AFL Aflac Incorporated

$110.83

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

AFLAC's upcoming earnings report on November 4th is poised to capture attention, particularly given the whisper number of $2.02, which suggests a more optimistic outlook than the consensus EPS estimate of $1.77. This discrepancy highlights a potential underestimation of AFLAC's ability to leverage its robust market cap of over $57 billion to drive profitability. With a revenue estimate of $4.37 billion, investors are keenly observing whether AFLAC can sustain its growth momentum in the insurance sector, despite the lack of recent news. The whisper number serves as a benchmark for heightened expectations, indicating that market sentiment may be more bullish than the official estimates suggest. As AFLAC continues to navigate the competitive landscape, its strategic focus on efficiency and customer-centric innovations will be critical in meeting or exceeding these elevated expectations.

Updated On 1/6/2026

About Aflac Incorporated

Aflac Inc. (American Family Life Assurance Company) is an American insurance company and is the largest provider of supplemental insurance in the United States.

Website: https://www.aflac.com

Sector
FINANCE
Industry
ACCIDENT & HEALTH INSURANCE
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
4977
Address
1932 WYNNTON RD, COLUMBUS, GA, US
Valuation
Market Cap
$58.64B
P/E Ratio
11.16
PEG Ratio
0.93
Price to Book
2.25
Performance
EPS
$9.63
Dividend Yield
2.16%
Profit Margin
28.80%
ROE
22.60%
Technicals
50D MA
$106.66
200D MA
$105.72
52W High
$114.79
52W Low
$78.95
Fundamentals
Shares Outstanding
546M
Target Price
$105.54
Beta
0.80

AFL EPS Estimates vs Actual

Estimated
Actual

AFL News & Sentiment

Dec 31, 2025 • MarketBeat NEUTRAL
Aflac Incorporated $AFL Shares Sold by VIRGINIA RETIREMENT SYSTEMS ET Al
VIRGINIA RETIREMENT SYSTEMS ET Al reduced its stake in Aflac Incorporated by 4.7% in the third quarter, selling 27,000 shares. Despite this, other institutional investors increased their holdings, and overall, hedge funds and institutional investors own 67.44% of Aflac. The article also details recent insider selling, analyst target updates, and Aflac's increased quarterly dividend.
Dec 31, 2025 • MarketBeat NEUTRAL
Brendel Financial Advisors LLC Acquires 29,303 Shares of Aflac Incorporated $AFL
Brendel Financial Advisors LLC increased its stake in Aflac Incorporated by 713.5% in the third quarter, acquiring 29,303 additional shares to hold a total of 33,410 shares valued at $3.732 million. This investment now represents 1.9% of the firm's portfolio. Meanwhile, Aflac faces potential risks from a major June data breach affecting 22.6 million people and has seen significant insider selling, with 31,766 shares worth about $3.55 million sold in the last 90 days.
Dec 30, 2025 • 富途牛牛 SOMEWHAT-BULLISH
Raymond James Maintains Aflac Inc(AFL.US) With Buy Rating, Raises Target Price to $119
Raymond James analyst Wilma Burdis has reaffirmed a "Buy" rating for Aflac Inc (AFL.US) and increased the target price from $77 to $119. This adjustment reflects the analyst's positive outlook, with TipRanks data indicating a 77.5% success rate and a 13.0% average return over the past year for Burdis. The article emphasizes that this information is for educational purposes and not an investment recommendation.
Dec 30, 2025 • GuruFocus SOMEWHAT-BULLISH
Raymond James Raises Aflac (AFL) Price Target to $119 | AFL Stoc
Raymond James has raised its price target for Aflac (AFL) to $119, maintaining an 'Outperform' rating. This adjustment reflects an 8.18% increase from the previous target. Other analysts have recently issued varied ratings, with an average target price from 13 analysts at $110.62, suggesting a minor upside from the current price, while GuruFocus estimates a potential downside.
Dec 30, 2025 • MarketBeat NEUTRAL
Muzinich & Co. Inc. Has $4.26 Million Holdings in Barings Bdc, Inc. $BBDC
Muzinich & Co. Inc. significantly increased its stake in Barings BDC (NYSE:BBDC) by 66.8% in the third quarter, now holding 486,098 shares valued at approximately $4.26 million. Barings BDC offers an annualized dividend yield of 11.6%, but its high payout ratio of 107.22% raises concerns about sustainability. The company's stock holds a "Moderate Buy" consensus rating and recently beat EPS and revenue estimates for the last quarter.
Dec 30, 2025 • Investing.com UK BULLISH
Aflac stock price target raised to $119 by Raymond James on strong outlook
Raymond James has increased its price target for AFLAC (NYSE:AFL) to $119 from $110, maintaining an Outperform rating due to the company's stable operations, protection-oriented business model, ample capital, and low macroeconomic sensitivity. This upgrade follows improved earnings per share estimates for 2026 and 2027, driven by recent assumption updates in Japan and the appreciation of the Japanese yen. Aflac also reported strong Q3 2025 earnings and a dividend increase, though Mizuho initiated coverage with an Underperform rating citing growth concerns.
Sentiment Snapshot

Average Sentiment Score:

-0.013
50 articles with scored sentiment

Overall Sentiment:

Neutral

AFL Reported Earnings

Aug 05, 2025
Jun 30, 2025 (Post market)
0.02 Surprise
  • Reported EPS: $1.73
  • Estimate: $1.71
  • Whisper:
  • Surprise %: 1.2%
Apr 30, 2025
Mar 31, 2025 (Post market)
-0.01 Surprise
  • Reported EPS: $1.66
  • Estimate: $1.67
  • Whisper:
  • Surprise %: -0.6%
Feb 05, 2025
Dec 31, 2024 (Post market)
-0.06 Surprise
  • Reported EPS: $1.56
  • Estimate: $1.62
  • Whisper:
  • Surprise %: -3.7%
Oct 30, 2024
Sep 30, 2024 (Post market)
0.48 Surprise
  • Reported EPS: $2.16
  • Estimate: $1.68
  • Whisper:
  • Surprise %: 28.6%
Jul 31, 2024
Jun 30, 2024 (Post market)
0.23 Surprise
  • Reported EPS: $1.83
  • Estimate: $1.60
  • Whisper:
  • Surprise %: 14.4%
May 01, 2024
Mar 31, 2024 (Post market)
0.08 Surprise
  • Reported EPS: $1.66
  • Estimate: $1.58
  • Whisper:
  • Surprise %: 5.1%
Jan 31, 2024
Dec 31, 2023 (Post market)
-0.2 Surprise
  • Reported EPS: $1.25
  • Estimate: $1.45
  • Whisper:
  • Surprise %: -13.8%
Nov 01, 2023
Sep 30, 2023 (Post market)
0.35 Surprise
  • Reported EPS: $1.84
  • Estimate: $1.49
  • Whisper:
  • Surprise %: 23.5%
Aug 01, 2023
Jun 30, 2023 (Post market)
0.18 Surprise
  • Reported EPS: $1.62
  • Estimate: $1.44
  • Whisper:
  • Surprise %: 12.5%

Financials