79B	+57.9%	43.9%	41.6%	$1.64B
Q2'25	$4.22B	-18.2%	28.1%	19.5%	$599.0M
Q1'25	$3.45B	-36.5%	14.2%	4.2%	$29.0M
Q4'24	$5.50B	+42.6%	46.0%	38.8%	$1.90B
Q3'24	$3.04B	-39.7%	15.8%	3.0%	-$93.0M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q2 2026	Aug 6, 2026	$1.77	$1.71	$1.75	-1.13%	Beat
Q2 2026	Aug 4, 2026	$1.79	$1.70	--	--	--
Q1 2026	Apr 29, 2026	$1.80	$1.89	$1.75	-2.78%	Missed
Q1 2026	Apr 28, 2026	$1.82	$1.87	$1.75	-3.85%	Missed
Q4 2025	Feb 4, 2026	$1.70	$1.78	$1.57	-7.65%	Missed
Q4 2025	Feb 3, 2026	$1.70	$1.78	$1.57	-7.65%	Missed
Q3 2025	Nov 4, 2025	$1.78	$1.80	$2.49	+39.89%	Beat
Q2 2025	Aug 5, 2025	$1.71	$1.79	$1.78	+4.09%	Met
Q1 2025	Apr 30, 2025	$1.67	$1.79	$1.66	-0.60%	Missed
Q4 2024	Feb 5, 2025	$1.62	$1.71	$1.56	-3.70%	Missed
Q3 2024	Oct 30, 2024	$1.68	$1.78	$2.16	+28.57%	Beat
Q2 2024	Jul 31, 2024	$1.60	$1.68	$1.83	+14.37%	Beat