AFRM Affirm Holdings Inc

$75.85

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending —
Expected on —
Report Time: Unknown Release Time
The Whisper Number
—
Consensus Estimate: —
Revenue Estimate: —

Latest Earnings Insight

Affirm Holdings is poised to capture attention as it approaches its earnings announcement, with the market closely watching its ability to sustain momentum in the buy-now-pay-later sector. The company, with a robust market cap of approximately $24.7 billion, is expected to report an EPS of $0.11, although the whisper number suggests a slightly more optimistic $0.14, indicating a positive sentiment among investors. Revenue is anticipated to reach $883.17 million, reflecting Affirm's strategic efforts to expand its merchant partnerships and enhance consumer engagement. As the financial landscape evolves, Affirm's performance will be a key indicator of its adaptability and growth potential in a competitive market. Investors will be keen to see if Affirm can exceed expectations and continue its trajectory of growth, particularly in light of the absence of recent news that might otherwise sway market sentiment.

Updated On 1/6/2026

About Affirm Holdings Inc

Affirm Holdings, Inc. operates a platform for digital and mobile commerce in the United States and Canada. The company is headquartered in San Francisco, California.

Website: https://www.affirm.com

Sector
TRADE & SERVICES
Industry
SERVICES-BUSINESS SERVICES, NEC
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
June
CIK
1820953
Address
650 CALIFORNIA STREET, SAN FRANCISCO, CA, US
Valuation
Market Cap
$13.48B
P/E Ratio
nan
PEG Ratio
nan
Price to Book
4.84
Performance
EPS
$-0.62
Dividend Yield
—
Profit Margin
-7.10%
ROE
-7.34%
Technicals
50D MA
$54.63
200D MA
$48.69
52W High
$82.53
52W Low
$22.25
Fundamentals
Shares Outstanding
279M
Target Price
$67.04
Beta
3.69

AFRM EPS Estimates vs Actual

● Estimated
● Actual

AFRM News & Sentiment

Dec 23, 2025 • The Globe and Mail BULLISH
Analysts Are Bullish on Top Technology Stocks: Universal Display (OLED), ServiceTitan, Inc. Class A (TTAN)
Analysts have issued bullish sentiments on several technology stocks, including Universal Display (OLED), ServiceTitan, Inc. Class A (TTAN), and Affirm Holdings (AFRM). Each company received "Buy" ratings and price targets from various analysts, indicating a positive outlook for these stocks in the technology sector.
Nov 21, 2025 • Morningstar BULLISH
We Launch Coverage of Affirm With a $53 Fair Value Estimate and Narrow Moat
Morningstar has initiated coverage of Affirm with a $53 fair value estimate and a narrow moat rating. The company's strategy focuses on expanding its merchant network through direct agreements and partnerships, which has led to accelerating transaction volume and merchant growth. Despite an expected deceleration in transaction volume growth, Affirm is projected to experience an average spending volume growth of 23.2% over the next five years.
Nov 20, 2025 • The Globe and Mail BULLISH
Analysts Conflicted on These Technology Names: Onestream, Inc. Class A (OS), Affirm Holdings (AFRM) and Advantest (OtherADTTF)
This article details recent analyst ratings for several technology companies. Onestream, Inc. Class A (OS) received a "Strong Buy" with a 44.0% upside, Affirm Holdings (AFRM) was rated "Moderate Buy" with a 36.4% upside, and Advantest (ADTTF) garnered a "Moderate Buy" but with a -30.8% downside, based on various analyst reports.
Nov 18, 2025 • The Globe and Mail SOMEWHAT-BULLISH
Analysts Conflicted on These Technology Names: Onestream, Inc. Class A (OS), Affirm Holdings (AFRM) and Advantest (OtherADTTF)
Analysts have provided conflicting ratings on several technology companies. Onestream, Inc. Class A (OS) received a Strong Buy consensus, while Affirm Holdings (AFRM) garnered a Moderate Buy. Advantest (ADTTF) received a Moderate Buy consensus but with a significant downside based on the average price target.
Nov 02, 2025 • TipRanks SOMEWHAT-BULLISH
Affirm Holdings Approves Executive Equity Awards
Affirm Holdings' Compensation Committee approved annual equity awards for certain executive officers on September 18, 2025. These awards, consisting of restricted stock units (RSUs) and performance stock units (PSUs), are contingent on time-based, service-based, and company financial performance conditions over a three-year period. The move aims to align executive incentives with the company's performance and long-term growth objectives.
Nov 02, 2025 • MSN BULLISH
Affirm Holdings Q2 Earnings Beat on Higher Transactions, Stock Up 22%
Affirm Holdings reported a strong Q2 earnings beat, driven by a significant increase in transaction volume. This positive financial performance led to a notable 22% surge in the company's stock price. The improved transactions highlight growing demand for its buy now, pay later services.
Sentiment Snapshot

Average Sentiment Score:

0.065
49 articles with scored sentiment

Overall Sentiment:

Neutral

AFRM Reported Earnings

Aug 28, 2025
Jun 30, 2025 (Post market)
0.4 Surprise
  • Reported EPS: $0.53
  • Estimate: $0.12
  • Whisper: —
  • Surprise %: 328.9%
May 08, 2025
Mar 31, 2025 (Pre market)
0.02 Surprise
  • Reported EPS: $0.01
  • Estimate: $-0.01
  • Whisper: —
  • Surprise %: 200.0%
Feb 06, 2025
Dec 31, 2024 (Post market)
0.46 Surprise
  • Reported EPS: $0.23
  • Estimate: $-0.23
  • Whisper: —
  • Surprise %: 202.8%
Nov 07, 2024
Sep 30, 2024 (Post market)
0.04 Surprise
  • Reported EPS: $-0.31
  • Estimate: $-0.35
  • Whisper: —
  • Surprise %: 11.4%
Aug 28, 2024
Jun 30, 2024 (Post market)
0.37 Surprise
  • Reported EPS: $-0.14
  • Estimate: $-0.51
  • Whisper: —
  • Surprise %: 72.5%
May 08, 2024
Mar 31, 2024 (Post market)
0.24 Surprise
  • Reported EPS: $-0.43
  • Estimate: $-0.67
  • Whisper: —
  • Surprise %: 35.8%
Feb 08, 2024
Dec 31, 2023 (Post market)
0.18 Surprise
  • Reported EPS: $-0.54
  • Estimate: $-0.72
  • Whisper: —
  • Surprise %: 25.0%
Nov 08, 2023
Sep 30, 2023 (Post market)
0.13 Surprise
  • Reported EPS: $-0.57
  • Estimate: $-0.70
  • Whisper: —
  • Surprise %: 18.6%
Aug 24, 2023
Jun 30, 2023 (Post market)
0.16 Surprise
  • Reported EPS: $-0.69
  • Estimate: $-0.85
  • Whisper: —
  • Surprise %: 18.8%

Financials