COF Capital One Financial Corporation

$243.96

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 22, 2026
Report Time: After the Bell
The Whisper Number
$4.79
Consensus Estimate: $4.19
Revenue Estimate: $15.47B

Latest Earnings Insight

Capital One Financial is poised to report its earnings on October 21, with analysts anticipating an EPS of $4.38 and revenue of $15.08 billion. The company's market cap stands at an impressive $129.5 billion, reflecting its robust position in the financial sector. Despite the absence of recent news, the whisper number of $4.10 suggests a slightly more conservative outlook among some investors, potentially due to broader market uncertainties. However, Capital One's consistent performance in previous quarters and its strategic focus on digital banking innovations could provide a solid foundation for meeting or even exceeding expectations. As the financial landscape evolves, Capital One's adaptability and strategic investments may continue to drive growth, making this earnings release a key moment for stakeholders to assess the company's trajectory.

Updated On 1/6/2026

About Capital One Financial Corporation

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.

Website: https://www.capitalone.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
927628
Address
1680 CAPITAL ONE DRIVE, SUITE 1400, MCLEAN, VA, US
Valuation
Market Cap
$62.33B
P/E Ratio
14.07
PEG Ratio
1.18
Price to Book
1.03
Performance
EPS
$11.57
Dividend Yield
1.47%
Profit Margin
17.30%
ROE
7.99%
Technicals
50D MA
$180.47
200D MA
$167.58
52W High
$210.67
52W Low
$126.86
Fundamentals
Shares Outstanding
383M
Target Price
$206.57
Beta
1.24

COF EPS Estimates vs Actual

Estimated
Actual

COF News & Sentiment

Dec 31, 2025 • Benzinga SOMEWHAT-BEARISH
How Do Investors Really Feel About Capital One Financial Corp?
Capital One Financial Corp's (NYSE: COF) short interest has increased by 19.05% since its last report, with 9.50 million shares now sold short, representing 1.5% of its tradable shares. This indicates a more bearish sentiment among investors compared to its peer group average of 10.22% short interest. However, increased short interest doesn't guarantee a stock will fall and can sometimes even be a bullish sign.
Dec 31, 2025 • Insider Monkey SOMEWHAT-BULLISH
Truist Maintains Hold Recommendation on KeyCorp (KEY)
Truist analyst Brian Foran maintained a Hold rating on KeyCorp (KEY) and raised the price target from $19 to $22. This comes as KeyCorp CEO Chris Gorman announced the bank will focus on share repurchases over acquisitions, aligning with activist investor HoldCo Asset Management's views. Billionaire David Tepper also recently added KeyCorp to his portfolio.
Dec 30, 2025 • AD HOC NEWS SOMEWHAT-BULLISH
Synchrony Financial Is Quietly Rebuilding the Future of Consumer Credit
Synchrony Financial is transforming into a sophisticated, data-driven credit and payments platform, moving beyond its traditional store-card origins to compete with banks and Buy Now, Pay Later (BNPL) fintechs. It offers a configurable credit and loyalty stack, empowering merchants with private-label cards, co-branded products, and embedded financing while handling compliance and risk. This repositioning and focus on a robust credit operating system aims to provide long-term value for investors, making Synchrony a pragmatic and integrated option in the evolving consumer credit landscape.
Dec 29, 2025 • MarketBeat NEUTRAL
Brookstone Capital Management Cuts Position in Capital One Financial Corporation $COF
Brookstone Capital Management significantly reduced its stake in Capital One Financial by 56.7% in Q3 2025, selling 8,256 shares and retaining 6,301 shares valued at approximately $1.34 million. Despite this, analysts maintain a "Moderate Buy" consensus with a $267.45 average price target, while the company trades near its 52-week high and has increased its quarterly dividend to $0.80 per share. Insiders have sold a substantial amount of shares recently, though institutional investors hold a dominant position in the stock.
Dec 28, 2025 • Finviz BULLISH
Jim Cramer on Capital One: "I Think It's Going to Be a Monster Year in 2026 for These Guys"
Jim Cramer expressed bullish sentiment for Capital One Financial Corporation (NYSE: COF), predicting a "monster year in 2026" for the company. RGA Investment Advisors also highlighted their recent addition of COF shares to their portfolios, viewing the acquisition of Discover (DFS) as a transformative transaction that will reshape the US payments landscape. The article notes that Capital One is transitioning from a card issuer to a vertically integrated payments entity, akin to American Express.
Dec 28, 2025 • Insider Monkey BULLISH
Jim Cramer on Capital One: “I Think It’s Going to Be a Monster Year in 2026 for These Guys”
Jim Cramer expressed bullish sentiment towards Capital One Financial Corporation (NYSE: COF), predicting a "monster year" for the company in 2026. This optimism comes after Capital One's stock has risen 38% and following its transformative acquisition of Discover (DFS). RGA Investment Advisors also lauded the Discover acquisition, anticipating a shift for Capital One into a vertically integrated payments entity rivaling major networks.
Sentiment Snapshot

Average Sentiment Score:

0.238
50 articles with scored sentiment

Overall Sentiment:

Bullish

COF Reported Earnings

Jul 22, 2025
Jun 30, 2025 (Post market)
1.78 Surprise
  • Reported EPS: $5.48
  • Estimate: $3.70
  • Whisper:
  • Surprise %: 48.1%
Apr 22, 2025
Mar 31, 2025 (Post market)
0.41 Surprise
  • Reported EPS: $4.06
  • Estimate: $3.65
  • Whisper:
  • Surprise %: 11.2%
Jan 21, 2025
Dec 31, 2024 (Post market)
0.29 Surprise
  • Reported EPS: $3.09
  • Estimate: $2.80
  • Whisper:
  • Surprise %: 10.4%
Oct 24, 2024
Sep 30, 2024 (Post market)
0.75 Surprise
  • Reported EPS: $4.51
  • Estimate: $3.76
  • Whisper:
  • Surprise %: 19.9%
Jul 23, 2024
Jun 30, 2024 (Post market)
-0.25 Surprise
  • Reported EPS: $3.14
  • Estimate: $3.39
  • Whisper:
  • Surprise %: -7.4%
Apr 25, 2024
Mar 31, 2024 (Post market)
-0.17 Surprise
  • Reported EPS: $3.21
  • Estimate: $3.38
  • Whisper:
  • Surprise %: -5.0%
Jan 25, 2024
Dec 31, 2023 (Post market)
-0.43 Surprise
  • Reported EPS: $2.24
  • Estimate: $2.67
  • Whisper:
  • Surprise %: -16.1%
Oct 26, 2023
Sep 30, 2023 (Post market)
1.21 Surprise
  • Reported EPS: $4.45
  • Estimate: $3.24
  • Whisper:
  • Surprise %: 37.4%
Jul 20, 2023
Jun 30, 2023 (Post market)
0.28 Surprise
  • Reported EPS: $3.52
  • Estimate: $3.24
  • Whisper:
  • Surprise %: 8.6%

Financials