T TFC

Truist Financial Corporation

BANKS - REGIONAL · FINANCIAL SERVICES

Truist Financial Corporation (TFC), based in Charlotte, North Carolina, is a prominent bank holding company, offering a wide range of financial services through 2,781 branches across 15 states and Washington, D.C. The company specializes in consumer and commercial banking, capital markets, asset man...

$49.55

+0.49% (+$0.24)

Volume 6.51M

52W High $56.20

52W Low $33.56

Market Cap $47.01B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.00

Whisper EPS

$1.02

2.3% above consensus

Last Quarter

$1.12

Current Streak

2 Beats

Avg Surprise (4Q)

+2.56%

Next Earnings Report

Reports in 42 days

Report Date Apr 16, 2026

Time BMO

Whisper Spread +2.31%

Consensus Estimate

$1.00

Official analyst average

Whisper Number

$1.02

What traders expect

Bullish Sentiment: The whisper number is 2.3% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 21, 2026

1-Day: +0.56%

5-Day: +0.34%

Q3 2025 Oct 17, 2025

5-Day: +2.35%

Q2 2025 Jul 18, 2025

5-Day: +3.55%

Q1 2025 Apr 17, 2025

5-Day: +1.23%

Revenue & Financial Performance

Revenue Whisper

$13.22B

TWN Proprietary Estimate

Last Quarter Revenue

$7.66B

+0.1% YoY

Gross Margin

68.5%

Net Margin: 17.7%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$7.66B	+0.1%	68.5%	20.4%	$1.35B
Q3'25	$7.84B	+0.1%	60.6%	22.1%	$1.45B
Q2'25	$7.55B	+563.2%	59.6%	20.0%	$1.24B
Q1'25	$7.38B	-3.3%	60.2%	20.8%	$1.26B
Q4'24	$7.65B	-9.2%	60.0%	20.3%	$1.28B
Q3'24	$7.84B	+3.6%	59.2%	21.8%	$1.44B
Q2'24	$1.14B	-84.9%	-187.5%	-459.2%	$903.0M
Q1'24	$7.63B	+5.9%	56.6%	17.9%	$1.20B

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 21, 2026	$1.09	$1.12	$1.12	+2.75%	Met
Q3 2025	Oct 17, 2025	$0.99	$1.03	$1.06	+7.07%	Beat
Q2 2025	Jul 18, 2025	$0.93	$0.96	$0.91	-2.15%	Missed
Q1 2025	Apr 17, 2025	$0.86	$0.90	$0.87	+1.16%	Missed
Q4 2024	Jan 17, 2025	$0.88	$0.93	$0.91	+3.41%	Missed
Q3 2024	Oct 17, 2024	$0.90	$0.93	$0.97	+7.78%	Beat
Q2 2024	Jul 22, 2024	$0.82	$0.85	$0.91	+10.98%	Beat
Q1 2024	Apr 22, 2024	$0.79	$0.79	$0.84	+6.33%	Beat
Q4 2023	Jan 18, 2024	$0.89	$0.89	$0.91	+2.25%	Beat
Q3 2023	Oct 19, 2023	$0.82	$0.81	$0.84	+2.44%	Beat
Q2 2023	Jul 20, 2023	$1.01	$1.01	$0.95	-5.94%	Missed
Q1 2023	Apr 20, 2023	$1.14	$1.17	$1.09	-4.39%	Missed