AFL Aflac Incorporated

$110.55

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending
Expected on
Report Time: Unknown Release Time
The Whisper Number
Consensus Estimate:
Revenue Estimate:

Latest Earnings Insight

AFLAC's upcoming earnings report on November 4th is poised to capture attention, particularly given the whisper number of $2.02, which suggests a more optimistic outlook than the consensus EPS estimate of $1.77. This discrepancy highlights a potential underestimation of AFLAC's ability to leverage its robust market cap of over $57 billion to drive profitability. With a revenue estimate of $4.37 billion, investors are keenly observing whether AFLAC can sustain its growth momentum in the insurance sector, despite the lack of recent news. The whisper number serves as a benchmark for heightened expectations, indicating that market sentiment may be more bullish than the official estimates suggest. As AFLAC continues to navigate the competitive landscape, its strategic focus on efficiency and customer-centric innovations will be critical in meeting or exceeding these elevated expectations.

Updated On 11/21/2025

About Aflac Incorporated

Aflac Inc. (American Family Life Assurance Company) is an American insurance company and is the largest provider of supplemental insurance in the United States.

Website: https://www.aflac.com

Sector
FINANCE
Industry
ACCIDENT & HEALTH INSURANCE
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
4977
Address
1932 WYNNTON RD, COLUMBUS, GA, US
Valuation
Market Cap
$58.64B
P/E Ratio
11.16
PEG Ratio
0.93
Price to Book
2.25
Performance
EPS
$9.63
Dividend Yield
2.16%
Profit Margin
28.80%
ROE
22.60%
Technicals
50D MA
$106.66
200D MA
$105.72
52W High
$114.79
52W Low
$78.95
Fundamentals
Shares Outstanding
546M
Target Price
$105.54
Beta
0.80

AFL EPS Estimates vs Actual

Estimated
Actual

AFL News & Sentiment

Nov 13, 2025 • Zacks Commentary BULLISH
GL Outperforms Industry, Trades at a Discount: How to Play the Stock
Globe Life is set to grow on growing premiums, rising investment income, and disciplined capital deployment.
Nov 13, 2025 • Zacks Commentary SOMEWHAT-BULLISH
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar
Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP.
Nov 12, 2025 • Zacks Commentary BULLISH
Aflac's Dividend Ducks Soar Past the Flock With 43rd Straight Hike
AFL raises its dividend for the 43rd straight year, backed by a solid balance sheet and resilient U.S. growth.
Nov 07, 2025 • Zacks Commentary NEUTRAL
ProAssurance Q3 Earnings Miss Estimates on Weak Specialty P&C Unit
PRA misses Q3 EPS estimates as weak Specialty P&C results and higher costs outweigh gains in investment income.
Nov 05, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Aflac Q3 Earnings Beat Estimates on Strong Group Life Sales
AFL tops Q3 estimates with EPS up 15.3% year over year and revenues surging 60.7%, driven by strong cancer insurance product sales and robust U.S. segment performance.
Nov 04, 2025 • Zacks Commentary NEUTRAL
Aflac ( AFL ) Q3 Earnings and Revenues Beat Estimates
Aflac (AFL) delivered earnings and revenue surprises of +38.33% and +5.59%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?
Sentiment Snapshot

Average Sentiment Score:

0.251
50 articles with scored sentiment

Overall Sentiment:

Bullish

AFL Reported Earnings

Aug 05, 2025
Jun 30, 2025 (Post market)
0.02 Surprise
  • Reported EPS: $1.73
  • Estimate: $1.71
  • Whisper:
  • Surprise %: 1.2%
Apr 30, 2025
Mar 31, 2025 (Post market)
-0.01 Surprise
  • Reported EPS: $1.66
  • Estimate: $1.67
  • Whisper:
  • Surprise %: -0.6%
Feb 05, 2025
Dec 31, 2024 (Post market)
-0.06 Surprise
  • Reported EPS: $1.56
  • Estimate: $1.62
  • Whisper:
  • Surprise %: -3.7%
Oct 30, 2024
Sep 30, 2024 (Post market)
0.48 Surprise
  • Reported EPS: $2.16
  • Estimate: $1.68
  • Whisper:
  • Surprise %: 28.6%
Jul 31, 2024
Jun 30, 2024 (Post market)
0.23 Surprise
  • Reported EPS: $1.83
  • Estimate: $1.60
  • Whisper:
  • Surprise %: 14.4%
May 01, 2024
Mar 31, 2024 (Post market)
0.08 Surprise
  • Reported EPS: $1.66
  • Estimate: $1.58
  • Whisper:
  • Surprise %: 5.1%
Jan 31, 2024
Dec 31, 2023 (Post market)
-0.2 Surprise
  • Reported EPS: $1.25
  • Estimate: $1.45
  • Whisper:
  • Surprise %: -13.8%
Nov 01, 2023
Sep 30, 2023 (Post market)
0.35 Surprise
  • Reported EPS: $1.84
  • Estimate: $1.49
  • Whisper:
  • Surprise %: 23.5%
Aug 01, 2023
Jun 30, 2023 (Post market)
0.18 Surprise
  • Reported EPS: $1.62
  • Estimate: $1.44
  • Whisper:
  • Surprise %: 12.5%

Financials