USB U.S. Bancorp

$54.31

*Only the 1D chart reflects 15-min delayed quotes during market hours. Other timeframes update after market close.

Reporting for fiscal period ending 2025-12-31
Expected on Jan 20, 2026
Report Time: Before the Bell
The Whisper Number
$1.22
Consensus Estimate: $1.18
Revenue Estimate: $7.29B

Latest Earnings Insight

US Bancorp's upcoming earnings report on July 17 is poised to capture attention, especially given the whisper number of $1.11, which suggests a slightly more optimistic outlook than the consensus EPS estimate of $1.07. With a robust market cap of approximately $74.7 billion, the financial giant is expected to deliver revenue around $7.05 billion. In the absence of recent news, investors will likely focus on the bank's strategic maneuvers in navigating the current economic landscape, particularly in light of interest rate fluctuations and regulatory changes. The whisper number serves as a subtle indicator of market sentiment, hinting at potential upside surprises in earnings performance. As US Bancorp continues to leverage its scale and operational efficiency, stakeholders will be keen to see how these factors translate into financial results, potentially setting the stage for future growth trajectories.

Updated On 12/31/2025

About U.S. Bancorp

U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. The company provides banking, investment, mortgage, trust, and payment services products to individuals, businesses, governmental entities, and other financial institutions.

Website: https://www.usbank.com

Sector
FINANCE
Industry
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
Country
USA
Currency
USD
Fiscal Year End
December
CIK
36104
Address
U.S. BANCORP, 800 NICOLLET MALL, MINNEAPOLIS, MN, US
Valuation
Market Cap
$59.59B
P/E Ratio
9.46
PEG Ratio
1.43
Price to Book
1.12
Performance
EPS
$4.04
Dividend Yield
5.24%
Profit Margin
26.40%
ROE
11.50%
Technicals
50D MA
$43.12
200D MA
$45.93
52W High
$52.79
52W Low
$35.18
Fundamentals
Shares Outstanding
2B
Target Price
$49.84
Beta
0.94

USB EPS Estimates vs Actual

Estimated
Actual

USB News & Sentiment

Dec 31, 2025 • The Globe and Mail BULLISH
The Zacks Analyst Blog Highlights Bank of America, Wells Fargo and U.S. Bancorp
Amid rising U.S. consumer credit stress, Zacks Investment Research highlights Bank of America (BAC), Wells Fargo (WFC), and U.S. Bancorp (USB) as stable investment options. These banks are considered relatively safer due to strong capitalization, diversified revenue streams, and solid liquidity, positioning them to withstand potential loan defaults and delinquencies. The article provides financial details, strategic initiatives, and analyst projections for each bank, emphasizing their resilience in a challenging economic environment.
Dec 31, 2025 • The Globe and Mail SOMEWHAT-BULLISH
The Zacks Analyst Blog Highlights Bank of America, Wells Fargo and U.S. Bancorp
This Zacks Analyst Blog highlights how rising U.S. consumer credit stress, driven by high debt and inflation, is impacting the banking sector. It identifies Bank of America, Wells Fargo, and U.S. Bancorp as stable investment options due to strong capitalization, diversified revenue streams, and solid liquidity, and provides a detailed fundamental analysis of each bank.
Dec 31, 2025 • MarketBeat NEUTRAL
Boston Trust Walden Corp Sells 149,655 Shares of U.S. Bancorp $USB
Boston Trust Walden Corp significantly reduced its stake in U.S. Bancorp (NYSE:USB) by selling 149,655 shares, leaving it with 95,946 shares valued at $4,637,000. Other institutional investors showed mixed activity, with some increasing and others decreasing their holdings. Analysts have a "Moderate Buy" consensus rating for U.S. Bancorp, with an average target price of $54.95.
Dec 30, 2025 • 富途牛牛 NEUTRAL
U.S. Bancorp Options Spot-On: On December 30th, 313.4K Contracts Were Traded, With 252.44K Open Interest
On December 30th, U.S. Bancorp (USB.US) experienced significant options trading activity, with a total volume of 313.4K contracts, overwhelmingly dominated by call options (99.63%). The open interest for USB.US stood at 252.44K contracts, representing 100.95% of the 30-day average, indicating substantial ongoing positions. A notable transaction involved 13,270 call contracts at a $50.00 strike price expiring on January 16th, 2026, when the stock was trading at $54.30.
Dec 30, 2025 • marketscreener.com NEUTRAL
TREX Investigation: Investors Encouraged to Contact Kirby McInerney LLP
Kirby McInerney LLP has initiated an investigation into Trex Company, Inc. (NYSE:TREX) following a significant drop in its stock price after disappointing Q3 2025 financial results. Trex reported net sales 5% below guidance and revised its 2025 sales growth forecast down to approximately 0%. Investors who purchased Trex securities are encouraged to contact the firm to discuss their potential rights.
Dec 30, 2025 • AD HOC NEWS NEUTRAL
M&T Bank’s Quiet Power Play: How a Regional Workhorse Is Turning into a Digital-First Banking Plat
M&T Bank is transforming itself from a traditional regional lender into a digitally-driven banking platform, focusing on modern apps, embedded finance, and data-driven services. This strategy aims to combine local expertise and human relationship banking with a rapidly modernizing digital experience for customers. The bank differentiates itself through disciplined balance sheet management, a steadily improving digital platform, and deep regional roots in a competitive market.
Sentiment Snapshot

Average Sentiment Score:

0.238
50 articles with scored sentiment

Overall Sentiment:

Bullish

USB Reported Earnings

Jul 17, 2025
Jun 30, 2025 (Pre market)
0.04 Surprise
  • Reported EPS: $1.11
  • Estimate: $1.07
  • Whisper:
  • Surprise %: 3.7%
Apr 16, 2025
Mar 31, 2025 (Pre market)
0.06 Surprise
  • Reported EPS: $1.03
  • Estimate: $0.97
  • Whisper:
  • Surprise %: 6.2%
Jan 16, 2025
Dec 31, 2024 (Post market)
0.02 Surprise
  • Reported EPS: $1.07
  • Estimate: $1.05
  • Whisper:
  • Surprise %: 1.9%
Oct 16, 2024
Sep 30, 2024 (Pre market)
0.04 Surprise
  • Reported EPS: $1.03
  • Estimate: $0.99
  • Whisper:
  • Surprise %: 4.0%
Jul 17, 2024
Jun 30, 2024 (Pre market)
0.04 Surprise
  • Reported EPS: $0.98
  • Estimate: $0.94
  • Whisper:
  • Surprise %: 4.3%
Apr 17, 2024
Mar 31, 2024 (Pre market)
0.02 Surprise
  • Reported EPS: $0.90
  • Estimate: $0.88
  • Whisper:
  • Surprise %: 2.3%
Jan 17, 2024
Dec 31, 2023 (Pre market)
0.01 Surprise
  • Reported EPS: $0.99
  • Estimate: $0.98
  • Whisper:
  • Surprise %: 1.0%
Oct 18, 2023
Sep 30, 2023 (Pre market)
0.03 Surprise
  • Reported EPS: $1.05
  • Estimate: $1.02
  • Whisper:
  • Surprise %: 2.9%
Jul 19, 2023
Jun 30, 2023 (Pre market)
0.0 Surprise
  • Reported EPS: $1.12
  • Estimate: $1.12
  • Whisper:
  • Surprise %: 0.0%

Financials