U USB

U.S. Bancorp.

BANKS - REGIONAL · FINANCIAL SERVICES

U.S. Bancorp (USB) is a leading American bank holding company headquartered in Minneapolis, Minnesota, offering a comprehensive suite of financial services including commercial and consumer banking, investment management, mortgage, trust, and payment solutions. With a strong commitment to innovation...

$64.44

+1.50% (+$0.95)

Volume 7.84M

52W High $64.84

52W Low $43.46

Market Cap $98.76B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.32

Whisper EPS

$1.39

5.4% above consensus

Last Quarter

$1.35

Current Streak

7 Beats

Avg Surprise (4Q)

+5.95%

Next Earnings Report

Reports in 77 days

Report Date Oct 15, 2026

Whisper Spread +5.40%

Consensus Estimate

$1.32

Official analyst average

Whisper Number

$1.39

What traders expect

Bullish Sentiment: The whisper number is 5.4% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 11 quarters

Price Movement Around Earnings

Q2 2026 Jul 16, 2026

1-Day: -1.36%

5-Day: -0.47%

Q1 2026 Apr 16, 2026

1-Day: +2.61%

5-Day: +2.45%

Q1 2026 Apr 15, 2026

1-Day: -1.58%

5-Day: +1.12%

Q4 2025 Jan 20, 2026

1-Day: +2.00%

Revenue & Financial Performance

Revenue Whisper

$11.64B

TWN Proprietary Estimate

Last Quarter Revenue

$10.92B

+3.8% YoY

Gross Margin

65.4%

Net Margin: 19.9%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q2'26	$10.92B	+3.8%	65.4%	24.9%	$2.18B
Q1'26	$10.84B	+4.7%	61.7%	24.8%	$1.95B
Q4'25	$10.98B	+2.9%	66.9%	23.1%	$2.05B
Q3'25	$11.01B	+2.1%	61.1%	23.0%	$2.00B
Q2'25	$10.53B	-2.5%	61.5%	21.8%	$1.82B
Q1'25	$10.35B	-1.1%	61.7%	20.9%	$1.71B
Q4'24	$10.66B	+2.7%	60.2%	19.8%	$1.66B
Q3'24	$10.78B	+2.5%	58.2%	19.2%	$1.71B

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q2 2026	Jul 16, 2026	$1.28	$1.35	$1.35	+5.47%	Met
Q1 2026	Apr 16, 2026	$1.14	$1.22	$1.18	+3.51%	Missed
Q1 2026	Apr 15, 2026	$1.12	$1.18	--	--	--
Q4 2025	Jan 20, 2026	$1.19	$1.19	$1.26	+5.88%	Beat
Q3 2025	Oct 16, 2025	$1.12	$1.14	$1.22	+8.93%	Beat
Q2 2025	Jul 17, 2025	$1.07	$1.12	$1.11	+3.74%	Met
Q1 2025	Apr 16, 2025	$0.97	$0.99	$1.03	+6.19%	Beat
Q4 2024	Jan 16, 2025	$1.05	$1.08	$1.07	+1.90%	Met
Q4 2024	Jan 15, 2025	$1.05	$1.09	$1.07	+1.90%	Missed
Q3 2024	Oct 16, 2024	$0.99	$1.02	$1.03	+4.04%	Met
Q2 2024	Jul 17, 2024	$0.95	$0.98	$0.97	+2.11%	Met
Q1 2024	Apr 17, 2024	$0.88	$0.91	$0.90	+2.27%	Missed