AFRM Affirm Holdings Inc

$79.49

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-06-30
Expected on Aug 28, 2025
Report Time: After the Bell
The Whisper Number
$0.14
Consensus Estimate: $0.12
Revenue Estimate: $837.04M

Latest Earnings Insight

Affirm Holdings (AFRM) is poised for its upcoming earnings release on August 28, 2025, with investors keenly eyeing its ability to sustain momentum in the competitive buy-now-pay-later sector. The company, with a market cap of over $25 billion, is expected to report an EPS of $0.12, though the whisper number suggests a slightly more optimistic $0.15, indicating a positive market sentiment. Revenue is projected to reach $837.04 million, reflecting Affirm's strategic focus on expanding its merchant partnerships and enhancing its consumer financing options. As the industry continues to evolve, Affirm's performance will be closely watched for signs of robust growth and operational efficiency, particularly in light of its recent initiatives to streamline costs and innovate its product offerings. Investors will be looking for confirmation that Affirm can not only meet but potentially exceed these expectations, further solidifying its position in the fintech landscape.

Updated On 8/22/2025

About Affirm Holdings Inc

Affirm Holdings, Inc. operates a platform for digital and mobile commerce in the United States and Canada. The company is headquartered in San Francisco, California.

Website: https://www.affirm.com

Sector
TRADE & SERVICES
Industry
SERVICES-BUSINESS SERVICES, NEC
Exchange
NASDAQ
Country
USA
Currency
USD
Fiscal Year End
June
CIK
1820953
Address
650 CALIFORNIA STREET, SAN FRANCISCO, CA, US
Valuation
Market Cap
$13.48B
P/E Ratio
nan
PEG Ratio
nan
Price to Book
4.84
Performance
EPS
$-0.62
Dividend Yield
Profit Margin
-7.10%
ROE
-7.34%
Technicals
50D MA
$54.63
200D MA
$48.69
52W High
$82.53
52W Low
$22.25
Fundamentals
Shares Outstanding
279M
Target Price
$67.04
Beta
3.69

AFRM EPS Estimates vs Actual

Estimated
Actual

AFRM News & Sentiment

Aug 22, 2025 • Zacks Commentary SOMEWHAT-BULLISH
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XYZ expands with Purdys, Caleres, and Uncle Sharkii partnerships, boosting growth as gross profit climbs 14% in Q2 2025.
Aug 22, 2025 • Zacks Commentary SOMEWHAT-BULLISH
Scale and Integration of PayPal's BNPL: Will it Outpace Competitors?
PYPL's BNPL gains momentum with 20% payment volume growth, global scale, and strong merchant adoption amid rising competition and credit risks.
Aug 22, 2025 • Zacks Commentary BULLISH
Affirm Holdings ( AFRM ) is a Top-Ranked Momentum Stock: Should You Buy?
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
Aug 22, 2025 • Zacks Commentary BULLISH
Affirm Holdings ( AFRM ) Just Flashed Golden Cross Signal: Do You Buy?
Should investors be excited or worried when a stock crosses above the 20-day simple moving average?
Aug 22, 2025 • Benzinga NEUTRAL
Record Number Of Americans Embrace 'Buy Now, Pay Later' Loans For Daily Essentials As Rising Costs Squeeze Households - DoorDash ( NASDAQ:DASH ) , Affirm Holdings ( NASDAQ:AFRM )
A record number of Americans are considering short-term financing options, or "buy now, pay later" ( BNPL ) loans, to cover their purchases, according to a recent survey by an online lending marketplace.
Aug 21, 2025 • Motley Fool BULLISH
Got $5,000? 3 Tech Stocks to Buy and Hold for the Long Term
Autodesk, Hims & Hers Health, and Affirm are attractive technology stocks to add to your growth stock portfolio.
Sentiment Snapshot

Average Sentiment Score:

0.278
50 articles with scored sentiment

Overall Sentiment:

Bullish

AFRM Reported Earnings

Feb 06, 2025
Dec 31, 2024 (Post market)
0.46 Surprise
  • Reported EPS: $0.23
  • Estimate: $-0.23
  • Whisper:
  • Surprise %: 202.8%
Nov 07, 2024
Sep 30, 2024 (Post market)
0.04 Surprise
  • Reported EPS: $-0.31
  • Estimate: $-0.35
  • Whisper:
  • Surprise %: 11.4%
Aug 28, 2024
Jun 30, 2024 (Post market)
0.37 Surprise
  • Reported EPS: $-0.14
  • Estimate: $-0.51
  • Whisper:
  • Surprise %: 72.5%
May 08, 2024
Mar 31, 2024 (Post market)
0.24 Surprise
  • Reported EPS: $-0.43
  • Estimate: $-0.67
  • Whisper:
  • Surprise %: 35.8%
Feb 08, 2024
Dec 31, 2023 (Post market)
0.18 Surprise
  • Reported EPS: $-0.54
  • Estimate: $-0.72
  • Whisper:
  • Surprise %: 25.0%
Nov 08, 2023
Sep 30, 2023 (Post market)
0.13 Surprise
  • Reported EPS: $-0.57
  • Estimate: $-0.70
  • Whisper:
  • Surprise %: 18.6%
Aug 24, 2023
Jun 30, 2023 (Post market)
0.16 Surprise
  • Reported EPS: $-0.69
  • Estimate: $-0.85
  • Whisper:
  • Surprise %: 18.8%
May 09, 2023
Mar 31, 2023 (Post market)
0.23 Surprise
  • Reported EPS: $-0.69
  • Estimate: $-0.92
  • Whisper:
  • Surprise %: 25.0%
Feb 08, 2023
Dec 31, 2022 (Post market)
-0.12 Surprise
  • Reported EPS: $-1.10
  • Estimate: $-0.98
  • Whisper:
  • Surprise %: -12.2%

Financials