N NU

Nu Holdings Ltd Class A

BANKS - REGIONAL · FINANCIAL SERVICES

Nu Holdings Ltd. is a pioneering fintech company headquartered in Grand Cayman, Cayman Islands, that is fundamentally transforming the financial services landscape in Latin America. Specializing in a wide array of financial solutions—including credit cards, digital banking, and personal loans—Nu...

$13.06

+0.19% (+$0.03)

Volume 37.77M

52W High $18.98

52W Low $11.71

Market Cap $62.90B

← Back to Calendar Compare with Others →

What to Watch This Quarter

Based on historical data

Consensus EPS

$0.22

Whisper EPS

$0.22

2.2% below consensus

Last Quarter

$0.19

Current Streak

2 Misss

Avg Surprise (4Q)

-2.62%

Next Earnings Report

Reports in 75 days

Report Date Aug 13, 2026

Whisper Spread -2.23%

Consensus Estimate

$0.22

Official analyst average

Whisper Number

$0.22

What traders expect

Cautious Sentiment: The whisper number is 2.2% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 10 quarters

Price Movement Around Earnings

Q1 2026 May 14, 2026

1-Day: -5.72%

5-Day: -4.95%

Q1 2026 May 12, 2026

1-Day: -3.39%

Q4 2025 Feb 25, 2026

1-Day: -9.55%

5-Day: -8.77%

Q4 2025 Feb 19, 2026

1-Day: +1.21%

5-Day: -4.56%

Revenue & Financial Performance

Revenue Whisper

$5.80B

TWN Proprietary Estimate

Last Quarter Revenue

$4.98B

+53.4% YoY

Gross Margin

40.2%

Net Margin: 17.5%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q1'26	$4.98B	+53.4%	40.2%	19.2%	$872.1M
Q4'25	$4.70B	+57.4%	44.3%	22.9%	$892.4M
Q3'25	$4.17B	+46.1%	46.7%	26.8%	$782.5M
Q2'25	$3.68B	+33.9%	44.6%	23.9%	$636.8M
Q1'25	$3.25B	+23.1%	42.4%	24.5%	$557.2M
Q4'24	$2.99B	+36.9%	45.6%	25.7%	$552.6M
Q3'24	$2.86B	+40.7%	46.3%	25.3%	$553.4M
Q2'24	$2.75B	+53.1%	48.2%	26.4%	$487.3M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q1 2026	May 14, 2026	$0.21	$0.19	$0.19	-9.52%	Met
Q1 2026	May 12, 2026	$0.20	$0.20	--	--	--
Q4 2025	Feb 25, 2026	$0.20	$0.17	$0.19	-5.00%	Beat
Q4 2025	Feb 19, 2026	$0.18	$0.18	--	--	--
Q3 2025	Nov 13, 2025	$0.15	$0.17	$0.16	+6.67%	Missed
Q2 2025	Aug 14, 2025	$0.13	$0.13	$0.13	+0.00%	Missed
Q1 2025	May 13, 2025	$0.13	$0.13	$0.12	-7.69%	Missed
Q4 2024	Feb 20, 2025	$0.12	$0.12	$0.13	+8.33%	Beat
Q3 2024	Nov 13, 2024	$0.11	$0.12	$0.12	+9.09%	Beat
Q2 2024	Aug 13, 2024	$0.10	$0.11	$0.12	+20.00%	Beat
Q1 2024	May 14, 2024	$0.08	$0.09	$0.09	+12.50%	Missed
Q4 2023	Feb 22, 2024	$0.08	$0.09	$0.08	+0.00%	Missed